Apply for auto loan NOC before travelling abroad

Steps to Apply for Auto loan NOC

Important information about the service

Customers planning to travel by road outside of the UAE in a mortgaged vehicle must obtain a Tourism Certificate from RTA to avoid issues at the border. This certificate permits customers to travel abroad with their mortgaged vehicle and is processed by RTA.

To apply for the Tourism Certificate for a mortgaged vehicle, customers are required to first obtain a No Objection Certificate (NOC) from the bank. This NOC is a mandatory document that is required by RTA during the application process. For more information on the Tourism Certificate - click here

The NOC should be issued within 4 working days subject to you falling under the below criteria:

Working for a company that falls under the Bank’s approved list of employers
Have made a minimum of 18 successful payments towards the auto loan (no delay in payments, missing payments, etc.)
The loan account should not have any overdue amount or be in any default status.

In case the criteria are not met as per the bank’s policy, you will need to visit one of our branches and place a fixed deposit of 120% of the principal outstanding against your Auto loan for the request to go through.

Apply for a NOC

What’s next

Once you receive an SMS confirmation from us, visit the "Automobile and Touring Club" with your vehicle registration and pay the required fees.
The Automobile and Touring Club will provide you with an NOC document, which is to be submitted to the RTA.
Visit RTA website or an RTA Centre to request a Tourism Certificate, submit the required documents, and pay the RTA fees.
RTA will issue an Electronic Tourism Certificate

Please tell us what went wrong

The information provided didn't answer my questions The information is confusing or hard to follow The links don't work

Please elaborate to help us serve you better

more app