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Benefits
Digital Account opening

At a glance

A banking package tailored to your lifestyle

LONDON

A world of rewards

Welcome gift

- Free home content insurance from Liva for the first 2 months upon account opening*

Terms and Conditions

Premium Rewards

- Up to AED 50,000 savings with deals and vouchers for new customers

- Over 1,300 deals to explore on mainstream and high-end merchants

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Singapore

A wealth of opportunities

- A dedicated team of wealth advisors for personalized solutions

- A variety of insurance plans to cover your unique needs through our preferred partners

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Saudi Arabia

Simple ways to send money

- 60 second free money transfers to India, Philippines, Pakistan, Sri Lanka, Egypt and UK

- Free international and local remittances through online banking and the ENBD X mobile banking app

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Eligibility

Choose the solution that suits you best

Visit your favourite

Salary Transfer

  • AED 15,000 to AED 49,999
  • Zero account maintenance fee
Spend a minimum of AED 500

Savings Relationship

  • Minimum Balance Criteria AED 100,000
  • Fee of AED 26.25 per month for relationship balance less than AED 3,000
Promo Beyond Rewards

Premium Rewards

Enjoy up to AED 50,000 in savings with 1,300+ amazing deals across dining, entertainment experiences, retail and wellness.

Simply log in to ENBD XKnow more
Reward vouchers

Reward vouchers

Of up to AED 5,000 on personal, auto and home loans within 6 months of starting your banking relationship with us.
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Salary Transfer Rewards

Salary Transfer Rewards

Open a Salary Transfer Account and get up to 7,500 guaranteed cash and a chance to win from 150 prizes worth AED 450,000.
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Invest through ENBD X

Invest through
ENBD X

Presenting an exclusive offer with low commissions and low custody fees! Buy and/or sell Global and Local Equities & ETFs on ENBD X.
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Credit cards

Credit cards

Make the most of our wide range of Credit Cards tailor made to fit your lifestyle needs.
Credit Cards
FREE TRANSACTION BANKING

Free transaction banking

Enjoy a host of free benefits on everyday banking transactions. Save on remittances, international cash withdrawals and much more.

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Benefits of banking with Emirates NBD

Main Banner Folder Open an Emirates NBD account

Open an Emirates NBD account and join the most innovative bank in the region


Apply for an account and get a Beyond Package today
Apply for an account

DISCLAIMER

Premium Rewards is provided by a third-party provider wherein ENBD X acts solely as an intermediary in facilitating access to the service through API integration. In doing so, Emirates NBD shall not be liable for any loss, damage or any other consequence resulting directly or indirectly from your access to the platform, including on account of any information that you may provide, any misinformation, inaccuracies or errors in the data, images or services offered on the platform, any transaction conducted, the failure of any goods or services posted or the accuracy, completeness or reliability of any content, offers or information provided by a third party service provider.

Support

How can we help?

Already a customer?

Apply for a savings and current account
How do I update my phone number?

Help with your account

Help with an inactive or dormant account

Getting started

Documents required to open an account

Getting started

Can I open an account for my children below 18?

Frequently asked

ATM fees and charges
Have more questions? Visit our support pages
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Welcome to a world of rewards

Premium Rewards, is the ultimate rewards experience, free for Beyond customers, offering amazing savings and deals on dining, shopping, entertainment, wellness and much more.

  • Simply log in to ENBD X and click on ‘Explore’
  • Scroll to ‘Premium Rewards’ and slide to confirm the terms and conditions

And you’re done. It’s that simple!

Here’s what we think you’ll like:

  • Easily accessible via your ENBD X Mobile Banking app
  • Enjoy access to luxury dining venues and extraordinary privileges
  • Over 1,300 deals to select from
  • The handy search feature
  • Voucher-free redemption – just use the app
  • The many categories of offers and discounts
  • Redemption history to see how much you’ve saved
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Credit cards

Credit Card & Bancassurance Bundle Offer

Apply for a Skywards, Marriott Bonvoy™ World Mastercard® or U By Emaar Signature Credit Card and take a Bancassurance product within 30 days to avail a discount on the credit card joining fee.

  • 50% reversal of the joining fee if the monthly premium is between USD 250 and USD 499
  • 100% reversal of the joining fee if the monthly premium is USD 500 or more

The joining fee will be charged in your first billing cycle and the reversal of the joining fee will be done in your second or third billing cycle.

If you discontinue paying your premiums before 12 months, the joining fee will be debited from your primary account.

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Beyond loyalty program

Win AED 2,000 cashback every month

Our loyalty rewards program gives you a chance to win one of 15 cashback prizes every month.

  • 12 prizes worth AED 2,000 cashback for Dubai, Sharjah and the Northern Emirates
  • 3 prizes worth AED 2,000 cashback for Abu Dhabi and Al Ain

The more Emirates NBD products, such as accounts, credit cards and loans you hold, the more entries you get in the draw. Even foreign exchange transactions give you an entry. For example, if you have an account and a credit card, you will get two entries in the draw.

The bank reserves the right to revoke or change this program without prior notice.

View the winners from October to December 2023

View the winners from July to September 2023

View the winners from April to June 2023

View the winners from January to March 2023

View the winners from October to December 2022

View the winners from July-September 2022

Previous winners (2020-2022)

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Free transaction banking

  • 1 free cheque book every calendar year
  • 1 free demand draft/manager’s cheque every month
  • Unlimited local and international remittances on online banking and mobile banking
  • 60-seconds, free money transfers to India, Philippines, Pakistan, Sri Lanka, Egypt and UK
  • 3 free Standing Instructions setups
  • 5 Free international ATM cash withdrawal above USD 300 per year
  • Priority queuing in Phone Banking

 

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Rewards for loans

Vouchers of up to AED 5,000 within 6 months of Beyond account opening

Personal loans

Win AED 1,000 for personal loans between AED 250,000 and AED 500,000, or AED 2,000 for loans above AED 500,000

Auto loans

Win AED 500 for auto loans between AED 100,000 and AED 250,000 or AED 1,000 for loans above AED 250,000

Home loan

Win AED 2,000 for home loans between AED 1 million and AED 3 million or AED 5,000 for loans above AED 3 million.

Terms and conditions:

  • The offer is valid for 6 months from the time you set up a salary transfer account with Emirates NBD
  • Only loans with standard pricing are eligible, promo offers or discounted rate loans are not eligible
  • Promo code should be added in the loan application

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Emirates NBD Bank (P.J.S.C.) is licensed by the Central Bank of the UAE, Baniyas Road, Deira, P.O. Box: 777, Dubai, UAE

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