At a glance

A current account that earns you interest

Exclusive for employees of select companies
Interest calculated daily
No account opening fees

Key features

  • Open your account in AED, USD, GBP, AUD, CAD, SGD, JOD, KWD, SAR, QAR, OMR or BHD
  • Up to 10 free teller transactions a month (based on your banking package)
  • First cheque book free

Benefits of banking with Emirates NBD

Know the benefits of your banking package

View all Banking Packages

Beyond Package

Minimum balance
  • Current account: AED 15,000 to AED 49,999
  • Savings account: AED 100,000
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Rewards up to AED 5,000 on loans
  • 15 monthly cashback prizes worth AED 2,000
  • Free unlimited international remittances
  • Rewards up to AED 50,000 with Beyond deals

Plus Maximizer

Minimum balance
  • Current account: AED 5,000 to AED 14,999
  • Savings account: AED 5,000
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Free insurance cover worth AED 100,000
  • Exciting offers on credit cards
  • Monthly winners get AED 500 cashback
  • 8 free teller transactions per month

Emirati Package

Minimum balance
  • No balance requirement
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Rewards up to AED 50,000 with the Beyond app
  • Up to AED 9,010 in savings with the Emirati Visa signature debit card
  • Higher interest on the Family Savings Account

Requirements and documents for opening an account

  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Copy of Labor Card
    • Copy of Employee ID
    • Latest salary letter
    • Copy of employment visa page from passport
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
    • Copy of appointment letter or contract
    • Copy of payslip (less than months old)
    • Statement with previous month’s salary
    • For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)
  • Passport and copy with visa page and one of the following documents:
    • Utility bill (not more than 3 months old)
    • Bank statements (not more than 3 months old, you can print these off Online Banking too)
    • Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address as per the home country bank records
  • Identification
    • Passport and copy or UAE National ID and copy
  • For current or checking accounts any one of the following documents:
    • UAE National ID
    • Labour Card and copy
    • Work Permit and copy
    • Letter from employer
    • Copy of recent telephone or electricity bill (not more than 3 months old)
    • Tenancy contract in your name
  • Letter from UAE Ministry of Interior stating that the customer is Bedouin
  • Labour Card, if employed
  • If not employed, any other government photo ID
  • Passport and Emirates ID copies of all signatories/owners/directors
  • Trade license if the company is in the UAE
  • Memorandum of association (MOA)
  • Board resolution
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Copy of Labor Card
    • Copy of Employee ID
    • Latest salary letter
    • Copy of employment visa page from passport
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
    • Copy of appointment letter or contract
    • Copy of payslip (less than months old)
    • Statement with previous month’s salary
    • For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)
  • Passport and copy with visa page and one of the following documents:
    • Utility bill (not more than 3 months old)
    • Bank statements (not more than 3 months old, you can print these off Online Banking too)
    • Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address as per the home country bank records
  • Identification
    • Passport and copy or UAE National ID and copy
  • For current or checking accounts any one of the following documents:
    • UAE National ID
    • Labour Card and copy
    • Work Permit and copy
    • Letter from employer
    • Copy of recent telephone or electricity bill (not more than 3 months old)
    • Tenancy contract in your name
  • Letter from UAE Ministry of Interior stating that the customer is Bedouin
  • Labour Card, if employed
  • If not employed, any other government photo ID
  • Passport and Emirates ID copies of all signatories/owners/directors
  • Trade license if the company is in the UAE
  • Memorandum of association (MOA)
  • Board resolution

Open an account with us and join the most innovative bank in the region


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