Financial Wellbeing

Empowering you with the knowledge you need to reach your financial goals throughout different stages of life. Every milestone achieved is a lesson learned

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Financial Wellbeing with Emirates NBD

Financial wellbeing is a state where a person has control over their finances and is able to make sound financial decisions to achieve their desired lifestyle, enabling feelings of security, confidence and overall wellbeing.

About Financial Wellbeing with Emirates NBD

Financial wellbeing hub

Savings

Build healthier saving habits and plan confidently for your future goals.

Spending

Learn smarter ways to manage everyday expenses and control your spending.

Investing

Explore investment basics, market insights, and ways to grow your wealth.

Borrowing

Understand loans, credit, and responsible borrowing to make informed financial decisions.

Blog

Discover articles, tips, and practical insights to support your financial wellbeing journey.

Financial Wellbeing with Emirates NBD Podcast

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Latest articles

24/06/2025

2 min read

Borrowing: What to know before you borrow

You may consider borrowing money for a specific need to make life better today, to address a particular expense or to invest in the future; mainly with some long-term goals in mind. Of course, any money borrowed will have to be paid back, which is where things like interest rates and loan terms come into play.

24/06/2025

2 min read

Should I borrow or wait? A simple guide for big decisions

Life moves quickly, and financial decisions often follow just as fast. Whether it’s a car upgrade, a last-minute holiday, or furnishing your new apartment, choosing if you should wait for the right moment or take the leap can be tricky. Here are a few things to consider while making the decision.

24/06/2025

2 min read

The snowball method: the secret to paying off debt sooner

When you borrow money, whether it’s making purchases using your credit card or taking out a loan to pay for your car or home, you’ll have to pay back the amount you borrow with interest. Borrowing money certainly has its place and paying off some of the debt can help you focus on your other financial goals such as saving for retirement.

24/06/2025

2 min read

Interest: fixed rate vs variable rate

There are two main types of interest rates: fixed rate and variable rate. Let’s compare the 2, and look at their pros and cons.

24/06/2025

2 min read

Your credit rating score and you: What you should know

If you wanted to borrow money, you would go to a lender (bank or a financial institution) and ask for a loan. How does the lender know that you will pay the loan back? The best way for them to know how trustworthy you are as a borrower is to look at your credit rating score.

24/06/2025

2 min read

A bank loan, explained

What is a bank loan? Simply put, a bank loan is a borrowed sum of money from a lender (this could be a bank or other financial institution). Because lenders risk losing money if the loan is not paid back, they compensate for that risk by collecting a fee from borrowers known as interest.

24/06/2025

2 min read

How to avoid late payment fees

Sometimes it can be hard to stay on top of all of your payment deadlines. But if you forget to make a payment, you will be charged a late payment fee, which could cause you even more trouble. So how exactly can you avoid this?

24/06/2025

2 min read

How does a credit card work

As we all probably know, a credit card allows you to borrow money through a line of credit or make purchases anytime, anywhere through a vendor that accepts credit cards. And in exchange for using a credit card, you agree to repay the money borrowed — plus any interest owed — at a later date. But let’s look at the finer points.

24/06/2025

2 min read

How to read your credit report

Your credit report contains a lot of information on your financial history. While you might want to skip right to your credit score, it’s important to understand your credit report so that you know how to improve it. Here, we will explain your credit report, what’s included in it, and what this information means to you.

24/06/2025

2 min read

What is an overdraft

Life moves fast. Sometimes you’re shopping, for clothing or food, etc, and paying without thinking about how much money is in your bank account. While the transaction might go through, you might only later realize it was an overdraft.