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Get the Emirates NBD Mobile App
Open your account instantly.
Scan this QR code to start
OR
Apply online
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You must be more than 18 years old and have:
An active UAE mobile number
An Emirates ID
Your passport
Proof of income
A minimum salary of AED 5,000
The Emirates NBD Visa Flexi Credit Card
Make your credit card as unique as you!
Introducing the Visa Flexi Credit Card - the first of its kind card that allows you to choose the benefits that matter the most to you.
Your card comes with a host of special pre-packaged benefits.
Plus Points
1.5% rewards on all
retail spends
VOX Cinemas
Exclusive discounts on 4DX & Theatre by Rhodes
Bon Appétit
Up to 30% off at
2000+ restaurants
Insurance
Complimentary insurance cover for big
ticket purchases
Plus Points
Get rewarded for
all your retail spends
Earn Plus Points for every spend and redeem them instantly at your favorite stores. You can also convert your Plus Points to Frequent Flyer Miles or Cash back.
Earn up to 1.5 Plus Points for every
AED 100 spend
Earn 0.4% Plus Points in supermarkets and groceries spends
Earn 0.4% Plus Points in Insurance and Car Dealership spends
Earn 0.2% Plus Points in Fuel and Utility Payments
Earn 0.2% Plus Points in Real Estate and Education spends
See how much you can earn
How much do you usually spend per month on
Supermarkets and Groceries?
How much do you usually spend per year on
Insurance and Car Dealership?
How much do you usually spend per month on
Fuel and Utility Payments?
How much do you usually spend per year on
Real Estate and Education?
How much do you usually spend per month on
Retail and other expenses?
you could earn
5,000 Plus Points
per year, which is equal to
AED 5,000
Please note that this is a just estimated calculation based on above amounts
Top up your Card
2 of 6 Boutique Benefits
Apart from the existing benefits, enjoy the freedom to top it up with 2 boutique benefits of your choice.
Choose from the list of curated benefits and pick the two that interest you the most.
Airport lounge accessComplimentary access to 900+ airport lounges worldwide
Anghami membership6 months complimentary Anghami subscription
Luggage Delivery through DubzComplimentary door to door luggage delivery
Airport Spa & dining offersDragon Pass Spa & dining discounts
Movie offersDiscounts on Theatre by Rhodes & 4DX at Vox Cinemas
Concierge servicesComplimentary assistance for your every need
Add on
4 of 8 Premium benefits
The new Visa Flexi Credit Card truly understands your world and gives you the freedom to customise and choose the benefits that suit your lifestyle
Go ahead, pick your 4 premium benefits from the bouquet and enjoy your benefits.
Airport TransfersComplimentary transfers to the airport & back
Global WiFi through BoingoComplimentary access to WiFi worldwide
Bidroom membershipComplimentary membership to hotel discounts
Golf privilegesComplimentary rounds of golf in the UAE
Flight delay loungeAccess to special lounges in case of flight delays
VAT reclaim through UTU PlusUp to 10% VAT cash back
Careem Credit Up to AED 1,200 Careem credit per year
Medical assistanceInternational medical assistance
To get started
Activate your Flexi Card
Buy 1 Get 1 Free Offers
Complimentary Buy 1 Get 1 Free Offers with Entertainer
Treat yourself to a range of buy 1 get 1 free offers on food, entertainment and shopping.
Food
Entertainment
Shopping
New Credit Shield Pro
Secure your life with enhanced benefits
Introducing the new Credit Shield Pro, our enhanced insurance product that brings you even more benefits and extended coverage.
0.99%
Monthly fee of
your Card's outstanding balance
Up to AED 300,000
Decease cover per cardholder
AED 100
Pay out per day in case of hospitalization
Up to AED 60,000
Job loss cover for up to 12 months or until re-employment
THE ENTERTAINER
Visa is pleased to announce partnership with The ENTERTAINER to provide buy one get one free offers through their selected merchant partners in the UAE, KSA, Qatar, Kuwait, Bahrain, Oman, Lebanon, and Jordan for Visa-flexi Cardholders . Cardholders will also have access to 5,000+ discounts on excursions and attractions in key travel destinations.
Visa-flexi Cardholders will be granted 3 offers at 60 selected merchants and will have access to offers in all the markets. The offer vouchers will be refreshed once a quarter.
Simply visit the app store and download the app titled ‘Visa Offers MENA’, and input their 16 digit eligible Visa-flexi card to complete registration. The app is also accessible through the Visa Explore application.
For more information and a full list of countries please visit, www.visamiddleeast.com/EntertainerOffers
Contactless Payments
Pay on the go with Emirates NBD Cards
Use your phone or smartwatch to make quick and secure contactless payments with your Emirates NBD Cards.
Easy Installment Plans
Shop your heart's content, pay in small amounts!
With the 0% Installment Plan from Emirates NBD Credit Cards. From electronics, jewellery, home decor, travel & entertainment and many more, shop at our wide range of participating merchants.
Financial Benefits
Your one stop to all your financial needs
Security Benefits
Alerts and assistance for your security
Insurance Benefits
We have got you covered wherever you go
Your online marketplace for deals and discounts
Whether you are shopping for electronics, paying your bills or buying tickets for entertainment venues, flights or hotel bookings, experience the convenience of shopping on Skyshopper.
Flights and hotel bookings
Electronics
Entertainment
Utility payments, such as Dewa, Du, Etisalat & Salik
Deals and Offers
Discounts and offers in 3,100 locations and counting.
With Emirates NBD Credit Card is loaded with lots of features and benefits.
Since you opened this page
People have used their Emirates NBD Credit Card.
Why don't you join them?
"One of the best credit cards in UAE.
From the discounts on dining to easy installment plans and cash on card"
SMS ALERTS
Receive SMS alerts on every transaction made on your Card, so you can immediately identify any unauthorized use.
24 HOUR ASSISTANCE
Call +971 600 54 0000 for any queries related to your Card, 24 hours a day, 365 days a year.
ONLINE ACCESS
Enjoy online access to your Card Account from anywhere in the world, allowing you to monitor your card balances and transactions as well as make payments from your Emirates NBD Account.
FREE 24/7 ROADSIDE ASSISTANCE
Alerts and assistance for your security
Hassle free roadside assistance offered complimentary with your Emirates NBD Credit Card which includes recovery service, towing, fuel delivery and battery boost. The usage is limited to 3 times a year. For bookings call 04-3876628
Roadside Assistance Terms & Conditions
- Roadside assistance usage per service is capped based on the cardtype.
- Usage is caped for each calendar year - January to December
- Towing services will be to the nearest workshop within the emirate only from the point of disablement.
- Services are available through out the United Arab Emirates.
- Inter-emirate towing will not be available.
- Only one service will be given to all customers in 24 hours
- IMC will only be responsible for the customer's cars while the car is in their custody
- Terms and Conditions are subject to change without prior notice
PROTECT PLUS INSURANCE
Protect Plus. Your Credit Card insurance
With Protect Plus Insurance, you can enjoy the spending power of your card with the assurance that, in the event of any unforeseen circumstances, your Emirates NBD credit card outstanding balance will be taken care of.
Enjoy two months complimentary cover and pay a nominal rate on the Credit Card outstanding balances thereafter. Protect Plus covers the following:
- Job loss cover
- Loss of life
- Permanent total disability
- Critical illness
- Hospital cash benefit
You are automatically enrolled into Protect Plus. If, at any time, you wish to cancel Protect Plus, please call +971 600 54 0000.
In case of a Claim, you or your family needs to do approach ADNIC for notifying any claims but not later than 30 days from the date of the event
- By calling ADNIC contact center on 800 8040 (toll free)
- By E mail on ConsumerLinesClaims@adnic.ae
- By By fax on (02) 4080 644
In case you have not requested for Auto top up at the time of application but would like to do so, please call us on +971 600 54 0000 and we will help you activate the facility. Please ensure you have your Salik account number and PIN handy when you call us.
Please note that only one Salik account can be linked to the Credit Card. You can activate Salik Auto top up on your Supplementary Card/s also.
Click here for Protect Plus Terms & Conditions
EXTENDED WARRANTY
Extended Warranty adds real value to the Visa Cardholder it doubles the repair period offered by the original manufacturer's warranty for up to 1 year , so Cardholders always feel the benefit of extra protection.
Applicability:
- Full payment of purchased items must be made with Visa Infinite
- New item purchases only
- Proof of full payment with Visa Infinite is required
For more information please visit https://cardholderbenefitsonline.com.
INTERNATIONAL MEDICAL & TRAVEL ASSISTANCE
International Medical & Travel Assistance Service helps you and your immediate family when you are travelling together to a location outside of your principal country of residence for up to 90 days. Services such as medical telephone advice, putting you in touch with a local medical service provider and with someone to monitor your medical condition till you are well. Learn more about benefits click here
PURCHASE PROTECTION
Purchase Protection provides Visa Infinite Cardholders with extra peace of mind, whatever they choose to buy it protects against the theft or accidental damage of purchased items
- Full payment of purchased items must be made with their Visa Infinite card
- New item purchases only
- Coverage for a maximum of 365 days from date of purchase
- Maximum of 48 hours from date of incident to submit a claim
- Cardholder must report within 24 hours in case of theft
Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.
INTEREST FREE DAYS
Your Emirates NBD Credit Card gives you a maximum of 55 interest-free days, provided you continue to pay your outstanding balance in full, by the due date.
FLEXIBLE PAYMENT OPTION
Don't let money come in the way of living a comfortable life
Your Emirates NBD Credit Card gives you the flexibility to pay as little as 5% of the outstanding balance each month, and carry forward the balance to the next statement. You can choose to pay 5%, 10%, 25%, 50% or 100% of your card outstanding balance every month.
Choose from the following convenient options to make your card payments:
- Standing Instruction to debit your Emirates NBD Savings or Current account
- Online payment if you are an Emirates NBD Savings/Current account holder
- Cash payment through Emirates NBD branches, Cash Deposit Machines in Emirates NBD Branches and through Al Ansari Exchange and UAE Exchange branches *
- Cheque payments to Emirates NBD Card Payments Division, P.O.Box 31813, Dubai, UAE.
Please Note:
- A nominal service fee of AED 3/- per transaction will be charged for bill payments through the Exchange Houses.
- Effective 1st February 2020, Credit Card bill payments made through Al Ansari Exchange will incur AED 5 transaction fee.
INSTANT CASH
Enjoy instant cash at over 810,000 ATMs world wide
Enjoy instant access to up to 50% of your credit limit as cash with your Emirates NBD Credit Card at over 810,000 ATMs worldwide or over the counter at any bank branch around the world that displays the VISA or MasterCard symbols. A cash advance fee (or foreign currency equivalent, where applicable), whichever is higher, will be charged.
What are people asking?
- How is Visa Flexi platinum credit card different from the platinum credit card I am currently holding?
Select benefits were discontinued on your Visa Platinum Credit Card. With the new Emirates NBD Visa Flexi Credit Card you are provided the option of customizing your card with any 6 of the 14 benefits through Visa Portal. An interactive card benefit management platform that allows you to personalize your card benefits based on you preference.
Benefits discontinued on your Visa Platinum Credit Card
- Complimentary Golf rounds
- Complimentary concierge including airport transfer
- Complimentary Airport Lounge Access
- How do I select my benefits?
You should visit the following link: https://www.myvisacardportal.com/welcome/enbd/product/ and provide your 16-digit Emirates NBD Visa Flexi card number, first and last name, email address and password to create your account. You will then be redirected to the page where you can review and select the benefits that you want to have on your Emirates NBD Visa Flexi card.
- How long do I have to select my benefit?
It is advised that you select your benefits as soon as you receive your Emirates NBD Visa Flexi card. You will have 30 days to submit your selection from the date of creating your account.
- How many benefits can I select?
You can select a total of six (6) benefits. Two (2) from the selection of 6 Boutique benefits and Four (4) from the selection of 8 Premium benefits.
- Do I have a spend criteria to use the benefits?
The standard set spend, of maintaining an average monthly spend of AED 5,000. If your average spends in the last 3 months is below AED 5,000 will be charged AED 99 per service availed on the card
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