What is the Plus Saver Account?

The Plus Saver Account is an online savings account from Emirates NBD that offers tiered interest rates on AED and USD balances.

How is interest calculated on the Plus Saver Account?

Interest is calculated on the daily closing balance and credited to the account monthly.

What currencies are available for the Plus Saver Account?

The Plus Saver Account is available in AED and USD.

How many withdrawals are allowed each month?

Up to 5 withdrawals are permitted per month. If the withdrawal limit is exceeded, a lower interest rate may apply for that month.

How can I open a Plus Saver Account?

You can open a Plus Saver Account digitally through the ENBD X app or Online Banking, subject to Emirates NBD eligibility and onboarding requirements.

Plus Saver Account| Emirates NBD

Available in AED & USD currencies

Use Online Banking to transfer funds into the account

Boost your savings with interest rates of up to 3.50% p.a.

Plus Saver Account

Digital Account Opening

Earn higher interest with new money

Simply open your Plus Saver (AED) Account through ENBD X and fund the account with new money to earn 5%* p.a.

Offer valid from 1 April until 30 June 2026

Learn more

At a glance

Take advantage of competitive interest rates and give your savings a boost

Key benefits

Instant account opening through the ENBD X app or Online Banking
Attractive interest rates of up to 3.5% p.a.
Available in AED and USD

Open your Account today on ENBD X

Login to ENBD X, go to “Explore” and tap on “Savings Accounts”
Select Plus Saver Account and follow the steps to open your account

Benefits of banking with Emirates NBD

Know the benefits of your banking package

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Beyond Package

Minimum Salary

Current account: AED 15,000 to AED 49,999
Savings account: AED 100,000

Cards

Free debit card + 5 supplementary debit cards
Choice of 5 credit cards

Other benefits

Rewards up to AED 5,000 on loans
15 monthly cashback prizes worth AED 2,000
Free unlimited international remittances
Savings up to AED 50,000 with Premium Rewards

Plus Maximizer

Minimum Salary

Current account: AED 5,000 to AED 14,999
Savings account: AED 5,000

Cards

Free debit card + 5 supplementary debit cards
Choice of 5 credit cards

Other benefits

Exciting offers on credit cards
8 free teller transactions per month

Important links and documents

Key Facts Statement (KFS) for individuals

Fees and charges

Terms and conditions

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Plus Saver AED Account
Balance	Interest Rates applicable until 31 January 2026	Interest Rates applicable effective 1 February 2026
Up to AED 99,000	1.00% p.a.	1.00% p.a.
AED 100,000 - AED 999,999	1.25% p.a.	1.25% p.a.
AED 1,000,000 - AED 2,999,999	3.25% p.a.	2.75% p.a.
AED 3,000,000 - AED 9,999,999	3.50% p.a.	3.00% p.a.
AED 10,000,000 - AED 24,999,999	3.50% p.a.	3.50% p.a.
AED 25,000,000 and above	1.00% p.a.	1.00% p.a.

Plus Saver USD Account
Balance	Base rates p.a.
Less than USD 25,000	0.00%
USD 25,000 to less than USD 100,000	0.40%
USD 100,000 to less than USD 1,000,000	0.50%
USD 1,000,000 to less than USD 3,000,000	0.75%
USD 3,000,000 to USD 5,000,000	1.00%
Above USD 5,000,000	0.40%

Terms and Conditions apply

Interest calculation is based on Daily closing balances and is credited to account monthly
The maximum number of withdrawals permitted per month for Plus Saver accounts is 5.
Transfers to own Plus Saver accounts, utility bill payments through Online Banking, own Emirates NBD Credit Card payments or bank induced charges will not be considered as withdrawals. In case the number of monthly withdrawals is more than the permissible limits, the interest applied for the month will be calculated at the rate of 0.25% p.a.