Get guaranteed cashback on personal loan top-ups

Top-up your personal loan through the ENBD X App in a few easy steps and enjoy guaranteed cashback of up to AED 2,000*.

Offer is valid from 15 January 2026 to 15 April 2026.

*Terms and conditions apply.
Guaranteed cashbacks of AED 1,000 for top-ups of up to AED 50,000, AED 1,500 for amounts of AED 50,001 to 100,000 and AED 2,000 for amounts above AED 100,000.

Why wait days when you can get your Personal Loan Top-up in minutes? With ENBD X app, eligible customers can top-up their personal loan anytime, anywhere.

Personal Loan Top-up highlights

Paperless
Quick selfie verification

Instant approval

Loan amount will be credited instantly

No waiting time

Get cash instantly on offer acceptance

Eligibility criteria

Monthly salary of AED 5,000 or above

You must have paid 6 EMI in your existing personal loan

Salary transferred to Emirates NBD

How to apply:

Apply through ENBD X: Log in to ENBD X App and choose “Top-up loan”.
Choose your eligible amount and tenure: Maximum eligibility and tenure will be given to you. You can further customize this to suit your needs.
Transfer of the amount to your account: On successful completion of your application, we will notify you to accept the offer and then transfer the cash to you instantly.