At a glance

Bigger the family, the higher the returns

Create your family
Create your family pool with up to 10 members
Interest rates
Interest rates based on pooled balance
Separate access
Separate access and privacy for each family member

Key features

  • Exclusive to UAE nationals
  • Earn up to 2.5% interest p.a. on pooled account balances of your family
  • Free debit card and supplementary debit cards for each family member
  • Create your family pool with up to 10 members
  • Earn interest on preferential interest based on your family’s pooled balance
  • Separate access and privacy for each family member
  • Easy access with digital account opening and maintenance through Online Banking
  • No minimum monthly balance or salary requirement for family members

Interest rates

 

AED Balance Interest Rates applicable until
31 January 2026
Interest Rates applicable until
1 February 2026
Up to AED 349,999 2.00% p.a. 1.50% p.a.
AED 350,000 - AED 999,999 2.50% p.a. 2.00% p.a.
AED 1,000,000 and above 2.75% p.a. 2.50% p.a.

Terms and Conditions apply

  • Balance will be pooled across family members to assess eligible interest rate
  • Interest will be calculated for pooled daily closing balance and credited monthly
AED Balance Interest Rates applicable until
31 January 2026
Interest Rates applicable until
1 February 2026
Up to AED 349,999 2.00% p.a. 1.50% p.a.
AED 350,000 - AED 999,999 2.50% p.a. 2.00% p.a.
AED 1,000,000 and above 2.75% p.a. 2.50% p.a.

Terms and Conditions apply

  • Balance will be pooled across family members to assess eligible interest rate
  • Interest will be calculated for pooled daily closing balance and credited monthly

Benefits of banking with Emirates NBD

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"The best bank in the UAE. I have been banking with Emirates NBD for 15 years and I am completely satisfied with all the services and products."

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