Start your banking journey with the leading bank in the region.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Start your banking journey with the leading bank in the region.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Start your Priority Banking journey and live your success
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Track and manage your primary and supplementary credit card limits easily via Online and Mobile Banking
Your credit card limit is assigned by the bank after taking several factors into consideration including the type of credit card, your income, the company you work for, your financial history and debt burden ratio.
Credit card limit: This is the maximum amount you can spend using your credit card.
Outstanding balance or utilised limit: This is the amount you spend and need to repay, at least in part before your payment due date.
Available credit limit: This is what's left after what you've spent or utilised from your credit card limit.
If you hold one or more supplementary credit cards, these cards will utilise a percentage of your total credit card limit. For example, if your credit card has a total limit of AED 10,000 and you assign your supplementary credit card 10% of your limit, the supplementary card holder can use AED 1,000 of your primary credit card limit.
To apply for a credit limit increase on your credit card you must meet the following criteria:
Use one of the options below to apply for a limit increase on your card:
Keep these documents ready to complete your request.
What’s next?
Your request will be reviewed and processed within 6 working days. You’ll receive an email and SMS once your request is processed.
If you don’t hear from us, you can track the status of your request by calling +971 600 54 0000 and when prompted, say 'track service request'.
The documents required to increase your primary credit card limit depend on your employment status and the bank to which you are currently transferring your salary. The following are the documents you should keep ready depending on your situation:
If your salary is being transferred to Emirates NBD
If your salary is being transferred to another bank
If you’re self-employed
The minimum credit card limit you can ask for depends on your credit card type.
Card type | Minimum limit |
|
AED 1,000 |
|
AED 5,000 |
|
AED 10,000 |
|
AED 12,000 |
|
AED 20,000 |
|
AED 25,000 |
|
AED 30,000 |
You can request for a credit card limit decrease here.
Only you, as a primary credit cardholder, can increase or decrease your supplementary credit limit by changing the percentage of your primary credit card’s total limit assigned to the supplementary credit card.
Choose one of the options below to request a change in your supplementary credit card limit now:
No, your credit limit will be increased on your existing credit card.
You can view your supplementary credit cardholder’s limit utilisation or transaction history via Online and Mobile Banking. Your supplementary card holder’s transactions will also be listed in your monthly credit card statements.
Your credit limit is based on a number of factors including income, payment and spending history on your card, your credit score etc. The bank will always process your request for the maximum eligible amount.
Emirates NBD Credit Cards have a buffer limit which allows you to complete a purchase that is higher than your current available credit limit. Based on the type of credit card you hold, your buffer limit can range between 3% and 15% of your total credit limit.
Spending more than your assigned credit limit will incur over-limit charges.
Always keep track of your credit card transactions and available limit. It’s easy via Online and Mobile Banking.
Online Banking: Go to My Finances > Cards
Mobile Banking:
Click on and then Credit Cards.
You can use up to 75% of your total credit limit for cash advances on business credit cards and 50% of your total credit limit for cash advances on any other credit card.
You can only transfer a portion of your credit limit from a non-Web Shopper credit card to your Web Shopper card. You can’t transfer credit limit between non-Web Shopper credit cards.
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