Running your business without insuring the lives of yourself and your employees, or your assets and your business itself, assumes that accidents do not happen. We can provide you with all the protection you need against unforeseen eventualities. Care Plus Life Insurance offers:

Medical Insurance
Comprehensive medical insurance across UAE (extendable to the region for inpatient treatment) with affordable premiums
Repartriation Coverage
Repatriation coverage, in the case of natural death
Accidental Coverage
Optional coverage for accidental death and disability

We can also provide a range of Non-Life Insurance coverage

We can help you decide the appropriate type and level of cover for you and your business.




Public liability


Business interruptions


Machinery breakdown


Refrigerated stock and electronic equipment


Goods in transit (land only)


Group personal accident


Workmen's compensation


Money & personal assault

*The above policies are subject to the terms & conditions of the respective insurance companies. Emirates NBD may be required to share relevant customer information with Insurance companies for policy issuance.


Our investment team is ready to advise you on a curated selection of investment options to help you achieve optimum returns on your capital. These include:

Mutual Funds

Mutual funds are pools of funds collected from many investors for investment in stocks, bonds or other assets. As an investor in a mutual fund, you own units in the fund, which is operated by a professional fund manager who aims to deliver capital gains and income for all the fund’s investors.

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Bonds are debt securities issued by governments, corporations or other institutions to raise funds. They can provide a steady flow of investment income, and potentially lower the overall portfolio risks. As an investor in bonds, you typically receive interest payments at specific intervals (“coupon” payouts) and receive your initial capital back on maturity of the bond.


Sukuk is an Islamic financial certificate that represents a portion of ownership in a portfolio of eligible existing or future assets. They represent an undivided ownership in an asset or a special investment activity. The Sukuk issuer sells the certificates that represent an undivided ownership in the Trust assets to you and other investors. You are then entitled to the returns on the relevant assets throughout the Sukuk tenor.

Structured Products

Structured products are designed to achieve risk-return objectives that are not achievable with traditional investments. When investing in structured products, your return on capital invested may be linked to the performance of an index, a "basket" of selected stocks, or other underlying traditional assets. Structured products may also include an element of principal protection.

Gold Savings Certificates

Gold savings certificates are sold in multiples of 300 grams (999 finesse) and 500 grams (995 finesse), priced against the global spot market. Used for investment or as a gift, each certificate is valid for five years from the date of issue. It can be redeemed against physical gold or the equivalent amount in cash at any time until maturity.

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