Visa Platinum Credit Card

One Card, limitless rewards

The credit card that offers a world of privileges, special perks and unprecedented offers carefully selected to suit your lifestyle

Plus Points

Earn up to 1.5 Plus Points for every AED 100 spent

Bon Appétit

Up to 30% at over 2,000 resturants across UAE

Visa Platinum Credit Card

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At a glance

Get rewarded for all your retail spends

Minimum salary: AED 12,000

Free insurance for big purchases

Annual fees: AED 735

Key benefits and highlights

Plus Points
- 1.5 points for every AED 100 spend
- 0.4% points for supermarkets, groceries, insurance and car dealership spends
- 0.2% points for fuel, utility bill payments, real estate and education spends
Interest rate: 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher
Interest-free period up to 55 days for retail purchases related fees and charges

Calculate your rewards

How much do you usually spend per month on...

Supermarkets and groceries?

Insurance and car dealerships?

Fuel and utility payments?

Real estate and education?

Retail and other expenses?

With Emirates NBD Visa Platinum Credit Card, you could earn

Plus Points per year

Please note that this is a just estimated calculation based on above amounts

Benefits of your
Visa Platinum Credit Card

Visa benefits

Buy 1 get 1 free with The Entertainer

Visa and The Entertainer bring you exclusive buy 1 get 1 offers across the Middle East

Know more

Contactless Payments

Make secure, cashless payments using your compatible phone or wearable.

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New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

Learn more

More advantages exclusively for you

Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

Know more

Download the more app and never miss a deal

Requirements and documents

Minimum salary: AED 12,000

Complimentary insurance cover for big ticket purchases

Annual fees: AED 735

Credit card application

Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with ENBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with ENBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Credit card application

Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with ENBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with ENBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Important links and documents

Key Facts Statement (KFS)

Fees and charges

Redeem Plus Points

Earn Plus Points

Credit Cards T&Cs

Cards support

What our customers are saying

"One of the best credit cards in UAE. From the discount on dining to easy instalment plans and cash on card"

Gnew Weng

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Rewards & Benefits

Understanding your rewards

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Everyday banking

Cardless cash withdrawal

Have a question? Visit our Help & Support section for answers to your queries.

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