Using DirectRemit to send money abroad

With DirectRemit you can transfer money instantly to countries and banks we partner with

It's instant and free

DirectRemit allows you to transfer money instantly and for free to banks in the countries listed below.

DirectRemit is meant for personal transactions only, and you need to transfer a minimum of AED 100.

Country	Upper limit per transfer
India	INR 1,000,000
Philippines	PHP 500,000
Pakistan	PKR 1,000,000
Egypt	EGP 250,000
UK	GBP 25,000
Sri Lanka	LKR 999,999

*Philippines real time credit is only PHP 50,000.

Can’t use DirectRemit?

To transfer to countries or banks that are currently not available for DirectRemit transfers, you can use our regular international transfers.

DirectRemit is now available in more than 35 countries

You can now transfer money easily to the below countries:

Country	Limit per transfer
Australia	AUD 15,000
*Europe	EUR 15,000
Hong Kong	HKD 15,000
Singapore	SGD 15,000

**List of European countries include Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, Vatican City State.

Make a transfer now

Before you use DirectRemit, your recipient must be listed as a beneficiary. If they’re not, you can add them as a new beneficiary now via Online Banking or Mobile Banking.

Are you making a payment or transfer for the first time? To do so, you will need to add the beneficiary first. To learn more, click here.

Choose one of the options below for steps to make a transfer:

Processing time and charges

Depending on when you initiate your DirectRemit transfer, it would take near real time transfer. Each of our DirectRemit countries have its own processing and crediting schedules. These vary depending on the country and bank to which you are transferring.

DirectRemits are free of charge.

Learn more about DirectRemit services here.

FAQs

Can I set up a standing order for DirectRemit transfers?

No, you can’t set up a standing instruction for DirectRemit transfers.

Can I reverse a DirectRemit transfer if I've provided incorrect details?

No, you can’t reverse a DirectRemit transfer. If the details you have provided are inaccurate, then the transfer will be returned to your Emirates NBD account within 3 to 5 working days. You’ll be liable to bear the exchange loss, should there be any.

Why is there a delay in my DirectRemit transfer?

Here are some of the reasons DirectRemit can be delayed:

The transfer was initiated after processing hours, or it’s a bank holiday in the recipient’s country. Your request will then be processed the next working day.
Your beneficiary details are inaccurate, or your transfer was made for business and not personal purposes.
The Bank may require more information for some transfers. If this is the case, your request will need to be processed using Emirates NBD’s regular international transfer service.
Partner banks may seek additional details either from remitter or beneficiary, which may also result in a delay.

How much money can I transfer internationally in a day?

This depends on your Banking Package and transaction limit.