Skywards Signature Credit Card

Your gateway to a jet setting lifestyle

Explore and enjoy a world full of travel and lifestyle privileges

Exciting welcome offers

Earn up to 40,000 bonus Skywards Miles

Skywards Miles

Up to 1.5 Skywards Miles per USD equivalent spent

Unlimited access to over 1,000 premium lounges

Unlimited access to over 1,000 premium lounges in over 300 cities via the Visa Airport Companion App

Skywards Signature Credit Card

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At a glance

Your spends can take you on exciting journeys

Minimum salary: AED 12,000

Up to 40,000 bonus Skywards Miles

Joining fees: AED 1,573.95
Annual fees: AED 735

Key benefits and highlights

Emirates Benefits

Welcome Offer: up to 40,000 bonus Skywards Miles.
Unlimited complimentary access to over 1,000 lounges worldwide via the Visa Airport Companion App for cardholders only.
Complimentary access to top golfing courses across the UAE.
Concierge services to take care of your time-consuming errands.

Skywards Miles

Earn Skywards Miles on spends equivalent per USD 1.

1.5 miles on Emirates, flydubai.
1 Miles on International (Non- European Union) spends.
0.5 Miles on International (European Union and United Kingdom) spends.
0.75 Mile on domestic spends.
Valet Parking at selected locations in Abu Dhabi
Interest rate of 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher.

International spend is any transaction made internationally in Foreign/non-AED Currency. Spend made on merchants located in European Union and United Kingdom earn 50% of the international spend points.

Calculate your rewards

How much do you usually spend per month on...

Emirates and flydubai?

International spends?

Dining?

Supermarkets and groceries?

Fuel and utility payments?

Retail and other expenses?

With Emirates NBD Skywards Signature Credit Card, you could earn

Miles per year

Please note that this is a just estimated calculation based on above amounts

Benefits of your Skywards Signature Credit Card

Welcome offer

Exclusive offer to welcome you onboard

Get ready for more adventures with extra perks

Up to 40,000 bonus Skywards Miles

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Airport lounge access

Complimentary lounge access worldwide with Visa Airport Companion app

Travel in style with the new Visa Airport Companion App

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Movie benefits

Enjoy movie benefits on your card!

Buy 1 get 1 free on movies

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Pay on the go with Emirates NBD Cards

Make secure, cashless payments using your compatible phone or wearable.

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Golf privileges

Tee off and conquer new terrain

Swing, shank, press, hook and much more with complimentary access to top golfing locations across the UAE

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Visa benefits

Buy 1 get 1 free with The Entertainer

Visa and The Entertainer bring you exclusive buy 1 get 1 offers across the Middle East

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New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

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Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

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More advantages exclusively for you

Requirements and documents

Minimum salary: AED 12,000

Joining fees: AED 1,573.95

Annual fees: AED 735 (2nd year onwards)

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with Emirates NBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with Emirates NBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist, so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with Emirates NBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with Emirates NBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist, so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Important links and documents

Key Facts Statement (KFS)

Fees and charges

Redeem Skywards Miles

Earn Skywards Miles

Credit Cards T&Cs

Cards support

Skywards Express Miles

Offer terms and conditions

Emirates website

What our customers are saying

"One of the best Credit Cards in the UAE. From the discount on dining to easy instalment plans and cash on Card"

Gnew Weng

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Rewards & Benefits

Understanding your rewards

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Everyday banking

Cardless cash withdrawal

Have a question? Visit our Help & Support section for answers to your queries.

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