Grow your wealth

Build your portfolio with the products that best suit your unique needs and time horizons

We help you build your portfolio and investment knowledge through tailored advice based on your agreed investment plan. You will receive access to our “house view” publications, produced by the office of our Chief Investment Officer, which include our quarterly and annual investment outlook, and insightful market insights and trends. You will also have 24/7 access to information about your investments through our mobile and online banking channels.

At a glance

Tailor made banking solutions for all UAE Nationals

Minimum balance
Non-salary transfer: AED 100,000 Salary transfer: AED 15,000
Fees for no minimum balance
Non-salary transfer: No fees
Salary transfer: No fees
Special interest rates on loans
More benefits on credit cards

Rewards and features

  • No account opening fees
  • Preferential interest rates on a range of current and savings accounts
  • Complimentary access to over 1,000 lounges worldwide via LoungeKey with the Emirati debit card
  • Insurance benefits including full multi-trip insurance, extended warranty, international medical and travel assistance and purchase protection on the Emirati debit card
  • Skywards, U by Emaar and Marriot Bonvoy credit cards free for the first year
  • Personal loan amounts of up to AED 4M with flat interest rates starting from 2.63% p.a., free insurance and no processing fees
  • Home loans up to AED 20m, up to 85% of the value of the property.
  • Instant cash support of up to twice your salary with overdrafts
  • Shar’ia compliant wealth and insurance solutions


A rewarding banking experience with no minimum balance fees and higher interest on a Family Savings Account
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Credit cards

Get bonus travel miles, points and free elite memberships with the Skywards, U by Emaar or Marriott Bonvoy World Mastercard credit cards.
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Special pricing and benefits on our loans, be it for the house you wish to build, the car you dream of or to meet your marriage expenses
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Wealth & insurance

Save regularly and watch your wealth grow steadily
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Emirati Visa Signature Debit card

Exclusive benefits and privileges to compliment your lifestyle
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Benefits of banking with Emirates NBD

Special banking privileges

Proud to support SANAD

We’re proud to partner with the Community Development Authority of Dubai and offer special banking privileges to people of determination who hold the SANAD smart card.

Open an Emirates NBD account and join the most innovative bank in the region

What our customers are saying:

"I love the convenient way of sending money to the Philippines. Services such as paying other bank credit cards in the UAE are also time saving. Thanks #EmiratesNBD"
Vivian Hermandez Lim

Beyond Package

Minimum balance

Current account: AED 15,000 to AED 49,999

Savings account: AED 100,000


Free debit card + 5 supplementary debit cards

Choice of 5 credit cards

Other benefits

Rewards up to AED 5,000 on loans

15 monthly cashback prizes worth AED 2,000

Free unlimited international remittances

Rewards up to AED 50,000 with Beyond deals

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