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All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
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Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Start your banking journey with the leading bank in the region.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Start your Priority Banking journey and live your success
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Corporate governance
The Board, together with the Board Nomination, Remuneration and Environmental, Social and Governance Committee (BNRESGC), determines the size and composition of the board, subject to provisions of the Corporate Governance Regulations and the bank’s articles of association.
The Bank's Board of Directors comprises nine directors and the board composition is aligned to the relevant requirements of UAE Central Bank Regulations:
Collectively, the directors contribute a broad range of skills, diversity, expertise and experience from a range of backgrounds.
The Bank recognizes that an effective Board is critical to ensuring that the Board meets its primary responsibility to promote the success of the Group.
The Board Nomination, Remuneration and Environmental, Social and Governance Committee (BNRESGC) plays an important role in the selection and recommendation of potential Directors for appointment to the Board and ensuring that the Board is comprised of individuals with a balance of skills, diversity and expertise who collectively possess appropriate qualifications according to the size, complexity and risk profile of the Bank.
All candidates for Board membership are subject to a Fit and Proper Process to ensure they have sufficient competence, knowledge and experience to effectively carry out their duties. The Directors are elected by Ordinary Resolution at the Bank’s Annual General Meeting by means of cumulative voting by the shareholders. Any Candidate for appointment as a Director must be pre-approved by the UAE Central Bank.
As stipulated in ENBD’s Articles of Association, all Directors hold office for a term of three years and are eligible for re-appointment thereafter.
The board currently has female representation in line with the Emirates NBD Board Charter. Emirates NBD is committed to gender diversity, both within the composition of the board and within the workforce. The BNRESGC supports the nomination of female candidates and will continue to review opportunities to include gender diversity as part of the board succession process.
This Charter sets out the authority, responsibilities, and composition of the Board and the Board committees. This Charter shall be read together with the Bank’s Corporate Governance Manual.
H.H. Sheikh Ahmed Bin Saeed Al Maktoum was appointed as the Chairman of Emirates NBD in June 2011. Leading Dubai’s aviation sector since 1985, Sheikh Ahmed is the President of the Dubai Civil Aviation Authority (DCAA), Chairman of Dubai Airports, and the Chairman and Chief Executive of Emirates Airline & Group.
Sheikh Ahmed holds a number of Government positions and plays an increasingly pivotal role in the UAE’s finance and energy sectors. He has been at the forefront of Dubai's remarkable economic development for more than 25 years.
Sheikh Ahmed has a Bachelor’s degree in Political Science from the University of Denver, Colorado, USA and has received many international honours including the fellowship of the British Royal Aeronautical Society, the Commandeur de l'Ordre de la Legion d'Honneur (the Legion of Honour) of France, the highest French civilian award, and the Verfassungsportugaleser, one of Germany's highest honours.
Mr. Jassim Mohmmed Al Ali was appointed as a Director of Emirates NBD Bank P.J.S.C. in February 2022.
Mr. Jassim is currently the Managing Director of Al Ali Property Investments. He has extensive professional experience, his main approach around directing and controlling the company’s operations and give strategic guidance and direction to the Chairman of the Company to achieve its mission and objectives.
He is Board member of Emaar Properties P.J.S.C., member of the Audit Committee and Risk Committee, he is also a board member of Jebel Ali Cement Factory.
Mr. Jassim holds a Business Administration Degree in Public Administration from American University of Sharjah.
H.E. Huda Sayed Naim AlHashimi was appointed as a Director of Emirates NBD Bank P.J.S.C. and Emirates Islamic Bank P.J.S.C. in February 2022.
H.E. AlHashimi is the Deputy Minister of Cabinet Affairs for Strategic Affairs. As part of the responsibilities of her current position, H.E. AlHashimi leads the process of articulating the UAE Leadership’s Vision, setting an ambitious long-term strategy. H.E. AlHashimi leads the setup and operation of Mohammed Bin Rashid Centre for Government Innovation. She also leads the Government Accelerators and responsible for governance and institutional restructuring at the Prime Minister’s Office.
H.E. AlHashimi has been chosen as a Board member of the “Digital School” as well as a member of the UAE Gender Balance Council and Dubai Women Establishment. She is also a member of the Supreme Committee of the Mohammed Bin Rashid Smart Education Program. She is also member of the metaverse steering committee.
H.E. AlHashimi holds a BSC in Business Administration from the Higher Colleges of Technology, where she graduated with honours and received Sheikh Rashid Award for Scientific Excellence. She is also an alumni of London Business School and was enrolled in the Mohammed Bin Rashid Center for Leadership Development programme, and she received certificate from IMD on mastering board governance.
H.E. Mohamed Hadi Al Hussaini is the Minister of State for Financial Affairs. Currently he serves on the Board of Emirates NBD Bank P.J.S.C. and Emirates Islamic Bank P.J.S.C. H.E. is also a Board member of Emirates Investment Authority, Investment Corporation of Dubai and Director of Dubai Real Estate Corporation/wasl Asset Management Group and is the Chairman of the Development Committee (DC) of the World Bank Group (WBG) and International Monetary Fund (IMF).
H.E. Al Hussaini has wide professional experience across the banking, finance, real estate and investment sectors. He comes from a prominent family of businessmen primarily engaged in the trading sector.
H.E. Al Hussaini holds a Master’s degree in International Business from Webster University in Geneva, Switzerland.
H.E. Khalid Juma Al Majid was appointed as a Director of Emirates NBD Bank P.J.S.C. in February 2022. H.E. Al Majid is also the Vice Chairman of Juma Al Majid Group of Companies, the conglomerate Juma Al Majid Group, which is one of the recognized names in the United Arab Emirates with regional and global reach. H.E. served as the Vice Chairman of the Central Bank of the UAE from 2010 until 2019, and was a Director of National Bank of Dubai P.J.S.C. In June 2021, H.E. Al Majid was appointed as a Director of Dubai Chamber of Commerce.
H.E. Al Majid holds a bachelor’s degree in Business Administration from The University of Arizona, USA in 1989.
Mr. Buti Obaid Buti Almulla is Chairman of Mohamad and Obaid Almulla Group, a Dubai-based family-owned business launched in 1942, and a market leader in key strategic economic sectors: Hospitality, Healthcare & Pharmaceuticals, Real Estate, Travel and Tourism and Investments.
He has extensive professional business experience that spans more than 31 years, since January 1990, across the banking, finance, real estate, hospitality and investment sectors. Born in 1967, Mr. Almulla holds a diploma in business administration from Newbury College, Boston.
He holds several esteemed positions, Chairman - Dubai Insurance Company P.S.C., Vice Chairman of Emirates Islamic Bank P.J.S.C., Director of Emirates NBD Bank P.J.S.C., Director of Emaar Properties P.J.S.C. and Director of Dubai Refreshment P.J.S.C.
Mr. Ali Humaid Ali Abdalla Al Owais was appointed as a Director of Emirates NBD Bank P.J.S.C. in March 2013. Mr. Al Owais is the Chairman of Al Owais Group, United Food Company P.J.S.C. and Moderna Group LLC. He is the Vice Chairman of Dubai Refreshment Co. P.J.S.C., Modern Bakery and Director of Emirates Islamic Bank P.J.S.C. and Oman Refreshment Company. As Chairman and a Board Member of various companies, Mr. Al Owais is instrumental in bringing about vast changes through his entrepreneur skills and business contacts.
Mr. Al Owais holds a Bachelor’s degree in Business Applied Science.
Mr. Hesham Abdulla Al Qassim is the Vice Chairman and Managing Director of Emirates NBD Bank P.J.S.C., the Chairman of Emirates Islamic Bank P.J.S.C., one of the leading Islamic banks in the region, Emirates NBD Egypt and DenizBank A.Ş Turkey; both subsidiaries of Emirates NBD. Mr. Al Qassim is also the Vice Chairman and Chief Executive Officer of wasl Asset Management Group, and is responsible for leading its transformation into a world-class asset management company. He has more than 28 years’ experience in the banking industry.
Mr. Al Qassim is also the Chairman of Dubai Sports Corporation and Dubai Autism Centre. His other board memberships include Dubai International Financial Centre (DIFC) Authority, Emirates Telecommunications Corporation (Etisalat), DIFC Investments LLC., Itissalat Al-Maghrib (IAM) Maroc Telecom, the International Humanitarian City, as well as the International Cooperation Council France UAE (“CCI France UAE”). He is also a member of the Board of Trustees for the “1 Billion Meals Endowment” initiative, which falls under the umbrella of Mohammed bin Rashid Al Maktoum Global Initiatives.
His professional and vocational qualifications include a Bachelor’s degree in Banking and Finance and a Master’s degree in International Business Management and in Executive Leadership Development.
Mr. Salem Mohamed Obaidalla (“Mr. Obaidalla”) was appointed as a Director of Emirates NBD Bank in February 2019.
Mr. Obaidalla is currently the Senior Vice President – Commercial Operations Americas for Emirates Airline. He has extensive professional experience and contributed to the success of launching new stations in addition to handling the launch of various destinations, such as Amsterdam, Prague, Madrid, Geneva, Copenhagen, St. Petersburg, Dublin, Barcelona and Lisbon.
Mr. Obaidalla holds a Business Administration Degree from Wentworth Institute of Technology in Boston, USA.
Dr. Ahmed Alkhalfawi was appointed as the Group Company Secretary of Emirates NBD in October 2022. Dr. Alkhalfawi is a UAE National, and has a Masters in Private Law and PhD in Shariah and Judiciary Law, with over 17 years of experience in legal, leadership and management roles. As Group Company Secretary, Dr. Alkhalfawi is responsible, amongst other things, for ensuring that Emirates NBD complies with all relevant laws and regulations and has effective governance processes.
Dr. Alkhalfawi previously held senior legal roles in government and semi government entities, including DP World – Dubai, Jebel Ali Free Zone (FZE) and Jebel Ali Authority Dubai, Dubai Islamic Bank and HSBC – Dubai Head Office.
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