Auto Cash Car Loan

Buying a car? Put your cash back into your account

You don’t need to use your own cash to buy a car – take advantage of our convenient Auto Cash Loans

Encash up to 75% of your vehicle invoice value
Loan repayment in up to 60 months
Get same day approval

Get your loan approvals today!

Key highlights and benefits

  • Fixed and variable interest rates starting from 3.75%
  • Pay down only 20% of the vehicle cost
  • Finance may be extended through a loan or credit facility
  • Instant pre-qualification
  • No charges for vehicle release letter, mortgage placement, NOC to traffic department, change in registration or temporary mortgage release

I want to borrow

AED 25,000 AED 300,000
12 months 60 months

You can borrow AED {0} Auto Loan

with monthly payments as low as


Why you should get an Emirates NBD car loan

Easy process and documentation

We make getting an auto loan easy with half-day approvals and minimal documentation especially with a good AECB score

Free credit card and bank account

Get a credit card with no annual fees for the first year and a new bank account

Preferred pricing on pre-owned vehicles

Going for a pre-owned car? Get preferential pricing for both cars and corporate fleets


Minimum salary: AED 5,000

Minimum down payment: 20%

What our customers are saying

"Emirates NBD is the best provider for car finance"

Things you need to know

Borrow wisely and ensure you go through the list of documents for all the fees and charges you'll incur and the terms and conditions involved when you get a loan from us. 

  • If you do not meet the monthly repayments on your loan, your account will go into arrears and incur late payment fee.
  • When you miss repayments, this could affect your credit score and limit your ability to access loan/financing in the future.
  • When you refinance your loan or avail installment deferments, it may take longer to pay off than your previous loan. It may also result in paying more interest.

Other ways to finance your car

Same-day approvals, smooth process and competitive rates!

AUTOSWAP in partnership with dubizzle

AUTOSWAP lets you sell your vehicle and buy another used vehicle from dubizzle without settling your existing loan.

AUTOSWAP with dubizzle

Same day loan approval and 7-day easy return with CARS24

Get your dream car at your doorstep with CARS24’s wide range of pre-owned cars and Emirates NBD’s same-day finance.

Get your dream car with Cars24

Other loans

Looking for something different?

Green Auto Loan

Take part in our Green Auto Initiative and protect the environment

Know more

Fixed Rate Auto Loan

Get started on your road trip with your dream car and a host of exclusive benefits and savings

Know more

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