Commercial Vehicle & Construction Equipment Loans

Customised finance for your commercial vehicles & construction equipment

We understand your business needs – come to us for customized loans for both new and used assets

Loans amounts up to AED 7 million

Up to 90% of equipment cost and insurance coverage

Maximum loan tenor of 48 months

Apply now

Commercial Vehicle & Construction Equipment Loans

Get your loan

Fast and flexible commercial vehicle & construction equipment loans.

Key benefits and highlights

Finance available across a wide range of vehicles including passenger cars and light and medium commercial vehicles
For companies with a one-time or recurring requirement for vehicles
Finance may be extended through a loan or credit facility
Instant pre-qualification
No charges for vehicle release letter, mortgage placement and mortgage release

Apply now

I want to borrow

AED 25,000 AED 300,000

12 months 60 months

You can borrow up to AED {0}

with monthly payments as low as

AED

Tentative rate: 7.46% reducing p.a.
Rates and benefits will be applicable based on your banking segment, eligibility and borrowing capacity as per bank policy and Central Bank regulations.

Why you should get an Emirates NBD car loan

Easy process and documents

Apply without the need to show your driving license or salary certificate & get your loan approved the same day!

Free credit card and 0% installment plan

Free credit card and 0% installment plan on all automatic vehicles.

Easy access across UAE

Presence across the UAE with large distribution and branch network as well as secure online and mobile banking.

Eligibility & documents required to apply

Eligibility

Limited Liability Company (LLC)
Sole Establishments
Free Zone Sole Establishments
Free Zone Companies
Branches of Foreign Companies in the UAE

Documents required for a new loan

6 months bank statements and audited financials (if applicable)
Valid passport and visa copy of business owner/director/partner
Inventory of equipment currently used by the company
Copy of Trade License and Memorandum of Association
Power of attorney

To apply for a mortgage release

You can apply for a mortgage release on your car only when you have paid back your loan in full. This service is free of cost.

Apply by e-mail to [email protected] or visit a branch with the documents below.

Things to remember when emailing us:

Send the request from your e-mail address registered with the bank.
Mention your auto loan agreement ID or the 20-digit auto loan account number along with your registered mobile number.
Mention ‘Auto loan mortgage release’ as e-mail subject line.
Attach clear, scanned image of the documents below:

Documents you need to attach to the email or bring with you to the branch:

For vehicles registered in Dubai:

Vehicle Mulkiya and Emirates ID (bring the original to the branch)

For vehicles registered in Abu Dhabi, Al-Ain, Sharjah and other Emirates:

Vehicle Mulkiya copy (both sides)
Emirates ID or Trade License copy if the vehicle is registered in a company's name.

To find how to get a mortgage release on your auto loan, click here

Eligibility

Limited Liability Company (LLC)
Sole Establishments
Free Zone Sole Establishments
Free Zone Companies
Branches of Foreign Companies in the UAE

Documents required for a new loan

6 months bank statements and audited financials (if applicable)
Valid passport and visa copy of business owner/director/partner
Inventory of equipment currently used by the company
Copy of Trade License and Memorandum of Association
Power of attorney

To apply for a mortgage release

You can apply for a mortgage release on your car only when you have paid back your loan in full. This service is free of cost.

Apply by e-mail to [email protected] or visit a branch with the documents below.

Things to remember when emailing us:

Send the request from your e-mail address registered with the bank.
Mention your auto loan agreement ID or the 20-digit auto loan account number along with your registered mobile number.
Mention ‘Auto loan mortgage release’ as e-mail subject line.
Attach clear, scanned image of the documents below:

Documents you need to attach to the email or bring with you to the branch:

For vehicles registered in Dubai:

Vehicle Mulkiya and Emirates ID (bring the original to the branch)

For vehicles registered in Abu Dhabi, Al-Ain, Sharjah and other Emirates:

Vehicle Mulkiya copy (both sides)
Emirates ID or Trade License copy if the vehicle is registered in a company's name.

To find how to get a mortgage release on your auto loan, click here

What our customers are saying

"Emirates NBD is the best provider for car finance"

Apply now

Support

How can we help?

Applying for an auto loan
Your credit score
Your debt-burden ratio

Early loan settlement
Partial loan settlement

Direct debit for loans
Restructure your loan

Are you struggling financially?
Defer your loan payments

Our accessible and inclusive banking services

Have a question? Visit our Help & Support section for answers to your queries.

Borrow wisely – a few things you should know

If you don’t make the monthly payments towards your loan on time, you will incur a late payment fee
Missing repayments can affect your credit score, limiting your ability to access loans or financing in the future
If you refinance your loan or defer your payments, your loan will take longer to pay back, and you may pay more interest
If you can’t meet a monthly payment, apply in advance for a deferment. You can do this up to twice a year

It’s important to read the terms and conditions and know the fees and charges before you apply for a loan.

Important links and documents

Key facts statement - fixed interest rate

Schedule of fees & charges

Auto loans T&Cs

Key facts statement - variable interest rate

Other Loans

Looking for something different?

Green Auto Loan

Know more

more app