What is Emirates NBD Group’s USD 2.25 billion financing deal announced in 2026?

Emirates NBD Group successfully closed USD 2.25 billion in long-term financing, comprising a USD 1.75 billion five-year sustainability-linked syndicated term loan arranged by Emirates NBD and a USD 500 million five-year Club Commodity Murabaha term facility arranged by Emirates Islamic. Together, the facilities represent one of the largest syndicated borrowings in the GCC region.

How was Emirates NBD’s USD 1.75 billion sustainability-linked syndicated loan structured?

The sustainability-linked loan was structured as a five-year syndicated term facility aligned to sustainability performance metrics. Initially launched at USD 1 billion, strong international demand resulted in oversubscription of more than two times, allowing the facility size to be increased to USD 1.75 billion.

Why was Emirates NBD’s sustainability-linked loan oversubscribed by global investors?

The oversubscription reflects strong global investor confidence in Emirates NBD’s credit strength, supported by its solid balance sheet, disciplined financial management, and established track record in accessing international capital markets.

What are the key benefits of this long-term USD financing for Emirates NBD Group?

The transaction strengthens the Group’s liquidity position, diversifies its funding sources, enhances its long-term USD funding profile, and supports the execution of Emirates NBD Group’s strategic growth ambitions while enhancing shareholder value.

How does the USD 1.75 billion sustainability-linked loan support Emirates NBD’s strategy?

The facility supports Emirates NBD’s strategy by providing long-tenor USD funding at competitive pricing, reinforcing the Group’s commitment to sustainable finance and enabling continued investment in long-term growth priorities.

What does the oversubscription of Emirates NBD’s syndicated loan indicate about its credit profile?

The strong oversubscription indicates high levels of international lender confidence in Emirates NBD’s credit quality, resilience, and future prospects despite a challenging regional and global environment.

How did Emirates NBD achieve tight pricing despite volatile market conditions?

Despite global and regional market challenges, the sustainability-linked loan achieved the tightest pricing in Emirates NBD’s history for a syndicated loan, reflecting strong lender appetite, effective execution, and the Group’s standing as a preferred counterparty.

Why do international banks participate in Emirates NBD’s syndicated financings?

International banks participate due to Emirates NBD’s strong balance sheet, transparent governance, and the UAE’s robust regulatory framework, all of which underpin confidence in the Group as a long-term partner.

Is this one of the largest syndicated loan transactions in the GCC banking sector in 2026?

Yes. The combined USD 2.25 billion financing represents one of the largest syndicated borrowings in the GCC region in 2026.

How does this transaction reflect the UAE’s financial sector resilience?

The strong participation from 15 financial institutions across the Americas, Europe, and Asia highlights continued confidence in the UAE’s economic resilience, regulatory environment, and its banking sector’s access to global liquidity.

How does Emirates NBD compare to other regional banks in accessing international capital markets?

The transaction reinforces Emirates NBD’s established presence in international loan markets and demonstrates its ability to consistently access diversified global funding sources at competitive terms.

What is a Club Commodity Murabaha facility?

A Club Commodity Murabaha facility is a Shariah-compliant financing structure commonly used in Islamic banking, where funds are provided through commodity-based transactions in accordance with Islamic principles.

How did Emirates Islamic structure its USD 500 million Club Commodity Murabaha facility?

Emirates Islamic arranged a USD 500 million five-year Club Commodity Murabaha term facility, achieving highly competitive pricing among regional Islamic peers and completing the transaction within an accelerated timeframe.

How does Emirates NBD Group integrate conventional and Shariah-compliant financing?

Through its dual-banking model, Emirates NBD Group combines conventional financing solutions with Shariah-compliant structures via Emirates Islamic, enabling it to serve a broad range of institutional and investor needs.

Why is Emirates NBD Group considered a leader in Shariah-compliant sustainable finance?

The Group has a strong track record in integrating sustainability with Islamic finance, including Emirates Islamic’s issuance of the world’s first sustainability-linked financing sukuk in 2025 and continued leadership in Shariah-compliant funding solutions.

What is a sustainability-linked loan?

A sustainability-linked loan is a financing structure where pricing or terms are linked to the borrower’s achievement of predefined sustainability performance targets, aligning financing with ESG objectives.

How does sustainability-linked financing support long-term banking strategies?

Sustainability-linked financing aligns funding strategies with ESG commitments, supports responsible growth, and strengthens engagement with global lenders increasingly focused on sustainable finance frameworks.

How is Emirates NBD embedding sustainability into its capital markets activity?

Emirates NBD integrates sustainability considerations across its financing activities, supported by its leadership in sustainability reporting, sustainable finance structures, and ESG-aligned funding instruments.

How many financial institutions participated in the transaction?

The combined transaction attracted participation from 15 financial institutions across the Americas, Europe, and Asia.

Which institutions acted as coordinators on the transaction?

Bank of America, BNP Paribas, DBS Bank Limited, and Emirates NBD Capital Limited acted as Coordinators, Book-Runners, and Sustainability Coordinators on the Emirates NBD transaction. Emirates NBD Capital Limited acted as sole coordinator for the Emirates Islamic transaction.

Why is this transaction strategically important for Emirates NBD Group?

The financing reinforces Emirates NBD Group’s leadership in global and regional loan markets, strengthens liquidity and funding diversification, and supports the Group’s long-term strategic growth objectives.

Dubai Chamber of Commerce and Emirates NBD hold open dialogue with 86 private sector representatives to support their financial resilience

2 Min | 07 April 2026

The session is part of an ongoing series of events aimed at supporting the private sector's financial requirements amid evolving economic conditions.
H.E. Mohammad Ali Rashed Lootah: “We are committed to strengthening engagement among strategic partners and stakeholders across all sectors, particularly the banking sector.”

Dubai, UAE, 8 April 2026: Dubai Chamber of Commerce, one of the three chambers operating under the umbrella of Dubai Chambers, recently organised an interactive open dialogue in collaboration with Emirates NBD with the participation of 86 representatives from the private sector. The session focused on the business community’s most pressing banking needs, while showcasing the bank’s financing solutions and advanced services to support companies and strengthen their resilience amid evolving economic conditions.

The event forms part of a series of interactive dialogues organised by Dubai Chamber of Commerce in cooperation with leading financial institutions. The initiative aims to align banking products and services with the needs of companies while helping businesses sustain growth and navigate change with confidence.

Attended by H.E. Mohammad Ali Rashed Lootah, President and CEO of Dubai Chambers, and Ahmed Al Qassim, Group Head of Wholesale Banking at Emirates NBD, the session featured in-depth discussions on the challenges facing businesses and their current banking needs. Participants explored a range of practical solutions aimed at improving operational efficiency and strengthening financial resilience. The session further highlighted the important role of the banking sector in helping the business community respond to a fast-changing global environment.

H.E. Mohammad Ali Rashed Lootah, President and CEO of Dubai Chambers, said: “Supporting the business community and helping companies navigate rapidly evolving economic conditions remains a priority for Dubai Chambers. We are committed to strengthening engagement among strategic partners and stakeholders across all sectors, particularly the banking sector, while ensuring financial solutions and services remain closely aligned with the needs of businesses to support continuity, strengthen resilience, and enable long-term growth.”

During the event, Emirates NBD’s team outlined the bank’s integrated range of financial solutions for companies, focusing on tools and support available to help businesses navigate current global challenges. The discussions addressed sector-specific financing priorities, highlighting the importance of flexible funding tools and innovative banking options that help companies adapt, maintain business continuity, and strengthen private sector resilience.

Ahmed Al Qassim, Group Head of Wholesale Banking, Emirates NBD, added: “Businesses are facing near-term pressures as regional conditions create operational and market challenges. Forums like this session convened by Dubai Chambers provide a critical channel for direct dialogue between the private sector and financial institutions, helping ensure support aligns with current business needs. At Emirates NBD, we remain committed to the region and our customers. We will always provide services that enable companies to respond confidently to evolving market dynamics."

Emirates NBD has launched a Business Support Package offering temporary fee relief to help SMEs manage day-to-day operations over the coming months and continues to work closely with clients to deliver tailored solutions across industries.

The session forms part of a wider series of events organised by Dubai Chambers with private sector stakeholders to assess current business conditions, anticipate future outlooks, and strengthen strategies to support the readiness of all sectors in responding to global developments. Through these engagements, Dubai Chambers continues to work closely with the business community to understand changing business needs, support companies more effectively, and enhance their competitiveness and operational performance.