These terms and conditions (“Promotion Terms and Conditions”) govern the Emirates NBD Bank P.J.S.C. (“Bank” and “Emirates NBD”) Credit Card spends promotion.

The Promotion (as defined below) is subject to the Emirates NBD Credit Card Terms and Conditions (available at credit cards terms and conditions) (“ENBD CC Conditions”) and the Emirates NBD General Terms and Conditions for Accounts and Banking Services (“ENBD General Terms and Conditions”) and these Promotion Terms and Conditions.

If there is any conflict between the ENBD General Terms and Conditions and the ENBD CC Conditions, the ENBD CC Conditions shall prevail. If there is any conflict between the Promotion Terms and Conditions and the ENBD CC Conditions or the ENBD General Terms and Conditions, the Promotion Terms and Conditions shall prevail.

Promotion Period: 15th May to 30th June 2023 

Applicable for: Selected Emirates NBD Credit Cardholders

Qualifying Customer:

  • This promotion is open only to preselected Emirates NBD Credit Cardholders (“Cardholders/ Cardholder”)
  • The eligible Cardholders will receive specific communication from the Bank through EDM SMS, online popup, mobile popup with respect to the specific promotion period. Enrollment rights are reserved and solely determined by the bank.

Qualifying Criteria and Reward Details:

  • In order to qualify cardholders will have to make a minimum spend of AED 100 In-store or Online on their card during campaign period.
  • Customers who opt in, activate their Credit card and make POS/Online spends during the campaign period will qualify for the reward.
  • Winners will receive AED 100 cashback. No replicate winners will be selected.
  • Only the first 2,000 customers to qualify will receive the rewards.
  • The following are expressly excluded from qualification as Eligible Spends in respect of an Eligible Card and the corresponding Eligible Cardholder and, accordingly, do not apply to this Promotion: (i) Dial-A-Cheque, (ii) Loan on Card or any cash advances in any currency; (iii) domestic and international cash withdrawals; (iv) refunds by retailers or otherwise; and (v) any fees or charges payable to the Bank; and (vi) any cancellation, reversal, refunds or disputed purchases during the campaign period of an Eligible Spend.
  • Each Eligible Credit Cardholder subject to the Promotion Terms and Conditions (“Promotion”) will receive a cashback of AED 100
  • If the Bank has sufficient grounds to believe that an Eligible Cardholder has violated any laws or regulations applicable in the UAE, the Bank shall be entitled to rescind and cancel any Cashback otherwise earned by the Eligible Cardholder in accordance with these Promotion Terms and Conditions.
  • No Eligible Cardholder may earn more than AED 100 worth of cashback during the Promotion Period.
  • This Promotion is not valid in conjunction with any other promotion, campaign or offer of Emirates NBD.
  • All Eligible Cards and corresponding Eligible Spends must be valid, active, not in default and in full compliance of the terms and conditions applicable to them.

General Terms:

  • The Bank reserves the right to change or cancel any or all of these Promotion Terms and Conditions without prior notice in its sole and absolute discretion.
  • All decisions of the Bank relating to the Promotion, each of which is at the sole and absolute discretion of the Bank, shall be final and conclusive.
  • The Bank shall not be liable for any losses resulting from the fluctuation of foreign currency exchange whilst converting the Eligible Spends to AED.
  • These Terms and Conditions are in addition to the standard Emirates NBD Card Terms and Conditions.


  • AED means the United Arab Emirates dirham.
  • Cashback means an accrued amount earned on eligible transactions as set forth in this document, as decided by the Emirates NBD at its absolute discretion and which shall be credited to the Eligible Card within 60 days post campaign completion
  • Two thousand five hundred (2,000) eligible Credit Cardholders, with eligible Spends during the Promotion Period will stand a chance to get AED 100 as cashback
  • Eligible Cardholder means each primary cardholder of an Eligible Card to whom the offer to participate in the Promotion has been communicated by Emirates NBD.
  • Eligible Spend means cumulative domestic or international transactions, at a point of sale or online of AED value 
  • Each foreign transaction (Non-AED) will be converted to AED at the prevailing exchange rates.

Thank you for your feedback!

How was your experience?

We'd love to know.

1 = Poor, 10 = Excellent