Skywards Signature Credit Card

Your gateway to a jet setting lifestyle

Explore and enjoy a world full of travel and lifestyle privileges

Exciting welcome offers
Earn up to 40,000 bonus Skywards Miles
Skywards Miles
Up to 1.5 Skywards Miles per USD equivalent spent
Unlimited access to over 1,000 premium lounges
Unlimited access to over 1,000 premium lounges in over 300 cities via LoungeKey
Skywards Signature Credit Card
At a glance
Benefits
Requirements
Key facts statement
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At a glance

Your spends can take you on exciting journeys

Minimum salary: AED 15,000
Up to 40,000 bonus Skywards Miles
Annual fees: AED 735

Key benefits and highlights

Your gateway to the jet-setting lifestyle

  • Earn Skywards Miles on spends equivalent per USD 1
    • 1.5 Miles on Emirates, flydubai, duty free, online food delivery and car booking apps
    • 1 Mile on international spends
    • 0.75 Miles on domestic spends
  • Welcome offer: Up to 40,000 bonus Skywards Miles
  • Unlimited complimentary access to over 1000 airport lounges worldwide
  • Complimentary access to top golfing courses across the UAE
  • Concierge services to take care of your time-consuming errands
  • Valet Parking at selected locations in Abu Dhabi
  • Interest rate of 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher

Calculate your rewards

How much do you usually spend per month on...

Emirates and flydubai?
International spends?
Dining?
Supermarkets and groceries?
Fuel and utility payments?
Retail and other expenses?

With Emirates NBD Skywards Signature Credit Card, you could earn

Miles per year
Please note that this is a just estimated calculation based on above amounts

Benefits of your Skywards Signature Credit Card

Welcome offer

Exclusive offer to welcome you onboard

Get ready for more adventures with extra perks

Up to 40,000 bonus Skywards Miles
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Airport lounge access

Complimentary lounge access worldwide via LoungeKey

Indulge in over 1,000 comfortable premium lounges in more than 300 cities worldwide

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Contactless Payments

Make secure, cashless payments using your compatible phone or wearable.

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Golf privileges

Tee off and conquer new terrain

Swing, shank, press, hook and much more with complimentary access to top golfing locations across the UAE

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Visa benefits

Buy 1 get 1 free with The Entertainer

Visa and The Entertainer bring you exclusive buy 1 get 1 offers across the Middle East

Know more
New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

Learn more

Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

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More advantages exclusively for you

Download the more app and never miss a deal

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Requirements and documents

Minimum salary: AED 15,000

Joining fees: AED 1,499

Annual fees: AED 735 (2nd year onwards)

  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder

  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion
  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder

  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion

Important links and documents

Key Facts Statement (KFS)

Fees and charges

Redeem Skywards Miles

Earn Skywards Miles

Credit Cards T&Cs

Cards support

Skywards Express Miles

Offer terms and conditions

Emirates website

What our customers are saying

"One of the best credit cards in UAE. From the discount on dining to easy instalment plans and cash on card"
Gnew Weng
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Cardless cash withdrawal
Have a question? Visit our Help & Support section for answers to your queries.

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Now your spends are your ticket to more travels

Maximum eligible spends

In a given statement cycle, Miles can be earned for eligible spends up to the credit limit, or AED 100,000 for Skywards Infinite Card / AED 50,000 for Skywards Signature Card, whichever is lower. Miles will be awarded for eligible transactions in chronological order up to the credit limit or above stated cap, whichever is lower.

Retail spends

  • Grocery and supermarkets, fast food restaurants, insurance, car dealership earn 25% of domestic spends*
  • Petroleum, transit, government services, utility payments, real estate, education & telecommunications payments earn 10% of the domestic spends*

Duty free, online food delivery and car booking apps

  • Domestic and international Duty free spends, domestic online food delivery and car booking apps spends earn 2 Miles per USD equivalent; spend on Skywards Infinite Card. 1.5 Miles per USD equivalent spend on Skywards Signature Card

International spends

Spends made abroad on groceries and supermarkets, insurance, car dealerships, fast food, real estate, education, petrol, government services and utility payments including telecom, earn Miles as per normal international spends.

Retail spends on merchants in the EU earn 50% of the international spends.

Express Miles

Cardholders enrolled in the ‘50% more Express Miles every month programme’ are eligible to earn Express Miles. This is subject to a maximum of 4,000 additional Miles per statement. A nominal monthly fee of AED 250 is charged for the Express Miles programme. The listed annual fee of AED 1,500 is waived from the 2nd year onwards for cardholders enrolled into the Express Miles Programme. Bonus Miles for spends on Emirates website are excluded for Express Miles calculation.

Read the terms and conditions

Introducing the new Credit Shield Pro, our enhanced insurance product, underwritten by Abu Dhabi National Insurance Company, that brings you even more benefits and extended coverage.

Key features

  • 0.99% monthly fee of your card's outstanding balance
  • Up to AED 300,000 decease cover per cardholder
  • AED 100 pay out per day in case of hospitalization
  • Up to AED 60,000 job loss cover for up to 12 months or until re-employment

Learn more about enrolling into Credit Shield Pro and other terms and conditions

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