Redeeming Plus Points

Plus Points reward you with frequent flyer miles, cashback, fee waivers and so much more

Plus Points can be redeemed on all active cards for the following rewards. Only the primary credit cardholder can redeem points.

Instant redemptions
Annual membership fee waiver
Nol Top Up
Frequent Flyer Miles
Education fees
Donations
Cashback

Instant redemption

Redeem your Plus Points directly against purchases you make at participating stores at a conversion rate of
1 Plus Point = 1 AED.

Steps to redeem your Plus Points against purchases:

While making your purchase, inform the cashier that you would like to redeem your Plus Points
Let the cashier know the number of points you would like to redeem

The transaction slip will contain a summary of the points you redeemed.

For partial redemptions: Split your purchase into two transactions. Use one to redeem your Plus Points.

Participating stores

Annual fee waiver

Pay your card annual membership fee with your Plus Points at a conversion rate of 1 Plus Point = 1 AED.
Please note, the fee must be charged to your card before you put in the redemption request.

Steps to redeem your Plus Points for an annual fee waiver:

Nol top up

Redeem your Plus Points for a Nol top up at a conversion rate of 1 Plus Point = 1 AED. To do this, your card must be active and you must have at least 20 points.

A maximum of 5,000 Plus Points can be redeemed at once towards Nol cards linked to a Go4it credit card. For other RTA Nol cards, a maximum of 1,000 Plus Points can be redeemed at once.

Steps to redeem your Plus Points for a Nol top up:

Frequent Flyer Miles

Redeem you Plus Points for Miles on Emirates Skywards and Etihad Guest. You must have a minimum of 500 points.

Frequent Flyer Programme	Conversion rate
Emirates Skywards	1 Plus Point = 7 Skywards Miles
Etihad Guest	1 Plus Point = 10 Etihad Guest Miles

Note: Etihad Guest Miles can only be redeemed through our Phone Banking channel.

Steps to redeem your Plus Points for Frequent Flyer Miles:

Education fees

Use your Plus Points to pay university or school fees at a conversion rate of 1 Plus Point = 1 AED. You must have a minimum of 100 points to do this.

Steps to redeem your Plus Points for education fees:

Pay your education fees in full using your credit card
Once the payment is processed, request Plus Points redemption (you can also offset a partial amount of the fee)

Once your request is processed, you'll be notified via SMS and your points will be credited as payment to your credit card within 7 working days. This will reflect on your next statement.

Donating your Plus Points

You can donate your Plus Points to support the Emirates Humanitarian Fund at a conversion rate of 1 Plus Point = 1 AED.

Click here and follow the steps.

Your points will be donated within 7 working days.

Cashback

Use your Plus Points to pay your credit card bill at a conversion rate of 1 Plus Point = 0.75 AED. You must have a minimum of 500 Plus Points and a credit card outstanding of at least AED 375 to redeem your points for cashback.

Steps to redeem your Plus Points for cashback:

FAQs

How long are Plus Points valid for?

Plus Points don’t expire as long as you have an active Emirates NBD card. Once you redeem them for Frequent Flyer Miles, the terms and conditions of your frequent flyer programme apply.

Can a supplementary credit card holder redeem any points they have earned?

Redemption requests can only be placed by the primary credit card holder using the primary credit card.

Is a cashback redemption considered as a payment towards my credit card?

Yes, it is. If you have auto debits active on your card, you'll need to redeem your points at least 24 hours before your due date, otherwise the full auto debit amount will be debited from your account. The cashback will then go towards your next payment.

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