Scholar Plus Education Loan

Let us help you fulfil their dreams

We're committed to helping your children reach for the stars with the Scholar Plus Education Loan from Emirates NBD

Attractive interest rates

Scholar Protect*

Loan amount of up to 125% on course fee**

Apply now

*Covers the loan outstanding in case of an eventuality
**Maximum loan amount can be up to AED 300,000.
Rates and benefits will be applicable based on the customers segment, their eligibility and borrowing capacity as per the banks credit policy and central bank regulation.

Scholar Plus Education Loan

Get your loan

Top-up your existing loan with us for extra cash

Key features and benefits

Zero early settlement fee on top ups
No minimum EMI payment on your existing loan is required to apply for a top-up
Free Global Cash card
Free Credit life insurance
Loan amounts of up to AED 300,000
Loan tenure up to 48 months
Avail up to 2 non-consecutive deferments in a loan cycle

Top up your loan

I want to borrow

AED 25,000 AED 300,000

12 months 60 months

You can borrow AED {0} Personal Loan

with monthly payments as low as

AED

Tentative rate: 4.99% reducing p.a.

Rates and benefits will be applicable based on the customers segment, eligibility and borrowing capacity as per the banks credit policy and central bank regulation.

An education loan for students so they can focus only on their studies

Key benefits and highlights

Loan amounts of up to AED 300,000
Loan tenure up to 48 months
Free Credit life insurance
Free Global Cash card
Preferential rates on currency conversions including USD and Pound Sterling (limited to foreign currency accounts)
Avail up to 2 non-consecutive deferments in a loan cycle

Terms and conditions apply.

Apply now

I want to borrow

AED 25,000 AED 300,000

12 months 60 months

You can borrow AED {0} Personal Loan

with monthly payments as low as

AED

Tentative rate: 4.99% reducing p.a.

Rates and benefits will be applicable based on the customers segment, eligibility and borrowing capacity as per the banks credit policy and central bank regulation.

Benefits of getting a loan with Emirates NBD

Credit Life Insurance

An insurance for your outstanding loan to protect you in case of an eventuality

7 day loan return

Return your personal loan to the bank even after it's credited to your account

Debt consolidation

Lighten your financial payments with our One Pay facility

AECB score

Process your application faster with a good AECB score

Co-applicant program

Increase your eligibility by applying with a salaried spouse or a family members

Easy loan applications

Getting a loan with us is the smart thing to do

Eligibility

Salary should be transferred to Emirates NBD

Minimum salary: AED 5,000

Parents of students should be UAE Nationals or expats on UAE residency

Not mandatory for the employer to be on our approved list of companies

Documents required to apply

For new loans

Here are a list of documents required to complete your application:

Passport, visa & Emirates ID of applicant
Income documents of applicant
Proof of enrolment / copy of student ID card
Passport copy of the student & relationship proof of applicant and student
Fee invoice / quotation from the educational institution

For topping up your loan

Documents required to apply for Top up:

Passport, visa & Emirates ID of applicant
Income documents of applicant
Fee invoice / quotation from the educational institution

For new loans

Here are a list of documents required to complete your application:

Passport, visa & Emirates ID of applicant
Income documents of applicant
Proof of enrolment / copy of student ID card
Passport copy of the student & relationship proof of applicant and student
Fee invoice / quotation from the educational institution

For topping up your loan

Documents required to apply for Top up:

Passport, visa & Emirates ID of applicant
Income documents of applicant
Fee invoice / quotation from the educational institution

Apply for an Emirates NBD loan and be part of the most innovative bank in the region

What our customers are saying:

"The loan approval time was very good. They have approved the loan within 2 or 3 days."

Apply now

Support

How can we help?

Applying for a personal loan
Applying for a personal loan top-up

Early loan settlement
Partial loan settlement

Direct debit for loans
Restructure your loan

Are you struggling financially?
Defer your loan payments

Our accessible and inclusive banking services

Have a question? Visit our Help & Support section for answers to your queries.

Things you need to know

Borrow wisely and ensure you go through the list of documents for all the fees and charges you'll incur and the terms and conditions involved when you get a loan from us.

If you do not meet the monthly repayments on your loan, your account will go into arrears and incur late payment fee.
When you miss repayments, this could affect your credit score and limit your ability to access loan/financing in the future.
When you refinance your loan or avail installment deferments, it may take longer to pay off than your previous loan. It may also result in paying more interest.

Important links and documents

Key Facts Statement (KFS)

Personal Loans fees & charges

Personal Loan T&Cs

Variable interest rate

General fees & charges

General T&Cs

Borrow Wisely

Do you know the difference between a flat rate and a reducing rate? Get tips from experts on managing your finances responsibly.

Be empowered

Refer and get rewarded

Refer your friend or family to apply for a loan with Emirates NBD and both of you can get an AED 500 voucher each*.

Enter your details first, share the link with the person you want to refer and ask them to fill in their details.

*Terms & conditions apply

Get started here

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