Visa Platinum Credit Card

One Card, limitless rewards

The credit card that offers a world of privileges, special perks and unprecedented offers carefully selected to suit your lifestyle

Plus Points
Earn up to 1.5 Plus Points for every AED 100 spent
Bon Appétit
Up to 30% at over 2,000 resturants across UAE

At a glance

Get rewarded for all your retail spends

Minimum salary: AED 12,000
Free insurance for big purchases
Annual fees: AED 735

Key benefits and highlights

  • Plus Points
    • 1.5 points for every AED 100 spend
    • 0.4% points for supermarkets, groceries, insurance and car dealership spends
    • 0.2% points for fuel, utility bill payments, real estate and education spends
  • Interest rate: 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher
  • Interest-free period up to 55 days for retail purchases related fees and charges

Calculate your rewards

How much do you usually spend per month on...

Supermarkets and groceries?
Insurance and car dealerships?
Fuel and utility payments?
Real estate and education?
Retail and other expenses?

With Emirates NBD Visa Platinum Credit Card, you could earn

Plus Points per year
Please note that this is a just estimated calculation based on above amounts

Benefits of your
Visa Platinum Credit Card

Visa benefits

Buy 1 get 1 free with The Entertainer

Visa and The Entertainer bring you exclusive buy 1 get 1 offers across the Middle East

Know more

Contactless Payments

Make secure, cashless payments using your compatible phone or wearable.

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New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

More advantages exclusively for you

Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

Know more

Download the more app and never miss a deal

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Requirements and documents

Minimum salary: AED 12,000

Complimentary insurance cover for big ticket purchases

Annual fees: AED 735

  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder
  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion
  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder
  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion

What our customers are saying

"One of the best credit cards in UAE. From the discount on dining to easy instalment plans and cash on card"
Gnew Weng

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