U By Emaar Infinite Credit Card

Distinctively rewarding

A credit card that rewards you with enriching experiences every day

Earn up to 25,000 Upoints
Earn 1.5% back as Upoints on spends and 5X for all Emaar spends
Enjoy complimentary valet parking* at The Grand parking in Dubai Mall
U By Emaar Infinite Credit Card
At a glance
Benefits
Requirements
Key facts statement
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At a glance

Now each unforgettable experience is even more rewarding

Minimum salary: AED 30,000
Buy-one-get-one ticket at Reel Cinemas with free soft drinks and popcorn
Annual fees: AED 1,575

Key benefits and highlights

  • UPoints on spends
    • 7.5% on all Emaar spends
    • 1.5% on all other spends
  • Redeem UPoints instantly at over 2500+ stores across your favorite brands
  • Welcome offer: Up to 25,000 UPoints
  • Receive U By Emaar Platinum status
  • Get 20% off on F&B and spas at Emaar Hospitality Group Hotels
  • Complimentary upgrade to a suite on hotel stays
  • Up to 30% discount on entertainment at Emaar Entertainment Group
  • Buy 1 get 1 free on movie tickets at Reel Cinemas
  • Complimentary airport lounge access to over 1000 lounges worldwide via LoungeKey
  • Concierge services to take care of your time-consuming errands
  • Complimentary valet parking at The Grand Parking, The Dubai Mall
  • Interest rate of 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher

Contactless Payments

Make secure, cashless payments using your compatible phone or wearable.

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Welcome Offer

Exclusive offers to welcome you onboard

Welcome offer*
Earn up to 25,000 Upoints
U By Emaar Platinum Status
Receive automatic U By Emaar Platinum Status
Know more
New Credit Shield Pro

Secure your life with enhanced benefits

0.99%

Monthly fee of your Card's outstanding balance

Up to AED 300,000

Decease cover per cardholder

AED 100

Pay out per day in case of hospitalization

Up to AED 60,000

Job loss cover for up to 12 months or until re-employment

Learn more

Easy installment plans

Shop to your heart's content, pay back in small amounts!

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.

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More advantages exclusively for you

Download the more app and never miss a deal

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Requirements and documents

Minimum salary: AED 30,000

Interest rate: 3.25%

Annual fees: AED 1,575

  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder

  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion
  • Original Emirates ID and copy with passport copy
  • Latest salary certificate for salaried individuals
  • Trade license for non-individuals
  • Latest 3-month original bank statements (or mini ATM statements)
  • Security cheque
  • Original passport and copy with visa page
  • Emirates ID and copy
  • Salaried individual banking with ENBD:
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case the salary variance is over 10%
  • Non-salaried banking with ENBD
    • Latest salary certificate (not more than 1 month old)
    • Pay slip in case of salary variance over 10%
    • Latest 3 months original bank statements
  • Self employed
    • Valid trade license
    • MOA (Memorandum of Association)
    • Latest 3-month bank statement of the company (from Emirates NBD or any other bank)
  • Emirates ID or passport of the supplementary card applicant
  • Original credit card of the primary cardholder

  • Please ensure you have all the documents in the above checklist so we can process your application faster

  • We may require additional documents, if needed, based on the bank’s discretion

Important links and documents

Key Facts Statement (KFS)

Fees and charges

Redeem Upoints

Earn Upoints

U by Emaar T&Cs

Credit Cards T&Cs

Cards support

What our customers are saying

"One of the best credit cards in UAE. From the discount on dining to easy instalment plans and cash on card"
Gnew Weng
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Have a question? Visit our Help & Support section for answers to your queries.

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U By Emaar Family Credit Card

A credit card that rewards you with enriching experiences every day

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Terms and conditions

  • This offer is only applicable for tickets booked online via the Reel Cinemas website or through the Reel Cinemas application
  • Your average spend on the card in the last 3 months should be AED 2,000 on U By Emaar Family card and AED 3000 on U By Emaar Signature and Infinite card.
  • Cardholders whose average spend in the last 3 months is below the required amount where applicable, will be charged the full amount
  • Valid on a maximum of 6 tickets (3 free) per month, additional tickets will be charged at full price while booking.
  • Get 7.5% back as Upoints when you shop at Emaar Malls at 1.5% on all other spends
  • Experience complimentary access to The Dubai Mall Fashion Lounge for the card owner + 1 guest per visit
  • Unwind with free Delivery Service & In-Mall Chauffer Service at Fashion Lounge at The Dubai Mall
  • Get complimentary valet parking at The Grand Parking, The Dubai Mall

Terms & conditions

  • Show a valid photographic identification proof to avail the complimentary valet parking benefit at The Grand parking, The Dubai Mall.
  • The benefit cannot be transferred to anyone other than the cardholder.
  • Only the below locations at the Grand Drive will offer complimentary valet services at The Dubai Mall:
    • Galeries Lafayette
    • The Souk

Terms & conditions

  • Member exclusive rates for bookings done on Brand websites and U By Emaar Mobile App.
  • Upgrades maximum of 7 nights per annum.
  • Late checkout till 4 pm subject to availability.

Introducing the new Credit Shield Pro, our enhanced insurance product, underwritten by Abu Dhabi National Insurance Company, that brings you even more benefits and extended coverage.

Key features

  • 0.99% monthly fee of your card's outstanding balance
  • Up to AED 300,000 decease cover per cardholder
  • AED 100 pay out per day in case of hospitalization
  • Up to AED 60,000 job loss cover for up to 12 months or until re-employment

Learn more about enrolling into Credit Shield Pro and other terms and conditions

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