Auto Cash Car Loan

Buying a car? Put your cash back into your account

Get up to 75% of the invoice value of your car as a loan instantly.

Encash up to 75 of your vehicle invoice value
Encash up to 75% of your vehicle invoice value
Contactless signup
Contactless sign-up*
Get same day approval
Get same day approval

Get your loan approvals today!

Key highlights and benefits

  • No salary certificate and driving license required
  • First Year Free Credit Card
  • Available for salaried and self-employed individuals
  • Avail one deferments in a loan cycle
  • Loan tenure up to 60 months
  • Apply with a co-borrower
  • Pay down only 20% of the vehicle cost
  • No charges for vehicle release letter, mortgage placement, NOC to traffic department, change in registration or temporary mortgage release

I want to borrow

AED 25,000 AED 300,000
12 months 60 months

You can borrow AED {0} Auto Loan

with monthly payments as low as


Why you should get an Emirates NBD car loan


Easy process and documents

Apply without the need to show your driving license or salary certificate & get your loan approved the same day!

Free credit card and 0% installment plan

Free credit card and 0% installment plan on all automatic vehicles.

Easy access across UAE

Presence across the UAE with large distribution and branch network as well as secure online and mobile banking.


Minimum salary

Minimum salary: AED 5,000

Down payment

Minimum down payment: 20%

 What our customers are saying

What our customers are saying

"Emirates NBD is the best provider for car finance"

Borrow wisely – a few things you should know

  • If you don’t make the monthly payments towards your loan on time, you will incur a late payment fee
  • Missing repayments can affect your credit score, limiting your ability to access loans or financing in the future
  • If you refinance your loan or defer your payments, your loan will take longer to pay back and you may pay more interest
  • If you can’t meet a monthly payment, apply in advance for a deferment. You can do this up to twice a year.

It’s important to read the terms and conditions and know the fees and charges before you apply for a loan.


Other ways to finance your car

Same-day approvals, smooth process and competitive rates!
AUTOSWAP in partnership with dubizzle

AUTOSWAP in partnership with dubizzle

AUTOSWAP lets you sell your vehicle and buy another used vehicle from dubizzle without settling your existing loan.

AUTOSWAP with dubizzle
Sameday Loan Approval

Same day loan approval and 7-day easy return with CARS24

Get your dream car at your doorstep with CARS24’s wide range of pre-owned cars and Emirates NBD’s same-day finance.

Get your dream car with Cars24

Other loans

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Fixed Rate Auto Loan

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