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You must be more than 18 years old and have:
An active UAE mobile number
An Emirates ID
Your passport
Proof of income
A minimum salary of AED 5,000
Worried about the mounting interest on your credit card from another bank? Get the convenience of lower interest rate and flexible repayment plans by consolidating balances on your Emirates NBD Credit Card.
Low Interest
Enjoy low EMIs
Flexible Tenors
Up to 48 months
Hassle-Free
No documentation
Have us call you?
SMS 'BT' to 4456
Disclaimer:
Monthly Installments are calculated using an illustrative Installment Amount of AED 10,000, flat interest rate of 0.49% p.m. and 0% Processing fees for 48 months tenure.
Actual Installment details applicable may vary and are subject to the bank’s policy. To know more SMS 'BT' to 4456
Minimum amount for Balance Transfer is AED 1,000. In case of Early Settlement of Balance Transfer, cancellation fee of 1% of Principal outstanding plus 5% VAT will be applicable. Should you require any further clarification or for pre-closures , please call us on 600 54 0000 or +971 600 54 0000 for International.
What are people asking?
Balance transfer (BT) is a program that allows you to transfer your outstanding balance(s) from any other bank to your Emirates NBD Credit Card.
Balance transfer is open to all Emirates NBD Credit Card Primary holders.
You can avail a maximum up to 90% of your available Credit Card limit. The amount varies based on your eligibility & the available Credit Card limit.
Any applicable fees on the 'Balance Transfer' facility is determined by Emirates NBD and will be charged on the plan. Fees are subject to changes on periodic basis. Please click here for more information.
Balance Transfer interest is a flat monthly interest rate determined by Emirates NBD and shall be charged on the conversion. The interest rates are subject to changes on periodic basis and is also based on Card usage and overall performance.
Balance transfer (BT) is a program that allows you to transfer your outstanding balance(s) from any other bank to your Emirates NBD Credit Card.
Balance transfer is open to all Emirates NBD Credit Card Primary holders.
You can avail a maximum up to 90% of your available Credit Card limit. The amount varies based on your eligibility & the available Credit Card limit.
Any applicable fees on the 'Balance Transfer' facility is determined by Emirates NBD and will be charged on the plan. Fees are subject to changes on periodic basis. Please click here for more information.
Balance Transfer interest is a flat monthly interest rate determined by Emirates NBD and shall be charged on the conversion. The interest rates are subject to changes on periodic basis and is also based on Card usage and overall performance.
To avail this program, please contact our 24/7 call center at 600 54 0000 and our phone banking advisor will assist you in processing your request
Balance Transfer requests require 2-3 working days after which it will be reflected on your Credit Card statement.
You can choose to repay your Balance Transfer installment amounts for 12, 18, 24, 36, or 48 months.
A minimum amount of AED 1000 is required to apply for a balance transfer on your applicable Credit Card.
A monthly installment has to be paid towards your Balance Transfer. However, if you fail to repay your installments for two consecutive months, your plan will automatically be foreclosed. Your entire outstanding balance from the Balance Transfer amount will immediately be due for payment in full. The remaining outstanding balance will then attract our regular finance charges.
You can choose to prepay or foreclose your existing Balance Transfer plan by contacting our call center on 600540000. A foreclosure fee of 1% of the principal outstanding plus a 5% VAT, will be applicable.
Yes on early settlement, a foreclosure fee of 1% of the principal outstanding plus 5% VAT, will be applicable for each plan.
You can choose to amend your Balance Transfer plan. However, a foreclosure fee of 1% of the principal outstanding plus 5% VAT will be applicable, and your remaining outstanding can be re-booked for the new plan you wish to select.
Your Balance Transfer plan will remain active. If the prepayment is done with an intention to cancel the plan, you are required to contact our call center at 600 54 0000 and request for a cancellation. Upon cancellation, the prepayment will be adjusted towards the Balance Transfer outstanding and a foreclosure fee of 1% of the principal outstanding plus 5% VAT will be applied.
When your Credit Card cancellation is processed, all active plans on the Card will automatically be closed, a foreclosure fee and remaining outstanding balance will be due for payment in full.
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