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Minimum salary AED 5,000
Credit Cards
Enjoy an AED 300 gift voucher from noon when you apply for a free-for-life Credit CardMarriott Bonvoy® World Mastercard® Credit Card
Earn up to 200,000 bonus points, Gold Elite Status, free nights and moreTravel Cards
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See the world in your own light
Reward Cards
Enjoy a diverse range of luxurious privileges and rewards on all your spends
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Make your credit card as unique as you!
The Card that lives up to your lifestyle
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Distinctively Rewarding
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Get on the go with more convenience
GlobalCash Card
A prepaid card that can hold up to 15 currencies
Take off on your journey with a card that understands the currency of the country you’re traveling to.
Installment Loans
Convenient credit card services that allow you to spread the cost of your purchases and much more
Contactless Payments
Pay on the go with Emirates NBD Cards
Use your phone or smartwatch to make quick and secure contactless payments with your Emirates NBD Cards.
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What are people asking?
Yes, you can. Listing your company is not a mandatory requirement to be eligible for a credit card. However, we do recommend that companies get listed, as this impacts approval rate, credit limit and also documentation requirements.
Credit limit sanctioned is not just a function of income.
While assigning credit limit, other factors such as company you work for, your past financial performance history with other banks, your income to liability ratio will also be considered.
Based on the above, for an AED 50,000 credit limit, your salary should be between AED 12,000 to AED 15,000.
Credit limit sanctioned is not just a function of income.
While assigning credit limit, other factors such as company you work for, your past financial performance history with other banks, your income to liability ratio will also be considered. Based on these factors credit limit can vary from a minimum of AED 5,000 up to AED 20,000.
We offer credit cards to all residents who are above the age of 21. The occupation of the customer is not relevant as long as he meets all our credit norms, including establishment of source of income.
Having a credit history with Emirates NBD is not at a mandatory requirement.
Anyone who is a resident of UAE , above the age of 21 and who has a regular income can apply for a credit card with us.
Yes, you can. Listing your company is not a mandatory requirement to be eligible for a credit card. However, we do recommend that companies get listed, as this impacts approval rate, credit limit and also documentation requirements.
Credit limit sanctioned is not just a function of income.
While assigning credit limit, other factors such as company you work for, your past financial performance history with other banks, your income to liability ratio will also be considered.
Based on the above, for an AED 50,000 credit limit, your salary should be between AED 12,000 to AED 15,000.
Credit limit sanctioned is not just a function of income.
While assigning credit limit, other factors such as company you work for, your past financial performance history with other banks, your income to liability ratio will also be considered. Based on these factors credit limit can vary from a minimum of AED 5,000 up to AED 20,000.
We offer credit cards to all residents who are above the age of 21. The occupation of the customer is not relevant as long as he meets all our credit norms, including establishment of source of income.
Having a credit history with Emirates NBD is not at a mandatory requirement.
Anyone who is a resident of UAE , above the age of 21 and who has a regular income can apply for a credit card with us.
While you cannot reduce your interest rate on any specific product type on a permanent basis, for retail transactions above AED 750, you may choose to convert them into equal monthly installments at a lower interest rate than the applicable rate on the revolving balances. Another option would be to convert your card to another card type which has a lower interest rate. You may refer to our website for the various card products on offer and the applicable interest / charges for each of them.
Yes, you can have more than one supplementary debit card for your family members.
Supplementary debit cards can be issued for the following relationship types
Credit card penalties can be avoided by keeping the below basic steps in mind:
You may choose to shop online using your credit or debit card. With Emirates NBD DoubleSecure, you enjoy additional security when you shop online at participating online merchants. All you need to do is to enter a one time Authentication Code when you pay with your Emirates NBD Credit / Debit Card. This Authentication Code will be sent to you as an SMS on your registered mobile number and email address.
You earn Plus Points for all your retail spends (domestic and international) on your eligible credit cards. You may choose to redeem Plus Points for vouchers, frequent flyer programme miles or cash back. This cash back can be set off against the outstanding balance* on your Credit Card.
Plus Points can be redeemed for Cash Back in the following conversion ratio:
You may redeem rewards accumulated on your credit card at any time, subject to the minimum rewards balance required for each redemption option. You have the following redemption options.
Yes, you may retrieve your statements for up to one year through our online banking channel or by calling our call center on 600 54 0000.
All our cards are CHIP&PIN compliant which provides you with greater security. CHIP&PIN technology uses an embedded micro CHIP to encrypt account information, making it more difficult for unauthorized users to copy or access data. This can reduce fraud on lost, stolen, and counterfeit Cards. When you use a CHIP Card, the transaction is validated when you enter a unique PIN that is setup and known to you.
Follow the below 4 simple steps to enroll and start making purchases using Samsung Pay
You are now ready to start paying with Samsung Pay!
To make payment with Samsung Pay:
You can use Samsung Pay wherever you use your card. Samsung Pay is accepted for payment on both NFC (contactless) as well as MST (swipe) terminals.
All EmiratesNBD debit and credit card are eligible for Samsung Pay.
Apple is available on any of the following devices with latest version of iOS, watchOS, macOS
Through our Mobile App:
Follow the simple instructions on the screen to get your phone set up for Apple Pay.
Through the Wallet
You will get all the benefits, rewards and protection that your Debit or Credit Card currently provides when you pay with Apple Pay.
If you return an item paid with Apple Pay, the store may require you to tap or wave your phone on the payment terminal to complete the transaction for refund. Please talk with the retailer directly to refund a transaction.
Yes, you will have to submit the requisite form(s), duly completed to apply for a No Liability Letter. On a case to case basis, other documents might be requested through the branch.
You can submit the application for Liability / No Liability Letter at your nearest Branch, Call Center OR through Online banking. On successful completion of your application, you will be provided with a reference number to track your request.
Clearance Letter states that a specific liability has been cleared while a No Liability Letter states the customer has no existing liabilities.
Yes, a fee of AED 50, as outlined in the Schedule of Fees and Charges on Bank's official website is applicable.
Liability / No Liability Letter will be issued within the bank's defined service standard of 7 (seven) business days.
As soon as the letter is ready, you will receive an intimation message on your registered mobile number.
The letter can be collected from the nearest branch based on your convenience, except mall branches. Click here for branch locations.
Liability / No Liability Letter is valid for 15 days from the date of issuance.
Apply for a Card
Dine, relax, travel and shop with ease with Emirates NBD Credit Cards
Instant Cash
Quick access to up to 90% of your Credit Limit
Easy Installment Plans
Convenient 0% monthly Installments at select outlets
Airport Lounge Access
Complimentary access to over 1,000 lounges worldwide
Discounts & Movie tickets
Up to 30% off on dining, entertainment and as well as exclusive buy-one-get-one free at cinemas
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