Transfer to another local bank account

Send money instantly from your account to any other local bank account in the UAE

Local transfers are easy and instant

Transfer money easily from your accounts within the UAE by using your beneficiary account details. You may also need a routing code in some cases.

If you’re transferring to someone not on your list of beneficiaries, you can always add them as a new beneficiary first and then make the transfer once the beneficiary is added.

Transfer now

To make a transfer, choose one of the options below:


Processing time

Once you place a transfer request, we process and send it over to your recipient’s bank. The bank then credits your recipient’s account with the money you have transferred. The time at which your transfer is processed will depend on when you’ve placed your request.

  • If you place the request through Online or Mobile banking before 2 pm (for other currencies) and before 6 pm (for AED), Monday to Saturday, it will be processed the same day
  • If you place the request through the branch before 12:30 pm (for AED) and before 2:30 pm (for other currencies), Monday to Saturday, it will be processed the same day

Requests received after these times are processed the next working day subject to the availability of balance and accuracy of details.

Once we start processing your transfer, the transferred amount should be credited to the beneficiary approximately within 1 working day.

Fees and charges

Local transfers are free via Online Banking and Mobile Banking.

If you visit a branch to make the transfer, charges will be based on your banking package.

Learn more about your banking package fees and charges on the links below:


You can place a request to cancel a transfer by using your Mobile Banking App.

  • Tapon the bottom of the app
  • Tap Apply for New Service > Transaction > Cancel transfer
  • Select the transfer, review the details, tap Continue > Request help
  • Enter the required details and Next
  • Review and Submit

Any exchange rate losses will be charged to you. Please keep in mind that most transfers can’t be recalled, but we’ll do our best to help you.

If you’re placing a local transfer request through Online Banking or Mobile Banking, the amount you can transfer will depend on your banking package and transaction limit. To carry out a local transfer for an amount that exceeds your Online Banking and Mobile Banking daily limits, please visit your nearest branch.

There is no limit to number of transfers you can do in a month.

To setup a new standing instruction for transfers or payments, follow these simple steps on Online Banking:

  • Click on Pay and transfer > Transfer or Payment
  • Select a beneficiary from the list or start a new transfer or payment
  • Enter the beneficiary details or amount, enable Auto-payment and Next
  • Review and Submit
  • You will receive an authorisation on your mobile app to proceed with this request. Open your Mobile App and Slide to confirm
  • Enter your Smart Pass PIN*

*Don’t know your Smart Pass PIN? Or have not yet registered for Smart Pass? Reset your PIN or register for Smart Pass now

There may be times when your beneficiary has not received you transfer. Learn about the reasons behind your beneficiary not receiving your transfer.