Earning Skywards Miles on your debit card

Earn Miles every time you use your Emirates NBD Skywards Visa Infinite Debit Card

Earning Skywards Miles on your debit card

You earn Skywards Miles every time you make a retail purchase or payment using your Emirates NBD Skywards Visa Infinite Debit Card. The Miles earned are based on the average monthly balance in your savings account, and on the type of transaction.

Miles earning rate per USD spend:

Monthly account balance (AED) Miles earned
*Domestic spends International and Emirates spends
250,000 - 499,999 1 1.25
500,000 - 999,999 2 2.5
1,000,000 and above 4 5

If your average monthly balance falls below AED 250,000 in any given month, you won’t earn any Miles for transactions in that month.

*Note on domestic retail spends:

  • Grocery, supermarkets, insurance and car dealership spends earn Miles at 25% of the domestic earning rate
  • Petroleum, government services, utility payments, real estate, education and telecommunication spends payments earn 10% of the Miles

Miles earning cap

Your monthly account balance determines how many Miles you can earn every month.

Monthly account balance Miles cap
250,000 to 499,999 30,000
500,000 to 999,999 50,000
1,000,000 and above 83,333

The Miles you earn are transferred to your Emirates Skywards account approximately 3 weeks after you receive your Skywards Savings Account statement.

Read our terms and conditions here.


We use a fixed conversion rate of USD1 = AED3.672.
We'll enroll you as a Skywards member while processing your card or account application. An email confirmation of your membership will be sent to your registered email address and the Miles you earn will be credited to your new Emirates Skywards profile.
Your Miles will be credited to the Emirates Skywards Account you provided us during your card or account application process.
Miles earned on your supplementary debit card will be transferred to the Emirates Skywards account linked to the primary debit card.
Only retail spends made using your debit card earn you Miles. Cash withdrawals, bank fees and charges, etc. don’t earn Miles. Click here to learn more about eligible transactions.