creditcardbufferlimit

Credit card buffer limit

You buffer limit allows your transactions to go through even if you are slightly over your credit limit

How does it help?

All Emirates NBD credit cards come with buffer limits, so that your transactions can be completed even if you go slightly over your credit limit.

Buffer limits on our cards

Credit card	Buffer limit
Business Credit Card Business Rewards Credit Card Webshopper Credit Card	3%
Mastercard Titanium Manchester United Credit Card Go4it Gold	10%
Visa Platinum, Mastercard Platinum Visa Flexi Diners Club Credit Card LuLu 247 Mastercard Platinum & Titanium Go4It Platinum dnata Platinum Skywards Signature U by Emaar Family/Signature/Infinite Visa Infinite dnata World Mastercard Skywards Infinite Marriott Bonvoy World Mastercard	15%

Fees & charges

If you utilise the buffer limit, an Overlimit Fee of AED 292.50 per month (inclusive of VAT) applies.

You can utilise your buffer limit only once per billing cycle.

FAQs

What is a buffer limit?

A buffer limit helps card holders to complete transactions that are slightly above their credit limit.

How many Overlimit Fee charges can be billed to my credit card?

You are allowed one Overlimit Fee per billing cycle.

If my card has gone over the credit limit, how can I bring it back within its limit?

You can bring your card back within limit by making a payment via Mobile Banking, Online Banking, Branches, ATMs or Cash Deposit Machines.

Will I be able to withdraw cash with the buffer limit?

Yes, the additional limit will be applicable on both retail and cash limits.

Is the buffer limit applicable on both primary and supplementary credit cards?

Yes, it is.

Can I request for the buffer limit to be deactivated?

No, you can’t deactivate the buffer limit.

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