Earning Red Points

Spend and earn Red Points on your Emirates NBD Manchester United Titanium Credit Card

Spend and earn Red Points

Earn Red Points on your everyday spends using the Emirates NBD Manchester United Titanium Credit Card and open the doors to priceless rewards.

How your points add up:

Spend type

Points per AED

Domestic retail spends


International retail spends


Dining (domestic and international)


Domestic sports goods



Domestic and international spends under these categories earn points at the following rate:

  • Insurance, car dealerships, grocery, supermarkets and fast-food restaurants earn Red Points at 25% of the domestic retail spend earning rate.
  • Petroleum, transit, government services, utility payments, real estate, education, charity, and telecommunication payments earn Red Points at 10% of the domestic retail spend earning rate.

Spends originating in European Union (EU) countries earn Red Points at 25% of the international retail spend earning rate.

Things to note:

  • There is no cap on the points you can earn in a statement cycle except for points earned through sports goods stores and dining spends which are capped at 50,000
  • Red Points are transferred to your credit card instantly
  • The points expire in 3 years from the date they are earned

Read the terms and conditions.


Rewards earned for transactions on your supplementary credit cards are transferred to your primary credit card.

No, you won't lose your rewards. They'll just be transferred to your new Emirates NBD card.

Yes, it is. If you have auto debits active on your card, you'll need to redeem your points at least 24 hours before your due date, otherwise the full auto debit amount will be debited from your account. The cashback will then go towards your next payment.

Only retail spends earn Red Points. Transactions such as loans on your card, cash advances, bank fees and charges, balance transfers and 0% installment payment plans will not earn points. Click here to learn more about eligible transactions.