Defer your loan payments

You can apply for a loan deferment for your personal or auto loan

Need a break from your installments?

You can defer your personal or auto loan payments if you are having trouble making your payments due to changed circumstances. Just remember than you can do this only if your loan repayment mode is set to 'auto debit'.  If this is not the case, or if you're not sure if it is, please call us and we'll be happy to help.

Defer your payments now

Choose one of the options below to apply for a loan deferment now:



  • Your loan must be current and you must not have missed or made any late payments
  • You can defer payments in non-consecutive months, up to two a year for personal loans and one a year for auto loans
  • You can't defer payments for home loans


No, your loan's first installment can’t be deferred.

Only two deferrals are allowed for personal loan per loan cycle year and they can’t be consecutive. Only one deferral is allowed for an auto loan per loan cycle year.

Deferments are not permitted for home loans. However, if you have suffered job loss, salary reduction, etc. you can write to with supporting documents we will look into the case and within approximately 5-7 working days from the date all documents are given.