Shop, Spend and Win | Deals

Campaign duration: 1^st Sep to 15^th Oct 2024 (6 weeks campaign)

Criteria to qualify: Every AED 3,000 domestic spends on debit card will get one entry for the draw 2X entries with digital spends, 3X chances with XB spends.

Winners: 53 winners win cashback

Rewards: Cashback prizes as below:

1st Winner	AED 100,000
2nd Winner	AED 50,000
3rd Winner	AED 30,000
50 Winners	AED 1,000 each

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Terms & Conditions

These terms and conditions (“Promotion Terms and Conditions”) govern the Emirates NBD Bank P.J.S.C. (“Bank” and “Emirates NBD”) for Debit card Spends promotion.

The Promotion (as defined below) is subject to the Emirates NBD Consumer Banking Products General Terms and Conditions (available at https://www.emiratesnbd.com/en/terms-and-conditions) (“ENBD General Terms and Conditions”) and these Promotion Terms and Conditions.

If there is any conflict between the Promotion Terms and Conditions and the Emirates NBD General Terms & Conditions, the Promotion Terms and Conditions shall prevail.

Promotion Period: 01 Sep – 15 Oct 2024

Applicable for: Emirates NBD Debit Cardholders

Qualifying Customer:

• This promotion is open only to Emirates NBD Debit Cardholders (“Cardholders/ Cardholder”)

• The eligible Cardholders will receive specific communication from the Bank through SMS and email with respect to the specific promotion period. Enrollment rights are reserved and solely determined by the bank.

Qualifying Criteria and Reward Details:

• To be eligible for the reward, customer needs to make minimum cumulative spends of AED 3,000 In-store or Online on their debit card during the promotion period.

• Eligible Cardholders will automatically enter into the Draw subject to achieving the following spend criteria:

- Each Eligible domestic spend will give One (1) entry into the Draw.

- Each Eligible digital wallet/Ecommerce Eligible Spend will give two (2) entries into the Draw .

- Each Eligible International spend will give three (3) entries into the Draw.

• 53 winners will be selected based on draw & will win Cashback

- 1st Winner gets AED 100,000

- 2nd Winner gets AED 50,000

- 3rd Winner gets AED 30,000

- 50 Winners gets AED 1,000 each

• The following are expressly excluded from qualification as Eligible Spends in respect of an Eligible Card and the corresponding Eligible Cardholder and, accordingly, do not apply to this Promotion: (i) domestic and international cash withdrawals; (ii) refunds by retailers or otherwise; and (iii) any fees or charges payable to the Bank; and (iv) any cancellation, reversal, refunds or disputed purchases during the campaign period of an Eligible Spend.

• If the Bank has sufficient grounds to believe that an Eligible Cardholder has violated any laws or regulations applicable in the UAE, the Bank shall be entitled to rescind and cancel any prize otherwise earned by the Eligible Cardholder in accordance with these Promotion Terms and Conditions.

• No Eligible Cardholder may earn prize more than once during the Promotion Period.

• This Promotion is not valid in conjunction with any other promotion, campaign or offer of Emirates NBD.

• All Eligible Cards and corresponding Eligible Spends must be valid, active, not in default and in full compliance of the terms and conditions applicable to them.

General Terms:

• The Bank reserves the right to change or cancel any or all of these Promotion Terms and Conditions without prior notice in its sole and absolute discretion.

• All decisions of the Bank relating to the Promotion, each of which is at the sole and absolute discretion of the Bank, shall be final and conclusive.

• The Bank shall not be liable for any losses resulting from the fluctuation of foreign currency exchange whilst converting the Eligible Spends to AED.

• These Terms and Conditions are in addition to the standard Emirates NBD Card Terms and Conditions.

Definitions:

• AED means the United Arab Emirates dirham.

• Cashback means an accrued amount earned on eligible transactions as set forth in this document, as decided by the Emirates NBD at its absolute discretion and which shall be credited to the Eligible Card/ Account by 30 Nov 2024.

• Draw means a draw where Fifty three (53) Eligible Cardholders will be selected at random for cashback, each having achieved the Eligible Spend as of 30 Sep 2024.

• Draw Winner means a winner of the Draw.

• Eligible Cardholder means each primary cardholder of an Eligible Card to whom the offer to participate in the Promotion has been communicated by Emirates NBD.

• Eligible spend means cumulative domestic or international transactions, at a point of sale or online of AED value.

• Each foreign transaction (Non-AED) will be converted to AED at the prevailing exchange rates.