LuLu 247 Titanium Credit Card

Shop as usual. Get more than usual.

Earn up to 3.5% back as LuLu Points on your daily spends and with no minimum spend requirement

Rewards

Up to 3.5 % back as LuLu Points on daily spends

Welcome offer

0% balance transfer with no processing fees

LuLu 247 Titanium Credit Card

Get your card

At a glance

We make your experiences even more rewarding

Minimum salary: AED 5,000

Exclusive privileges and offers at LuLu

Free for life

Key benefits and highlights

Your shopping at LuLu just got more exciting

Earn LuLu Points on spends
- 3.5% on LuLu in-store and online spends
- 2% on fuel spends
- 1% on utility bill payments
- 0.35% on other spends
Welcome offer: 0% interest on balance transfers with no processing fees
Special member benefits at LuLu including priority checkout, early access to sales and promotions, free shipping on LuLu online and other discounts
*Complimentary lounge access with Mastercard Travel Pass
Easily redeem LuLu Points at over 70 LuLu stores
Interest rate: 3.49% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher.

*Effective 1st May 2025, Airport Lounge Access will be discontinued.

Calculate your rewards

How much do you usually spend per month on...

LuLu in-store and online?

Fuel?

Utility bill payments?

Retail and other expenses?

With the LuLu 247 Mastercard Titanium Credit Card, you could earn

LuLu Points per year

Please note that this is just an estimated calculation

Benefits of your
LuLu 247 Titanium Credit Card

Welcome offer

Exclusive offers to welcome you onboard

0% interest on balance transfer with no processing fee

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Member benefits

Special offers at LuLu

Priority checkout at LuLu stores

Early access to major sales and promotions

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Pay on the go with Emirates NBD Cards

Make secure, cashless payments using your compatible phone or wearable.

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New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

Learn more

Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

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More advantages exclusively for you

Requirements and documents

Minimum salary: AED 5,000

Interest rate: 3.49%

Free for life

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with Emirates NBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with Emirates NBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist, so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Required Documents

Duly filled Credit Card application
Original Emirates ID and copy with passport copy
Latest salary certificate for salaried individuals
Trade license for non-individuals
Latest 3-month original bank statements (or mini ATM statements)
Security cheque

Credit card limit increase

Original passport and copy with visa page
Emirates ID and copy
Salaried individual banking with Emirates NBD:
- Latest salary certificate (not more than 1 month old)
- Pay slip in case the salary variance is over 10%
Non-salaried banking with Emirates NBD
- Latest salary certificate (not more than 1 month old)
- Pay slip in case of salary variance over 10%
- Latest 3 months original bank statements
Self employed
- Valid trade license
- MOA (Memorandum of Association)
- Latest 3-month bank statement of the company (from Emirates NBD or any other bank)

Supplementary credit card application

Emirates ID or passport of the supplementary card applicant
Original credit card of the primary cardholder

Additional notes

Please ensure you have all the documents in the above checklist, so we can process your application faster
We may require additional documents, if needed, based on the bank’s discretion

Important links and documents

Key Facts Statement (KFS)

Fees and charges

Redeem LuLu Points

Earn LuLu Points

LuLu terms and conditions

Credit Cards T&Cs

Cards support

What our customers are saying

"One of the best Credit Cards in the UAE. From the discount on dining to easy instalment plans and cash on Card"

Gnew Weng

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Support

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Receiving your Card
Pay your Credit Card dues in installments
Balance Transfer

Rewards & Benefits

Understanding your rewards

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Everyday banking

Cardless cash withdrawal

Have a question? Visit our Help & Support section for answers to your queries.

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