Auto Cash Car Loan

Buying a car? Put your cash back into your account

You don’t need to use your own cash to buy a car – take advantage of our convenient Auto Cash Loans

Encash up to 75% of your vehicle invoice value
Loan repayment in up to 60 months
Get same day approval
Get instantly pre-approved
Auto Cash Car Loan
At a glance
Benefits
Required documents
Key facts statement
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Get your loan

Get your loan approvals today!

Preferential interest rates
Encash up to 75% of your vehicle invoice value
Pay back in 5 years

Key highlights and benefits

  • Fixed and variable interest rates starting from 3.75%
  • Pay down only 20% of the vehicle cost
  • Finance may be extended through a loan or credit facility
  • Instant pre-qualification
  • No charges for vehicle release letter, mortgage placement, NOC to traffic department, change in registration or temporary mortgage release
Apply now

I want to borrow

AED 25,000 AED 300,000
12 months 60 months

You can borrow AED {0} Auto Loan

with monthly payments as low as

AED  

Benefits of getting a loan with Emirates NBD

Easy process and documentation

We make getting an auto loan easy with half-day approvals and minimal documentation especially with a good AECB score

Free credit card and bank account

Get a credit card with no annual fees for the first year and a new bank account

Preferred pricing on pre-owned vehicles

Going for a pre-owned car? Get preferential pricing for both cars and corporate fleets

Eligibility

Minimum salary: AED 5,000

Minimum down payment: 20%

Documents required to apply

  • Auto loan application form
  • KYC forms (available at the branch or with the sales staff)
  • Original Emirates ID and copy or passport and copy with resident visa page
  • Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
  • Salaried individual: latest 3-month bank statement
  • Self-employed individual: latest 3-months bank statement
  • Trade License copy
  • Memorandum of association (MOA) and Articles of Association (AOA)
  • Power of Attorney (POA) borrowing power

To find out more on how to apply, click here.

You can apply for a mortgage release on your car only when you have paid back your loan in full. It’s free of cost.

Apply by e-mail to customersupport@emiratesnbd.com or visit a branch with the documents below.

When emailing us:

Documents to attach to the email or bring with you to the branch:

For vehicles registered in Dubai: 

  • Vehicle Mulkiya and Emirates ID (email both sides or bring the original to the branch)

For vehicles registered in Abu Dhabi, Al-Ain, Sharjah and other Emirates:

  • Vehicle Mulkiya copy (email both sides or bring the original to the branch)
  • Emirates ID or Trade License copy if the vehicle is registered in a company's name.

To find how to get a mortgage release on your auto loan, click here

  • Auto loan application form
  • KYC forms (available at the branch or with the sales staff)
  • Original Emirates ID and copy or passport and copy with resident visa page
  • Signed Etihad Credit Bureau consent form and UAE FTS (statement of account)
  • Salaried individual: latest 3-month bank statement
  • Self-employed individual: latest 3-months bank statement
  • Trade License copy
  • Memorandum of association (MOA) and Articles of Association (AOA)
  • Power of Attorney (POA) borrowing power

To find out more on how to apply, click here.

You can apply for a mortgage release on your car only when you have paid back your loan in full. It’s free of cost.

Apply by e-mail to customersupport@emiratesnbd.com or visit a branch with the documents below.

When emailing us:

Documents to attach to the email or bring with you to the branch:

For vehicles registered in Dubai: 

  • Vehicle Mulkiya and Emirates ID (email both sides or bring the original to the branch)

For vehicles registered in Abu Dhabi, Al-Ain, Sharjah and other Emirates:

  • Vehicle Mulkiya copy (email both sides or bring the original to the branch)
  • Emirates ID or Trade License copy if the vehicle is registered in a company's name.

To find how to get a mortgage release on your auto loan, click here

Apply for an Emirates NBD loan and be part of the most innovative bank in the region

What our customers are saying

"Emirates NBD is the best provider for car finance"
Apply now

Things you need to know

Borrow wisely and ensure you go through the list of documents for all the fees and charges you'll incur and the terms and conditions involved when you get a loan from us. 

  • If you do not meet the monthly repayments on your loan, your account will go into arrears and incur late payment fee.
  • When you miss repayments, this could affect your credit score and limit your ability to access loan/financing in the future.
  • When you refinance your loan or avail installment deferments, it may take longer to pay off than your previous loan. It may also result in paying more interest.

Important links and documents

Key facts statement - fixed interest rate

Schedule of fees & charges

Auto loans T&Cs

Key facts statement - variable interest rate

Discover

Buy your dream car from our partners

AUTOSWAP in partnership with dubizzle

AUTOSWAP lets you sell your vehicle and buy another used vehicle from dubizzle without settling your existing loan.

AUTOSWAP with dubizzle

Same day loan approval and 7-day easy return with CARS24

Get your dream car at your doorstep with CARS24’s wide range of pre-owned cars and Emirates NBD’s same-day finance.

Get your dream car with Cars24
Support

How can we help?

Applying for an auto loan
Your credit score
Your debt-burden ratio

Early loan settlement
Partial loan settlement

Direct debit for loans
Restructure your loan

Are you struggling financially?
Defer your loan payments

Our accessible and inclusive banking services
Have a question? Visit our Help & Support section for answers to your queries.

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Know more

Having a higher AECB score gives you more benefits

  • No salary transfer requirement
  • It's not mandatory for your company to be listed with us
  • No need to submit bank statements
  • Minimum length of service is not required

Now, make all your loan and credit card payments through one simple, yet effective solution. It's time to eliminate all your hassles as you cut down on your monthly payments.

  • Enjoy preferential interest rates
  • One manageable payment plan for all your existing debts
  • One single monthly payment for your convenience

Learn more about how debt consolidation works

Apply now

Get everything you need for the drive of your dreams.

  • Select a car of your choice
  • Meet our representative at the dealership
  • Experience our Auto Finance paperless process
  • Have your application evaluated instantly

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Emirates NBD Bank (P.J.S.C.) is licensed by the Central Bank of the UAE, Baniyas Road, Deira, P.O. Box: 777, Dubai, UAE

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