Go from a saver… to a Millionaire

Win up to AED 5,000,000

No interest

Free debit card

Emirati Millionaire Account

Digital Account Opening

At a glance

Start a rewarding savings journey with the Emirati Millionaire Account

Key features

Available in AED
Up to 10 free teller transactions a month (based on your banking package)
Half-yearly e-statements
Salaried, non-salaried and self-employed individuals can apply
Salaried customers: Minimum of AED 5,000 is required. Get 1 entry in the Millionaire draw for every AED 8,000* balance
Non-salaried / Self-Employed customers: Minimum of AED 3,000 to be maintained. Get 1 entry in the Millionaire draw for every AED 10,000* balance

*Monthly average balance

Dedicated prizes for Emiratis

52 exclusive winners every month

AED 5,000,000
1 winner a year

AED 1,000,000
1 monthly winner

AED 100,000
1 monthly winner

AED 10,000
10 monthly winners

AED 3,000
10 monthly winners

AED 2,000
30 monthly winners

Benefits of banking with Emirates NBD

Know the benefits of your banking package

View all banking packages

Beyond Package

Minimum Salary

Current account: AED 15,000 to AED 49,999
Savings account: AED 100,000

Cards

Free debit card + 5 supplementary debit cards
Choice of 5 credit cards

Other benefits

Rewards up to AED 5,000 on loans
15 monthly cashback prizes worth AED 2,000
Free unlimited international remittances
Savings up to AED 50,000 with Premium Rewards

Plus Maximizer

Minimum Salary

Current account: AED 5,000 to AED 14,999
Savings account: AED 5,000

Cards

Free debit card + 5 supplementary debit cards
Choice of 5 credit cards

Other benefits

Exciting offers on credit cards
8 free teller transactions per month

Requirements and documents for opening an account

UAE Nationals

Identification
- Original Emirates ID and copy
- Copy of passport
In case of a salary transfer account, we’ll need one of the following documents:
- Copy of Labor Card
- Copy of Employee ID
- Latest salary letter
- Copy of employment visa page from passport

Expats

Identification
- Original Emirates ID and copy
- Copy of passport
In case of a salary transfer account, we’ll need one of the following documents:
- Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
- Copy of appointment letter or contract
- Copy of payslip (less than months old)
- Statement with previous month’s salary
- For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)

Non-residents

Passport and copy with visa page and one of the following documents
- Utility bill (not more than 3 months old)
- Bank statements (not more than 3 months old and you can print these off online banking too)
- Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records

GCC Nationals

Identification
- Passport and copy or UAE National ID and copy
For current or checking accounts any one of the following documents:
- UAE National ID
- Labour Card and copy
- Work Permit and copy
- Letter from employer
- Copy of recent telephone or electricity bill (not more than 3 months old)
- Tenancy contract in your name

Self-employed (non-individuals)

Passport copy and EIDA copy of all signatories/owners/director
Trade license if the company incorporated in the UAE
Memorandum of association (MOA)
Board resolution

UAE Nationals

Identification
- Original Emirates ID and copy
- Copy of passport
In case of a salary transfer account, we’ll need one of the following documents:
- Copy of Labor Card
- Copy of Employee ID
- Latest salary letter
- Copy of employment visa page from passport

Expats

Identification
- Original Emirates ID and copy
- Copy of passport
In case of a salary transfer account, we’ll need one of the following documents:
- Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
- Copy of appointment letter or contract
- Copy of payslip (less than months old)
- Statement with previous month’s salary
- For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)

Non-residents

Passport and copy with visa page and one of the following documents
- Utility bill (not more than 3 months old)
- Bank statements (not more than 3 months old and you can print these off online banking too)
- Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address of the customer as per the bank records

GCC Nationals

Identification
- Passport and copy or UAE National ID and copy
For current or checking accounts any one of the following documents:
- UAE National ID
- Labour Card and copy
- Work Permit and copy
- Letter from employer
- Copy of recent telephone or electricity bill (not more than 3 months old)
- Tenancy contract in your name

Self-employed (non-individuals)

Passport copy and EIDA copy of all signatories/owners/director
Trade license if the company incorporated in the UAE
Memorandum of association (MOA)
Board resolution

Important links and documents

Key Facts Statement (KFS) for individuals

Fees and charges

Terms and conditions

Support

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Getting started

Documents required to open an account

Getting started

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Frequently asked

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