At a glance

Bigger the family, the higher the returns

Key features

  • Exclusive to UAE nationals
  • Earn up to 2.5% interest p.a. on pooled account balances of your family
  • Free debit card and supplementary debit cards for each family member
  • Create your family pool with up to 10 members
  • Earn interest on preferential interest based on your family’s pooled balance
  • Separate access and privacy for each family member
  • Easy access with digital account opening and maintenance through Online Banking
  • No minimum monthly balance or salary requirement for family members

Interest rates

 

AED Balance Interest Rates applicable until
31 January 2026
Interest Rates applicable from  
1 February 2026
Up to AED 349,999 2.00% p.a. 1.50% p.a.
AED 350,000 - AED 999,999 2.50% p.a. 2.00% p.a.
AED 1,000,000 and above 2.75% p.a. 2.50% p.a.

Terms and Conditions apply

  • Balance will be pooled across family members to assess eligible interest rate
  • Interest will be calculated for pooled daily closing balance and credited monthly
AED Balance Interest Rates applicable until
31 January 2026
Interest Rates applicable from  
1 February 2026
Up to AED 349,999 2.00% p.a. 1.50% p.a.
AED 350,000 - AED 999,999 2.50% p.a. 2.00% p.a.
AED 1,000,000 and above 2.75% p.a. 2.50% p.a.

Terms and Conditions apply

  • Balance will be pooled across family members to assess eligible interest rate
  • Interest will be calculated for pooled daily closing balance and credited monthly

Benefits of banking with Emirates NBD

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What our customers are saying:

"The best bank in the UAE. I have been banking with Emirates NBD for 15 years and I am completely satisfied with all the services and products."

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