Visa Flexi Credit Card

Make your credit card as unique as you!

Introducing the Visa Flexi Credit Card – this first-of-its-kind card allows you to choose the benefits that matter the most to you

Plus Points

1.5% rewards on all retail spends

Personalize your benefit

Choose from a variety of Travel, Lifestyle and Entertainment options

Complimentary access to 900+ airport lounges

Visa Flexi Credit Card

Get your card

At a glance

Get rewarded for all your retail spends

Minimum salary: AED 12,000

Free insurance for big ticket purchases

Exclusive current offer: No Annual Fees

Key benefits and highlights

Plus Points
- 1.5 Points for every AED 100 spend
- 0.4% Points for supermarkets, groceries, insurance and car dealership spends
- 0.2% Points for fuel, utility bill payments, real estate and education spends

Plus Points earning cap per statement is applicable. Click here to know more

Interest rate of 3.25% per month; minimum payment: 5% of the outstanding, or AED 100, whichever is higher
Interest-free period up to 55 days on retail purchases and fees and charges

Calculate your rewards

How much do you usually spend per month on...

Supermarkets and groceries?

Insurance and car dealership?

Fuel and utility payments?

Real estate and education?

Retail and other expenses?

With Emirates NBD Visa Flexi Credit Card, you could earn

Plus Points per year

Please note that this is a just estimated calculation based on above amounts

Emirates NBD Credit Cards come with a wide range of benefits. On top of that, your Visa Flexi Credit Card truly understands your world and gives you the freedom to customise and choose the benefits that suit your lifestyle.

Choose 3 out of 5 Travel benefits

Airport lounge

Complimentary access to 900+ airport lounges

Global Blue

Exclusive member benefits on hassle-free tax refunds

Airport transfers

Exclusive member benefits on hassle-free tax refunds

Flight delay lounge

Access to special lounges in case of flight delays

eSIM

Complimentary 3GB eSim global data roaming

Select 2 out of 4 Lifestyle perks

Careem

Discounts on rides, food deliveries and groceries

Golf privileges

Complimentary rounds of golf in the UAE

SupperClub

12 months Signature Premium Dining membership

Concierge

Complimentary assistance for all your needs

Pick 1 out of 3 Entertainment treats

Anghami

6 months complimentary subscription

STARZPLAY

3 months free entertainment and sports subscription

VOX Cinemas

Discounts on THEATRE and 4DX movie experiences

Pay on the go with Emirates NBD Cards

Make secure, cashless payments using your compatible phone or wearable.

Know more

Visa Flexi benefits

Choose and customize your benefits

Add up 6 benefits on top of the existing advantages you get with your card

Learn more about choosing your benefits

New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

Learn more

Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

Know more

More advantages exclusively for you

Requirements and documents

Minimum salary: AED 12,000

Exclusive current offer: No Annual Fees

Free insurance for big ticket purchases

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with Emirates NBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with Emirates NBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist, so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with Emirates NBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with Emirates NBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist, so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Important links and documents

Redeeming Plus Points

Earning Plus Points

Key Facts Statement (KFS)

Fees and charges

Credit Cards T&Cs

Cards support

What our customers are saying

"One of the best Credit Cards in the UAE. From the discount on dining to easy instalment plans and cash on Card"

Gnew Weng

Apply for your card

Support

We're here for you

Apply

Apply for a Credit Card
Receiving your Card
Pay your Credit Card dues in installments
Balance Transfer

Rewards & Benefits

Understanding your rewards

Request help

Reset your PIN

Update your info

Update your phone number

Everyday banking

Cardless cash withdrawal

Have a question? Visit our Help & Support section for answers to your queries.

Other credit cards

Looking for something different?

Visa Infinite Credit Card

The ultimate in spending power, convenience, personal privileges and unparalleled service – our cardholders deserve only the best.

Know more

Visa Platinum Credit Card

The credit card that offers a world of privileges, special perks and unprecedented offers carefully selected to suit your lifestyle

Know more

more app