Start your banking journey with the leading bank in the region.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Start your banking journey with the leading bank in the region.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support center for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support center for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support center for answers to all your banking-related questions.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support center for answers to all your banking-related questions.
Start your Priority Banking journey and live your success
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Our Balance Transfer facility allows you to transfer your credit card debt from any other bank in the UAE to your Emirates NBD Credit Card and pay it back in easy installments at a lower interest rate. All Emirates NBD primary credit cardholders can apply. If you don’t already have an Emirates NBD Credit Card, you can apply for one now and then transfer your balance to us.
What's more, you can choose to repay your Balance Transfer amount in 12, 18, 24, 36, or 48 easy monthly installments.
You have 2 options to choose from:
Choose one of the following options below:
What's next?
Once you apply via SMS or Phone Banking, we’ll get in touch with you within 2 working days after which it will take 5 to 6 working days for your request to be processed.
Once the request is processed, the outstanding balance will be added to your Emirates NBD Credit Card and you can pay it back in easy instalments.
Emirates NBD will issue you a cheque for the Balance Transfer amount credited to the other bank’s credit card number. The cheque will be delivered to you by Empost within 5 to 6 working days. You’ll be contacted on your registered mobile number to schedule the delivery.
Once you receive the cheque, you can hand it over to the other bank.
You can cancel the plan at any time but please note, a foreclosure fee will apply.
To cancel now, choose one of these options:
A processing fee based on a percentage of your loan amount is applied if you opt for a Balance Transfer without interest.
There is no processing fee for a Balance Transfer with interest plan, but a nominal interest rate applies based on your credit card history and usage. The interest rate is subject to change at any time.
If you choose to cancel your Balance Transfer plan, a foreclosure fee of 1% of your loan principal outstanding amount + 5% VAT will be applicable.
Read more details on our Fees and Charges pages.
No, you don’t earn miles or reward points on a Balance Transfer amount.
You can choose to repay your Balance Transfer installments in 12, 18, 24, 36, or 48 months.
Emirates NBD will issue a cheque credited to the other bank’s credit card number. You can then hand this over to the other bank.
If you fail to pay your installments for two consecutive months, your plan will be foreclosed. Your entire outstanding Balance Transfer amount will immediately be due for payment in full. Any remaining outstanding balance will attract our regular finance charges. For more details, have a look at our Schedule of Credit Card Fees and Charges.
When your Credit Card cancellation is processed, all active plans on the card will automatically be closed. Any fees applicable and the remaining outstanding balance will be due for payment in full.
Even if you pre-pay the entire amount, your Balance Transfer Plan will remain active and you will continue to pay interest towards the plan. If you want to cancel the plan, you must put in a cancellation request.
Yes, you can make a Balance Transfer to your Emirates NBD Credit Card even if it is not activated, however, please keep in mind that interest charges and installments will be billed every month and charged.
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