Embrace higher earnings with your salary transfer

Earn higher interest by simply transferring your salary to Emirates NBD. You can earn even more with a credit card.

Earn interest in 3 simple steps

1 Open an eligible Emirates NBD account

2 Transfer your salary of AED 10,000 or more

3 Maintain a monthly average balance of AED 25,000

Earn bonus interest

To make your salary transfer even more rewarding, you can earn 1.00% more if you get a credit card and spend a minimum of  10,000 on the new card within 60 days of opening your account.

	Base interest p.a.	Bonus interest p.a.
Emiratis	6.00%	7.00%
Residents	5.00%	6.00%

Interest is calculated on average monthly balances
Reward period is 6 months from the account opening

Eligibility

Who is eligible? *

All individuals opening their first-ever Emirates NBD account during the campaign period

Eligible accounts for salary transfers

Millionaire accounts
Current Account
Savings Account

Enjoy additional benefits by banking with Emirates NBD

Win from AED 50,000,000 in monthly cash prizes with any Millionaire Account

Avail special loan rates when you transfer your salary

Enjoy free international transfers to many countries

Personal or Auto Loan

Cash Reward (AED)
Loan Amount (AED)	Salary up to AED 14,999	Salary between AED 15,000-29,999	Salary between AED 30,000-49,999	Salary above AED 50,000
*300,000 - 999,999**	1,000	1,500	2,000	3,000
1,000,000 - 2,999,999	NA	2,000	3,000	5,000
Above 3,000,000	NA	NA	NA	12,500

*Loan value: AED 250,000 if salary is below AED 15,000

Average Balance***

Salary (AED)	Cash Reward (AED)	Average Balance (AED)
Up to 14,999	500	50,000
15,000-29,999	1,250	125,000
30,000-49,999	2,500	250,000
Above 50,000	5,000	500,000

*** Customers are eligible to earn cash rewards that are above their salary criteria

MetLife Insurance**

Cash Reward (AED)	Annual Premium (USD)
700	$1,200 - $2,999
1,500	$3,000+

**Eligible plans: Critical Illness Care Plus and Live Life Premier from MetLife

Personal or Auto Loan

Cash Reward (AED)
Loan Amount (AED)	Salary up to AED 14,999	Salary between AED 15,000-29,999	Salary between AED 30,000-49,999	Salary above AED 50,000
*300,000 - 999,999**	750	1,000	1,500	2,000
1,000,000 - 2,999,999	NA	1,500	2,000	3,000
Above 3,000,000	NA	NA	NA	7,500

*Loan value: AED 250,000 if salary is below AED 15,000

Average Balance

Salary (AED)
Up to 14,999	500	50,000
14,999-29,999	1,250	125,000
30,000-49,999	2,500	250,000
Above 50,000	5,000	500,000

*Loan value: AED 250,000 if salary is below AED 15,000

MetLife Insurance**

Cash Reward (AED)	Annual Premium (USD)
700	$1,200 - $2,999
1,500	$3,000+

**Eligible plans: Critical Illness Care Plus and Live Life Premier from MetLife

Offer valid from 1January 2026 to 31March 2026.

View Terms and Conditions

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