Fixed Rate Auto Loan

Don’t worry about the rates, focus on the road!

We fix your interest rate so you know what to expect and can plan your finances better

Free Bank Account

Free Credit Card for the first year

Flexible Payment Options

Get your pre-qualification letter now

Fixed Rate Auto Loan

Get your loan

Get your car and fill it with cherished memories

Key benefits and highlights

Loan approvals in half a day with easy process and simple documentation.
Attractive pricing for passenger and business vehicles with flexible payment options.
Large distribution channels with vast branch network and secure online and mobile banking.
Online Salik Recharge and RTA fine payment facility.
Preferential Motor Insurance rates through our preferred partners.
Free bank account and free credit card for the first year.

Terms and conditions apply.

** This is a service offered by Emirates NBD's Motor Insurance Service providers whereby the car is picked up from the customers location prior appointment is required and dropped back after completing the registration. The actual charges pertaining to the registration and testing if needed will have to be borne by the customer.
*** This is a service offered by our third party service providers through motor insurance or credit card.

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I want to borrow

AED 25,000 AED 300,000

12 months 60 months

You can borrow AED {0} Auto Loan

with monthly payments as low as

AED

Flat rate: 2.69% p.a. and reducing rate of 5.06% p.a. Terms and conditions apply. Interest rates vary by tenor & subject to bank policy

Why you should get an Emirates NBD car loan

Easy process and documentation

We make getting an auto loan easy with half-day approvals and minimal documentation especially with a good AECB score

Free credit card and bank account

Get a credit card with no annual fees for the first year and a new bank account

Preferred pricing on pre-owned vehicles

Going for a pre-owned car? Get preferential pricing for both cars and corporate fleets

Eligibility

Minimum down payment: 20%

For salaried customers only

Documents required to apply

For a new car loan

Salaried Individuals:

Quotation for new cars
Car valuation for used cars
Auto loan application form
Original Emirates ID and copy or passport and copy with resident visa page
Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
Car valuation for used cars

Self-employed:

Quotation for new cars
Car valuation for used cars
Auto loan application form
Original Emirates ID and copy or passport and copy with resident visa page
Trade License copy
Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
latest 3-month bank statement for non-banking customers

For mortgage release on your car

You can apply for a mortgage release on your car only when you have paid back your loan in full. This service is free of cost.

Apply by e-mail to customersupport@emiratesnbd.com or visit a branch with the documents below.

Things to remember when emailing us:

Send the request from your e-mail address registered with the bank.
Mention your auto loan agreement ID or the 20-digit auto loan account number along with your registered mobile number.
Mention ‘Auto loan mortgage release’ as e-mail subject line.
Attach clear, scanned image of the documents below:

Documents you need to attach to the email or bring with you to the branch:

For vehicles registered in Dubai:

Vehicle Mulkiya and Emirates ID (bring the original to the branch)

For vehicles registered in Abu Dhabi, Al-Ain, Sharjah and other Emirates:

Vehicle Mulkiya copy (both sides)
Emirates ID or Trade License copy if the vehicle is registered in a company's name.

To find how to get a mortgage release on your auto loan, click here

For a new car loan

Salaried Individuals:

Quotation for new cars
Car valuation for used cars
Auto loan application form
Original Emirates ID and copy or passport and copy with resident visa page
Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
Car valuation for used cars

Self-employed:

Quotation for new cars
Car valuation for used cars
Auto loan application form
Original Emirates ID and copy or passport and copy with resident visa page
Trade License copy
Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
latest 3-month bank statement for non-banking customers

For mortgage release on your car

You can apply for a mortgage release on your car only when you have paid back your loan in full. This service is free of cost.

Apply by e-mail to customersupport@emiratesnbd.com or visit a branch with the documents below.

Things to remember when emailing us:

Send the request from your e-mail address registered with the bank.
Mention your auto loan agreement ID or the 20-digit auto loan account number along with your registered mobile number.
Mention ‘Auto loan mortgage release’ as e-mail subject line.
Attach clear, scanned image of the documents below:

Documents you need to attach to the email or bring with you to the branch:

For vehicles registered in Dubai:

Vehicle Mulkiya and Emirates ID (bring the original to the branch)

For vehicles registered in Abu Dhabi, Al-Ain, Sharjah and other Emirates:

Vehicle Mulkiya copy (both sides)
Emirates ID or Trade License copy if the vehicle is registered in a company's name.

To find how to get a mortgage release on your auto loan, click here

What our customers are saying

"Emirates NBD is the best provider for car finance"

Apply now

Support

How can we help?

Applying for an auto loan
Your credit score
Your debt-burden ratio

Early loan settlement
Partial loan settlement

Direct debit for loans
Restructure your loan

Are you struggling financially?
Defer your loan payments

Our accessible and inclusive banking services

Have a question? Visit our Help & Support section for answers to your queries.

Important links and documents

Key facts statement - fixed interest rate

Schedule of fees & charges

Auto loans T&Cs

Key facts statement - variable interest rate

Other ways to finance your car

Same-day approvals, smooth process and competitive rates!

AUTOSWAP in partnership with dubizzle

AUTOSWAP lets you sell your vehicle and buy another used vehicle from dubizzle without settling your existing loan.

AUTOSWAP with dubizzle

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Get your dream car at your doorstep with CARS24’s wide range of pre-owned cars and Emirates NBD’s same-day finance.

Get your dream car with Cars24

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