Plus Saver Account| Emirates NBD

Available in AED & USD currencies

Use Online Banking to transfer funds into the account

Boost your savings with interest rates of up to 3.50% p.a.

Plus Saver Account

Digital Account Opening

At a glance

Take advantage of competitive interest rates and give your savings a boost

Key features

Instant digital account opening through ENBD X app or Online Banking
Attractive interest rates of up to 3.50% p.a.
Interest calculated on daily closing balances
Available in AED & USD currencies

Open your Account today on ENBD X

Login to ENBD X, go to “Explore” and tap on “Savings Accounts”
Select Plus Saver Account and follow the steps to open your account

Benefits of banking with Emirates NBD

Know the benefits of your banking package

View all our banking packages

Beyond Package

Minimum Salary

Current account: AED 15,000 to AED 49,999
Savings account: AED 100,000

Cards

Free debit card + 5 supplementary debit cards
Choice of 5 credit cards

Other benefits

Rewards up to AED 5,000 on loans
15 monthly cashback prizes worth AED 2,000
Free unlimited international remittances
Savings up to AED 50,000 with Premium Rewards

Plus Maximizer

Minimum Salary

Current account: AED 5,000 to AED 14,999
Savings account: AED 5,000

Cards

Free debit card + 5 supplementary debit cards
Choice of 5 credit cards

Other benefits

Exciting offers on credit cards
8 free teller transactions per month

Important links and documents

Key Facts Statement (KFS) for individuals

Fees and charges

Terms and conditions

Meet your financial needs and grow with the leading Bank in the UAE

What our customers are saying:

"The best bank in the UAE. I have been banking with Emirates NBD for 15 years and I am completely satisfied with all the services and products."

Open an account

Support

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Apply for a savings and current account
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Help with your account

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Getting started

Documents required to open an account

Getting started

Can I open an account for my children below 18?

Frequently asked

ATM fees and charges

Have more questions? Visit our support pages

Plus Saver AED Account
Balance	Interest Rates applicable until 31 January 2026	Interest Rates applicable effective 1 February 2026
Up to AED 99,000	1.00% p.a.	1.00% p.a.
AED 100,000 - AED 999,999	1.25% p.a.	1.25% p.a.
AED 1,000,000 - AED 2,999,999	3.25% p.a.	2.75% p.a.
AED 3,000,000 - AED 9,999,999	3.50% p.a.	3.00% p.a.
AED 10,000,000 - AED 24,999,999	3.50% p.a.	3.50% p.a.
AED 25,000,000 and above	1.00% p.a.	1.00% p.a.

Plus Saver USD Account
Balance	Base rates p.a.
Less than USD 25,000	0.00%
USD 25,000 to less than USD 100,000	0.40%
USD 100,000 to less than USD 1,000,000	0.50%
USD 1,000,000 to less than USD 3,000,000	0.75%
USD 3,000,000 to USD 5,000,000	1.00%
Above USD 5,000,000	0.40%

Terms and Conditions apply

Interest calculation is based on Daily closing balances and is credited to account monthly
The maximum number of withdrawals permitted per month for Plus Saver accounts is 5.
Transfers to own Plus Saver accounts, utility bill payments through Online Banking, own Emirates NBD Credit Card payments or bank induced charges will not be considered as withdrawals. In case the number of monthly withdrawals is more than the permissible limits, the interest applied for the month will be calculated at the rate of 0.25% p.a.