Credit card buffer limit

You buffer limit allows your transactions to go through even if you are slightly over your credit limit

How does it help?

All Emirates NBD credit cards come with buffer limits, so that your transactions can be completed even if you go slightly over your credit limit.

Buffer limits on our cards

Credit card

Buffer limit

Business Credit Card

Business Rewards Credit Card

Webshopper Credit Card


Mastercard Titanium

Manchester United Credit Card

Go4it Gold


Visa Platinum, Mastercard Platinum

Visa Flexi

Diners Club Credit Card

LuLu 247 Mastercard Platinum & Titanium

Go4It Platinum

dnata Platinum

Skywards Signature

U by Emaar Family/Signature/Infinite

Visa Infinite

dnata World Mastercard

Skywards Infinite

Marriott Bonvoy World Mastercard


Fees & charges

If you utilise the buffer limit, an Overlimit Fee of AED 292.50 per month (inclusive of VAT) applies.

You can utilise your buffer limit only once per billing cycle.


A buffer limit helps card holders to complete transactions that are slightly above their credit limit.

You are allowed one Overlimit Fee per billing cycle.

You can bring your card back within limit by making a payment via Mobile Banking, Online Banking, Branches, ATMs or Cash Deposit Machines.

Yes, the additional limit will be applicable on both retail and cash limits.

No, you can’t deactivate the buffer limit.