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Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
View support centreEveryday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usStart your banking journey with the leading bank in the region.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
View support centreEveryday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Start your Priority Banking journey and live your success
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usCorporate governance
Board committee structure
The board is ultimately responsible for the conduct of Emirates NBD’s affairs but, for greater efficiency, board committees have been established with formally delegated objectives, authorities, responsibilities, and tenure.
The board has established six permanent board committees. Changes in committee assignments are made based on committee needs, directors’ interests, experience and availability, and applicable regulatory and legal considerations.
Each of the permanent committees has its own terms of reference approved by the board, which sets out the responsibilities of the committee, the qualifications and procedures of the committee and how the committee will report to the board. Each committee conducts a self-evaluation annually. The chairman of each committee determines the frequency of committee meetings, consistent with the regulatory requirements, committee's terms of reference and the requirements of Emirates NBD.
The board regularly reviews the composition of the board committees. The Board Audit Committee and the Board Risk Committee have an independent director appointed as the chair, and the Board Risk Committee has a majority of independent members as required by CBUAE regulations.
Chairman:
Mr. Jassim Mohammed Al Ali
Members:
Mr. Hesham Abdulla Al Qassim
Mr. Salem Mohammed Obaidalla
Overview and scope:
The primary responsibility and function of the BAC is to assist the Board of Emirates NBD fulfil its duties by overseeing:
For Terms of Reference click here
Chairman:
Mr. Ali Humaid Al Owais
Members:
Mr. Hesham Abdulla Al Qassim
Mr. Jassim Mohammed Al Ali
Overview and scope:
The primary responsibility and function of the BRC is to assist the Board of Emirates NBD fulfil its duties by overseeing:
For Terms of Reference click here
Chairman:
Mr. Buti Obaid Buti Al Mulla
Members:
Mr. Hesham Abdulla Al Qassim
Mr. Ali Humaid Al Owai
Overview and scope:
The primary responsibility and function of the BNRESGC is to assist the board to fulfil its duties by overseeing:
For Terms of Reference click here
Chairman:
Mr. Hesham Abdulla Al Qassim
Members:
HE. Mohamed Hadi Ahmad Al Hussaini
Mr. Ali Humaid Al Owais
Mr. Salem Mohammed Obaidalla
Overview and scope:
The primary responsibility and function of the BCIC is to assist the Emirates NBD’s Board fulfil its duties by overseeing:
For Terms of Reference click here
Chairman:
Mr. Hesham Abdulla Al Qassim
Members:
HE. Mohamed Hadi Ahmad Al Hussaini
Mr. Ali Humaid Al Owais
Mr. Salem Mohammed Obaidalla
Overview and scope:
The primary responsibility and function of the BEC is to act for the Board on urgent matters between regular Board meetings in cases where it is not possible to convene a meeting of the Board and to manage other matters delegated by the Board. The BEC exercises the powers of the Board in the supervision and oversight of the Group’s affairs.
For Terms of Reference click here
Chairman:
Mr. Hesham Abdulla Al Qassim
Members:
Mr. Buti Obaid Al Mulla
Dr. Salim Al Ali.
Overview and scope:
The primary responsibility and function of the BPEC is to assist the Emirates NBD Board to fulfil its duties by overseeing:
For Terms of Reference click here
Chairman:
Mr. Jassim Mohammed Al Ali
Members:
Mr. Hesham Abdulla Al Qassim
Mr. Salem Mohammed Obaidalla
Overview and scope:
The primary responsibility and function of the BAC is to assist the Board of Emirates NBD fulfil its duties by overseeing:
For Terms of Reference click here
Chairman:
Mr. Ali Humaid Al Owais
Members:
Mr. Hesham Abdulla Al Qassim
Mr. Jassim Mohammed Al Ali
Overview and scope:
The primary responsibility and function of the BRC is to assist the Board of Emirates NBD fulfil its duties by overseeing:
For Terms of Reference click here
Chairman:
Mr. Buti Obaid Buti Al Mulla
Members:
Mr. Hesham Abdulla Al Qassim
Mr. Ali Humaid Al Owai
Overview and scope:
The primary responsibility and function of the BNRESGC is to assist the board to fulfil its duties by overseeing:
For Terms of Reference click here
Chairman:
Mr. Hesham Abdulla Al Qassim
Members:
HE. Mohamed Hadi Ahmad Al Hussaini
Mr. Ali Humaid Al Owais
Mr. Salem Mohammed Obaidalla
Overview and scope:
The primary responsibility and function of the BCIC is to assist the Emirates NBD’s Board fulfil its duties by overseeing:
For Terms of Reference click here
Chairman:
Mr. Hesham Abdulla Al Qassim
Members:
HE. Mohamed Hadi Ahmad Al Hussaini
Mr. Ali Humaid Al Owais
Mr. Salem Mohammed Obaidalla
Overview and scope:
The primary responsibility and function of the BEC is to act for the Board on urgent matters between regular Board meetings in cases where it is not possible to convene a meeting of the Board and to manage other matters delegated by the Board. The BEC exercises the powers of the Board in the supervision and oversight of the Group’s affairs.
For Terms of Reference click here
Chairman:
Mr. Hesham Abdulla Al Qassim
Members:
Mr. Buti Obaid Al Mulla
Dr. Salim Al Ali.
Overview and scope:
The primary responsibility and function of the BPEC is to assist the Emirates NBD Board to fulfil its duties by overseeing:
For Terms of Reference click here
Mr. Jassim Mohmmed Al Ali was appointed as a Director of Emirates NBD Bank P.J.S.C. in February 2022.
Mr. Jassim is currently the Managing Director of Al Ali Property Investments. He has extensive professional experience, his main approach around directing and controlling the company’s operations and give strategic guidance and direction to the Chairman of the Company to achieve its mission and objectives.
He is Board member of Emaar Properties P.J.S.C., member of the Audit Committee and Risk Committee, he is also a board member of Jebel Ali Cement Factory.
Mr. Jassim holds a Business Administration Degree in Public Administration from American University of Sharjah.
Mr. Ali Humaid Ali Abdalla Al Owais was appointed as a Director of Emirates NBD Bank P.J.S.C. in March 2013. Mr. Al Owais is the Chairman of Al Owais Group, United Food Company P.J.S.C. and Moderna Group LLC. He is the Vice Chairman of Dubai Refreshment Co. P.J.S.C., Modern Bakery and Director of Emirates Islamic Bank P.J.S.C. and Oman Refreshment Company. As Chairman and a Board Member of various companies, Mr. Al Owais is instrumental in bringing about vast changes through his entrepreneur skills and business contacts.
Mr. Al Owais holds a Bachelor’s degree in Business Applied Science.
Mr. Buti Obaid Buti Almulla is Chairman of Mohamad and Obaid Almulla Group, a Dubai-based family-owned business launched in 1942, and a market leader in key strategic economic sectors: Hospitality, Healthcare & Pharmaceuticals, Real Estate, Travel and Tourism and Investments.
He has extensive professional business experience that spans more than 31 years, since January 1990, across the banking, finance, real estate, hospitality and investment sectors. Born in 1967, Mr. Almulla holds a diploma in business administration from Newbury College, Boston.
He holds several esteemed positions, Chairman - Dubai Insurance Company P.S.C., Vice Chairman of Emirates Islamic Bank P.J.S.C., Director of Emirates NBD Bank P.J.S.C., Director of Emaar Properties P.J.S.C. and Director of Dubai Refreshment P.J.S.C.
Mr. Hesham Abdulla Al Qassim is the Vice Chairman and Managing Director of Emirates NBD Bank P.J.S.C., the Chairman of Emirates Islamic Bank P.J.S.C., one of the leading Islamic banks in the region, Emirates NBD Egypt and DenizBank A.Ş Turkey; both subsidiaries of Emirates NBD. Mr. Al Qassim is also the Vice Chairman and Chief Executive Officer of wasl Asset Management Group, and is responsible for leading its transformation into a world-class asset management company. He has more than 28 years’ experience in the banking industry.
Mr. Al Qassim is also the Chairman of Dubai Sports Corporation and Dubai Autism Centre. His other board memberships include Dubai International Financial Centre (DIFC) Authority, Emirates Telecommunications Corporation (Etisalat), DIFC Investments LLC., Itissalat Al-Maghrib (IAM) Maroc Telecom, the International Humanitarian City, as well as the International Cooperation Council France UAE (“CCI France UAE”). He is also a member of the Board of Trustees for the “1 Billion Meals Endowment” initiative, which falls under the umbrella of Mohammed bin Rashid Al Maktoum Global Initiatives.
His professional and vocational qualifications include a Bachelor’s degree in Banking and Finance and a Master’s degree in International Business Management and in Executive Leadership Development.
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