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A minimum salary of AED 5,000
Loans
Explore from a wide range that suits your needs at an affordable rate!
We strive to provide financial assistance to everybody who needs it. Our Loans come with a hassle-free and easy application process.
Personal Loans
Auto Loans
Home Loans
Overdrafts
Amount AED
AED 30,000 AED 4,000,000
Tenor Months
1 year 4 years
Monthly Payments AED
Effective rate: 5.99% p.a. Terms and conditions apply.
*Rates and benefits will be applicable based on the customers segment, their eligibility and borrowing capacity as per the banks credit policy and central bank regulation.
Amount AED
AED 250,000 AED 15,000,000
Tenor Years
1 year 25 years
Monthly Payments AED
Effective rate: 2.49% p.a. Terms and conditions apply.
*Rates and benefits will be applicable based on the customers segment, their eligibility and borrowing capacity as per the banks credit policy and central bank regulation.
OD Amount utilised AED
5,000 100,000
Number of days utilised Days
1 day 31 days
Interest amount charged AED
Interest rate 1.5% Per month (18% p.a), set up fee AED 200, renewal fee AED 200, Maximum Annual Percentage Rate of 18% Terms and conditions apply.
*Rates and benefits will be applicable based on the customers segment, their eligibility and borrowing capacity as per the banks credit policy and central bank regulation.
Amount AED
AED 25,000 AED 300,000
Tenor Months
1 year 5 years
Monthly Payments AED
Flat rate: 2.69% p.a. and reducing rate of 5.06% p.a. Terms and conditions apply.
*Rates and benefits will be applicable based on the customers segment, their eligibility and borrowing capacity as per the banks credit policy and central bank regulation.
Personal Loans
Fulfil your financial needs with a low-interest Personal Loan
Loan amount up to
AED 4M (UAE Nationals)
AED 2M (Expats)
Flat interest rates starting from 2.38%* p.a.
Free Insurance & Processing Fee**
Know more
Salary Transfer Loans
for UAE Nationals
Salary Transfer Loans for Expats
Terms and conditions apply.
*Equivalent reducing rate of 4.49% p.a.
** Free Insurance for Expats. Free Insurance and Processing Fee for UAE Nationals
Auto Loans
Buy with confidence!
Auto loan offers starting from 1.99% p.a (flat)
Interest rates starting
from 1.99% p.a flat
Enjoy 0% Installment Payment Plan on Emirates NBD Credit Cards
Home Loans
Unlock the doorway to your dream home with interest rates from 2.09% p.a.
Be it a new home you are planning to buy or waiting for your handover, take advantage of affordable EMIs and longer tenors with limited period offers on our Home Loans.
Loan amount of up to AED 15mn
Loan-to-Value (LTV) up to 85%
Reducing interest rate starting from 2.09%* p.a.
50% discount on Processing Fees
Scholar Plus Education Loan
Let us help you fulfil their dreams
We're committed to helping your children reach for the stars with the Scholar Plus Education loan from Emirates NBD
Interest rates starting from 2.65% p.a. flat*
Scholar Protect**
0% Early Settlement Fee***
Loan amount of up to 125% on course fee****
* Equivalent to 4.99% p.a. reducing.
** Covers the loan outstanding in case of an eventuality
*** In case you wish to top up your existing education loan.
**** Maximum loan amount can be up to AED 300,000.
Overdraft
Secure your account with flexible Cash through OVERDRAFT
An overdraft facility provides you with instant cash support up to 2 times your salary. The amount is available on your account and can be utilized via debit card, cheques, online transfers or standing instruction payments.
Free first year set up fee*
Cheque bounce protection
Access to instant money
Pay interest only on the amount used
Terms and conditions apply.
*Renewal fee AED 200
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