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Loans

Apply for a loan, win a BMW or an exotic holiday

Loans that give back more
Personal Loan
Personal Loan

Loan amounts up to AED 4Mn for UAE Nationals & AED 3Mn for Residents

Auto Loan
Auto Loan

Competitive rates from 1.89% flat p.a.

Home Loan
Home Loan

Loan amounts up to AED 25Mn


Click here for detailed terms and conditions.

Additionally, please click on the Key Facts Statement to review the related fees and charges, additional terms and conditions and cautionary declarations.

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Enjoy the chance to win extraordinary rewards with your next Emirates NBD loan until 30 November 2025.

Every loan application gives you the chance to win exciting prizes.

Mega prizes that turn heads

Promo  Mega Prize

One of two BMW 3 Series cars up for grabs

Grand prizes that take you places

Date1

78  10,000 travel vouchers

Date2

6 winners a week, over 13 weeks

How to participate:

Personal Loan

Choose your loan

Select from Personal, Auto or Home Loans, based on your needs

Auto Loan

Get multiple entries

Receive raffle entries based on your approved loan amount — the bigger your loan, the more entries you get

Promo  Personal Loan
Personal Loan

Fulfil your personal goals with ease and confidence

Access to instant money

Loan amounts up to AED 4Mn for UAE Nationals & AED 3Mn for Residents

Pay interest only on the amount used

Attractive interest rates

Complimentary Life Insurance

Complimentary Life Insurance

Terms and conditions apply.
Rates and benefits will be applicable based on the customers’ segment, their eligibility, and borrowing capacity as per the Bank’s credit policy and Central Bank regulation.

Auto Loan Banner
Auto Loan

Get behind the wheel of the perfect vehicle today

Attractive interest rates

Competitive rates from 1.89% flat p.a.

Easy financing of used vehicles

Easy financing of used vehicles with age up to 12 years

No Salary Certificate

Convert your down payment into 24 interest free installment with Emirates NBD Credit card

Terms and conditions
Rates and benefits will be applicable based on the customers’ segment, their eligibility, and borrowing capacity as per the Bank’s credit policy and Central Bank regulation.

Home Loan Banner
Home Loan

Unlock the door to the home you’ve always wanted

Loans up to AED 4M

Loan amounts up to AED 25Mn

Flat interest

Finance up to 85% of the property value for Emiratis and 80% for Expats

Free Insurance

Processing fee starting from 0%*

Terms and conditions
*Subject to offered interest rate
*Subject to customer segment, Emirates NBD T&Cs
Rates and benefits will be applicable based on the customers’ segment, their eligibility, and borrowing capacity as per the Bank’s credit policy and Central Bank regulation.