Open a joint account

Visit a branch along with the joint account holders

An account for your joint expenses

Take care of shared expenses with your spouse, family members or business partners by opening an Emirates NBD Joint Account. A joint account can be held by two or more individuals.

Emirates NBD has a range of joint accounts with different features and benefits. Learn more here.

Fees and charges

If you’re opening a new account with us, the regular fees and charges for account opening will apply.

If you already have an existing account and you’re adding or removing a joint account holder, charges will apply as per your existing Emirates NBD Banking Package. More details on these links:

Open a joint account

To open a joint account, all the applicants must visit an Emirates NBD Branch with these documents.

Your joint account will be opened the same day and all joint account holders can start operating it.

You can open a new joint account by:

Opening a new savings or current account and making it into a joint account; or
Converting an existing savings or current account to a joint account by adding one or more account holders

Operating your joint account

You can operate a joint accounts singly or jointly. While singly operated accounts can be operated by any of the account holders, jointly operated accounts need the signature of all account holders for any transaction. You can specify your need at the bank while opening the account.

FAQs

Can I convert my existing account to a joint account?

Yes, you will be able to convert an existing individual account to a joint account or vice versa.

To add a joint account holder, you will need to visit an Emirates NBD Branch with your passport or Emirates ID for identification along with the joint account applicant and these documents for the applicant.

Who can I open a joint account with?

You can add anyone as a joint account holder. It can be your spouse, children or any other family member or even business partner.

What are the benefits of having a joint account with Emirates NBD?

You’ll be entitled to rewards and benefits as per your Emirates NBD Banking Package. A joint account lets you take care of shared bills and expenses with the other joint account holders. You can operate the account singly or jointly. With jointly operated accounts you need the approval of all account holders for any transaction and singly operated account be operated by any of the account holders.

Can any joint account holder operate the account?

Joint accounts can be singly or jointly operated. While singly operated accounts can be operated by any of the account holders, jointly operated accounts need the signature of all account holders for any transaction.

Can I remove a joint account holder?

Yes, you can. All account holders need to visit an Emirates NBD Branch along with their passports or Emirates IDs for identification. The account holders being removed will need to surrender their cheque books and debit cards.

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