Current Account
At a glance
Benefits
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Requirements and charges
Key facts statements
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Digital Account Opening

At a glance

A world of features and benefits open to you

60-second transfers with DirectRemit
Up to AED 4,000 savings on debit card deals
No account opening fees

Key features

  • Currencies: AED,USD, GBP, AUD, CAD, SGD, JOD, KWD, SAR, QAR, OMR and BHD
  • Up to 10 free teller transactions a month (based on your banking package)
  • First cheque book free
  • Salaried, non-salaried and self-employed individuals can apply
  • A minimum balance and salary of only AED 3,000 is required
Key Facts Statement (KFS) for individuals
Key Facts Statement (KFS) for sole proprietorship
Fees and charges
Terms and conditions

Benefits of banking with Emirates NBD

Know the benefits of your banking package

View all banking packages

Beyond Package

Minimum balance
  • Current account: AED 15,000 to AED 49,999
  • Savings account: AED 100,000
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Rewards up to AED 5,000 on loans
  • 15 monthly cashback prizes worth AED 2,000
  • Free unlimited international remittances
  • Rewards up to AED 50,000 with Beyond deals
Apply now
Know more

Plus Maximizer

Minimum balance
  • Current account: AED 5,000 to AED 14,999
  • Savings account: AED 5,000
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Free insurance cover worth AED 100,000
  • Exciting offers on credit cards
  • Monthly winners get AED 500 cashback
  • 8 free teller transactions per month
Apply now
Know more

Emirati Package

Minimum balance
  • No balance requirement
Cards
  • Free debit card + 5 supplementary debit cards
  • Choice of 5 credit cards
Other benefits
  • Rewards up to AED 50,000 with the Beyond app
  • Up to AED 9,010 in savings with the Emirati Visa signature debit card
  • Higher interest on the Family Savings Account
Apply now
Know more

Requirements and documents for opening an account

  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Copy of Labor Card
    • Copy of Employee ID
    • Latest salary letter
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
    • Copy of appointment letter or contract
    • Copy of payslip (less than a months old)
    • Statement with previous month’s salary
    • For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)
  • Passport and copy with visa page and one of the following documents:
    • Utility bill (not more than 3 months old)
    • Bank statements (not more than 3 months old, you can print these off Online Banking too)
    • Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address as per the home country bank records
  • Identification
    • Passport and copy or UAE National ID and copy
  • For current or checking accounts any one of the following documents:
    • UAE National ID
    • Labour Card and copy
    • Work Permit and copy
    • Letter from employer
    • Copy of recent telephone or electricity bill (not more than 3 months old)
    • Tenancy contract in your name
  • Passport and Emirates ID copies of all signatories/owners/directors
  • Trade license if the company is in the UAE
  • Memorandum of association (MOA)
  • Board resolution
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Copy of Labor Card
    • Copy of Employee ID
    • Latest salary letter
  • Identification
    • Original Emirates ID and copy
    • Copy of passport
  • In case of a salary transfer account, we’ll need one of the following documents:
    • Salary transfer letter (not more than 30 days from date of issue for non-government companies. For government companies, validity as mentioned in the letter.)
    • Copy of appointment letter or contract
    • Copy of payslip (less than a months old)
    • Statement with previous month’s salary
    • For bulk accounts: consolidated letter from HR (with salary of each employee mentioned)
  • Passport and copy with visa page and one of the following documents:
    • Utility bill (not more than 3 months old)
    • Bank statements (not more than 3 months old, you can print these off Online Banking too)
    • Reference letter from a banker in home country confirming the length and nature of your relationship with them (this should be a minimum of 12 months); residential address as per the home country bank records
  • Identification
    • Passport and copy or UAE National ID and copy
  • For current or checking accounts any one of the following documents:
    • UAE National ID
    • Labour Card and copy
    • Work Permit and copy
    • Letter from employer
    • Copy of recent telephone or electricity bill (not more than 3 months old)
    • Tenancy contract in your name
  • Passport and Emirates ID copies of all signatories/owners/directors
  • Trade license if the company is in the UAE
  • Memorandum of association (MOA)
  • Board resolution

Important links and documents

Key Facts Statement (KFS) for individuals

Key Facts Statement (KFS) for sole proprietorship

Fees and charges

Terms and conditions

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Emirates NBD Bank (P.J.S.C.) is licensed by the Central Bank of the UAE, Baniyas Road, Deira, P.O. Box: 777, Dubai, UAE

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