Cash advance on your credit card

Get cash when you need it

If you need cash for emergency, you can use your Emirates NBD Credit Card to do so. But remember, a cash advance fee applies when using your credit card. In addition, any time you make a cash advance transaction, you will start incurring finance charges. Learn more on charges here.

Applying for a Cash Advance

Choose one of the options below:


*Don’t know your Smart Pass PIN? Or have not yet registered for Smart Pass? Reset your PIN or register for Smart Pass now.

Fees and charges

Cash advance fee of 3.15% or AED 103.95 (whichever is higher).

To learn more on the other charges, click here.


Yes, you will still be charged a cash advance fee of 3.15% or AED 103.95 (whichever is higher).

If you have a business credit card, you can take a maximum cash advance limit of 75% and with a normal credit card, you can take up to 50% cash advance.

Finance charges are calculated on an average daily balance basis for your retail purchases and cash advance transactions from the transaction date to the repayment date.

The bank can increase the finance charges if the cardholder is two or more payments overdue.