Duo Credit Card

2 cards with twice the benefits

Get a benefit-packed experience by owning both the Diners Club and Mastercard Platinum Credit Card – all in one package

Earn Plus Points on grocery, electronics, utilities, education and fuel

Complimentary golf access

Complimentary access to top golf courses across the UAE

Buy 1 get 1 offer on tickets at Royal Cinemas

Bring out your inner movie buff

Duo Credit Card

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At a glance

Watch your rewards add up as you spend

Minimum salary: AED 12,000

Exclusive for Abu Dhabi residents

Exclusive current offer:
No Annual Fees

Key benefits and highlights

Good things come in pairs.

Earn Plus Points on spends
- 5% Plus Points on grocery, electronics, utilities, education and fuel*
- 0.5% Plus Points on other spends including travel, dining, hotels and online
You’ll get two cards - a Diners Club and a Mastercard credit card, so you can benefit from the offers from both
Buy 1 get 1 movie ticket free offer on Royal Cinemas
Unlimited complimentary airport lounge access across the world
Concierge services to take care of your time-consuming errands
Complimentary access to top golf courses across the UAE
Valet Parking at selected locations in Abu Dhabi*
0% Easy Payment Plans at select Merchant Outlets
Utility bill payments facility

*Effective 5^th April 2025:

A minimum monthly spend of AED 5,000 is required to earn 5% Plus Points on Grocery, Electronics, Utilities, Education and Fuel categories. If the minimum monthly spend is not met, you will earn 1.5% Plus Points.
For all other categories, 0.5% Plus Points will continue to remain applicable.
Maximum Plus Points per statement will be capped at 500.
Airport transfers and Valet Parking will be discontinued.

Benefits of your Duo Credit Cards

Airport lounge access

Unlimited complimentary lounge access

Premium lounge access worldwide with your Diners Club and Mastercard cards

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Pay on the go with Emirates NBD Cards

Make secure, cashless payments using your compatible phone or wearable.

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Movie offers

Buy 1 get 1 offer on tickets at Cine Royals Cinemas

You can get your tickets from the Cine Royals Cinemas website when you pay with your card

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Buy 1 get 1 offer on tickets at Cine Royals Cinemas

You can get your tickets from the Cine Royals Cinemas website when you pay with your card

Benefits:

AED 40.25 for two regular 2D Standard tickets.
15% discount on Food and Beverages purchased using the Eligible Card.

Eligibility:

Minimum Spend Criteria Applies.
Cardholder can redeem up to 3 tickets per month.
Service charges of AED 125/- + VAT will be applicable if the spend is below the required amount.

Learn more about your Cine Royals Cinemas benefit

Terms and Conditions:

The Bank’s Emirates NBD Credit Cardholders, holding Emirates NBD Diners credit cards, (herein referred to as “Eligible Cardholders”), Get one 2D standard class movie tickets complimentary on purchase of the first one. The Offer will be valid for the purchase of one 2D standard class movie tickets to any show at any of the Cine Royal locations.
The Offer shall also include 15% discount on Food and Beverages purchased using the Eligible Card. The customer has to show the ticket reference number to the snack bar counter. Subject to minimum purchase of AED 30.
The Offer shall be available for purchases by the Eligible Cardholders through www.cineroyal.ae, through Cine Royal Mobile Application.
Cardholders can avail a maximum of 3 (three) free tickets in a single transaction & maximum of 3 (three) free tickets per month.
Movie tickets are subject to availability all tickets purchased in accordance with the Offer shall be utilized at the specific time and for the show they were purchased for, and shall not be carried forward for any other show on that or another day.
This Offer shall not be valid in conjunction with any special promotion, private screening, or premiere at Cine Royal Cinemas.

Golf privileges

Tee off and conquer new terrain

Swing, shank, press, hook and much more with complimentary access to top golfing locations across the UAE

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Concierge desk

Our concierge team is here to take care of your time-consuming work

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New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

Learn more

More advantages exclusively for you

Requirements and documents

Minimum salary: AED 12,000

Age 21-63 years

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with Emirates NBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with Emirates NBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist, so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with Emirates NBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with Emirates NBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist, so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Important links and documents

Key Facts Statement (KFS)

Fees and charges

Redeem Plus Points

Earning Plus Points

Credit Cards T&Cs

Cards support

What our customers are saying

"One of the best Credit Cards in the UAE. From the discount on dining to easy instalment plans and cash on Card"

Gnew Weng

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Have a question? Visit our Help & Support section for answers to your queries.

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