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Looking for a loan? Calculate your monthly payments

30000 500000
1 Year 4 Years

Effective rate: 5.99% p.a. Terms and conditions apply. Interest rates vary by tenor & subject to bank policy

25000 300000
1 Year 5 Years

Flat rate: 2.69% p.a. and reducing rate of 5.06% p.a. Terms and conditions apply.
Interest rates vary by tenor & subject to bank policy

250000 5000000
1 Year 25 Years

Effective rate: 3.99% p.a. (reducing). Terms and conditions apply. Interest rates vary by tenor & are subject to bank's policy.

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Our fees and payment plans
Borrow wisely
Read more
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Our fees and payment plans
Borrow wisely
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personalloans
Personal loan with extra benefits

Get a New or Top-up your Personal Loan with attractive interest rates

Salary Transfer Loans for Emiratis Salary Transfer Loans for Expats
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Home loans

Unlock the doorway to your dream home

Home loans for UAE Nationals Home Loans for Expatriates
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autoloans
Auto loans

Your choices are limitless with our Auto Loan offers

Finance new and used cars up to 12 years old
Minimal documentation with no requirement for Salary Certificate and Driving License
Salary certificate driving license not required
Easy financing of used vehicles with age up to 12 years
Flexible repayment options
Enhanced loan multiples
Auto Cash Car Loan Fixed Rate Auto Loan
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overdraftloans
Overdraft

Instant cash support at your fingertips!

Access instant funds using your salary or fixed deposit.
Experience the convenience of our overdraft product today!

Pay interest only on the amount you use
Pay interest only on the amount you use
Access to instant funds
Access to
instant funds
Cheque bounce protection overdraft
Cheque bounce
protection
Overdraft Facility

Why should you get a loan with Emirates NBD?

Low interest rate

Lower interest rates

Compared to market offerings

Consolidate your debts

Debt consolidation

Lighten your monthly payments with our One Pay feature

Free insurance

Free insurance

Free insurance to cover your outstanding in case of an eventuality

Easy topup

Easy top-up

Get additional funds easily with our loan top-ups

You’ll find detailed information about our personal, auto and home loans on this page: https://www.emiratesnbd.com/en/loans.

UAE citizens and residents over the age of 21, and business owners can apply for loans based on employment profile, income and nature of business. All applications are subject to eligibility and terms and conditions. Learn more here.

The documents required depend on the loan you choose and your profile. You’ll need identification documents such as your passport or Emirates ID, income or business proof and property or vehicle documents. You will also need to fill in forms needed for assessment. Check our loans page online for more details before you apply.

Visit our loans page, choose the loan you want and click on ‘Apply now’. Make sure you review the eligibility and documents needed before you start so you have everything you need ready and can apply smoothly.

You can read our loans Key Facts Statement for details about fees and charges. Eligibility requirements and documents needed are on our website here.

If you already have a loan with us, we can support you with restructuring of your loan, top-ups, payment deferrals, setting up direct debits and liability-related requests based on your changing needs.

Explore our Support Centre for help articles on loans – simply type ‘loans’ into the search bar to see a list of articles. If you need to contact us, use the information here.

Our personal loans may be suitable options when you need flexibility, and your borrowing is not linked to a specific need such as a car or property purchase. Before you apply, consider how much you need to borrow your monthly budget and the repayment period that works for you. Make sure you review the features, eligibility criteria, fees as well as terms to help you make an informed decision. Learn more here.

Once you’ve decided on the type of loan you want, you should review our loans Key Facts Statement to know more about fees, charges and eligibility as well as documents required to apply. If you match all the eligibility criteria and agree to the terms and conditions, then go ahead and apply online here or through the ENBD X app.

You’ll find detailed information about our personal, auto and home loans on this page: https://www.emiratesnbd.com/en/loans.

UAE citizens and residents over the age of 21, and business owners can apply for loans based on employment profile, income and nature of business. All applications are subject to eligibility and terms and conditions. Learn more here.

The documents required depend on the loan you choose and your profile. You’ll need identification documents such as your passport or Emirates ID, income or business proof and property or vehicle documents. You will also need to fill in forms needed for assessment. Check our loans page online for more details before you apply.

Visit our loans page, choose the loan you want and click on ‘Apply now’. Make sure you review the eligibility and documents needed before you start so you have everything you need ready and can apply smoothly.

You can read our loans Key Facts Statement for details about fees and charges. Eligibility requirements and documents needed are on our website here.

If you already have a loan with us, we can support you with restructuring of your loan, top-ups, payment deferrals, setting up direct debits and liability-related requests based on your changing needs.

Explore our Support Centre for help articles on loans – simply type ‘loans’ into the search bar to see a list of articles. If you need to contact us, use the information here.

Our personal loans may be suitable options when you need flexibility, and your borrowing is not linked to a specific need such as a car or property purchase. Before you apply, consider how much you need to borrow your monthly budget and the repayment period that works for you. Make sure you review the features, eligibility criteria, fees as well as terms to help you make an informed decision. Learn more here.

Once you’ve decided on the type of loan you want, you should review our loans Key Facts Statement to know more about fees, charges and eligibility as well as documents required to apply. If you match all the eligibility criteria and agree to the terms and conditions, then go ahead and apply online here or through the ENBD X app.

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