ENBD X Application | Mobile Banking App in the UAE

Access over 200 services instantly.
Send money around the world in seconds.
Pay your bills at any time.
And personalise your dashboard.
Find out more

Stay in control

Personalise the mobile app to fit your lifestyle by managing your profile, notifications, and security preferences instantly. Whether you’re travelling, need more privacy, or need an update on your finances, you’ll always be a step ahead.

Everyday banking, simplified

Access over 200 services, with a majority of them being processed instantly in real time on the app.

Manage your wealth

Open an investment portfolio instantly and start trading in Global and Local Equities with access across Stocks and ETFs in the USA and European markets, as well as DFM, ADX and Nasdaq Dubai. Set your preferred stocks watchlist and get started.

Important update on ADX Market symbol change

Trade local, trade free with ENBD X

Invest for free! Buy and/or Sell UAE Equities through ENBD X with Zero transaction fees

Know more Terms and conditions

Trade in Global Markets from just USD 2

Trade in Global Equities and ETFs with the minimum trading fee now reduced to USD 2 only.

Know more Terms and conditions

Transfers and Payments

Send money like you send a text

Simply select your beneficiary, and we’ll select the best transfer option for your transaction.

International transfers and DirectRemit

Global money transfers via SWIFT. Also, 60 second transfers to UK, India, Pakistan, Philippines, Sri Lanka and Egypt for free

Cardless Withdrawals

Send money to any Emirates NBD ATM, and you or your recipient can withdraw it even if they are not Emirates NBD customer

Quick and secure payments

Make your utility, telecommunications and other bill payments quickly through the app and set-up auto payments

Transfer to mobile number

Transfer or receive money securely between you and your contacts using UAE mobile numbers only

Deals, now personalised

Access more than 1,000 shopping, dining, entertainment and travel offers on your Emirates NBD card.

And so much more

Get support, track your requests, set your profile and settings, control your security and privacy, block your cards and many more features.
Our reimagined mobile banking app does everything you do with our banking platforms even better, with powerful new features to get more done.

Support and Services
Profile
Security

Manage your finances

Manage your card payments, statements, and review your transactions

Apply for services

Get extra cash on hand, apply for Loan on Card, Installment Plans, Cash Advance or Balance Conversion

Accessible rewards

Explore your dedicated rewards and reap benefits instantly

Simplified requests

Apply for replacement and supplementary cards

Mobile number and address update

Update your personal information conveniently in app

Stay protected

Set security for the outmost convenience

Set your limits

Manage your daily and transaction limits

Communication preferences

Keep your preferred communication settings up to your requirements

New level of digital banking security with Smart Pass

Authenticate your transactions wherever you are without needing to enter the OTP. Smart Pass is a secure replacement of the SMS authentication

Smart touch and Face ID

You can enable Smart Touch/Face Pass for Smart Pass and authorise transactions with your fingerprint or Face ID

ENBD X – Awards-Winning Innovations in Digital Banking

Start your Wealth Journey

Open your Wealth Portfolio in a few clicks and start investing in Equities, Mutual Funds and Bonds.

Start investing

Instant Payments Service

Introducing Aani, a simple & faster way to move money using mobile numbers

The Central Bank of UAE has launched Aani, an instant payment platform operated by Al Etihad Payments based on the highest international security standards for offering a fast, convenient and secure way to transfer funds instantly.

Learn more

Experience the future of banking on the go

Download or update the app from the app store to get started!

Getting started

I can’t download ENBD X mobile app. What should I do?

Check your internet connection: Ensure you're connected to a strong and stable network. For best results, use a reliable Wi-Fi network (avoid corporate or public Wi-Fi) or try using mobile data
Free up storage space: Make sure you have enough space available on the device to download and install ENBD X
Disable any VPNs: Ensure there is no active VPN on your device
Check your device's software version: Make sure your phone’s operating system (Android or iOS) is compatible with the latest version of ENBD X (recommended for Android version 8.1 and above, and Apple iOS 14.0 and above)

I can’t log in to my ENBD X mobile app. What should I do?

Device security: Make sure your device isn’t rooted or jailbroken, as this could cause login issues
Check your internet connection: Ensure you're connected to a strong and stable network. For best results, use a reliable Wi-Fi network (avoid corporate or public Wi-Fi) or try using mobile data
Disable any VPNs: Ensure there is no active VPN on your device
Set date and time to automatic: Ensure your device’s date and time settings are set to automatic
Still can’t log in: If you've checked everything above and are still having trouble, try resetting your login credentials including username and/or password

I registered for Online Banking and Mobile Banking using my credit card. If I apply for other bank products, will I see them when I log in?

If you’ve registered for Mobile Banking and/or Online Banking using your credit card, when you apply for additional products, all your active Emirates NBD products will automatically appear when you log in. If you are unable to view any of your active products, please call us at +971600540000.

What is the difference between registering with an account and registering with a credit card?

When you register with your bank account or debit card, you will gain access to a detailed overview of all banking products in your profile, along with our complete range of online and mobile banking services.

When you register with your credit card, you will have access only to the information and services related to your credit card.

How can I change the app language on ENBD X?

The ENBD X app is available in both English and Arabic. You can follow the below steps to switch the app language:

Log in to ENBD X app on your device
Tap on your profile picture
Select “Preferences”
Select “App Language” and choose Arabic or English from the options
Confirm your selection, and the app will restart in your chosen language