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Emirates NBD Skywards Savings Account and Visa Debit Card
Now your savings and spends will
take you places
The debit card and account that gets you closer to your next adventure and
access to a world of travel and lifestyle benefits.
Skywards Miles
Earn up to 5 Skywards Miles per USD equivalent spend on the debit card
Interest
Up to 0.25% interest p.a. on the savings account balance
Emirates Skywards Silver membership
Enhance your travel experience
Airport Lounge Access
Complimentary access to over 1000 lounges worldwide via LoungeKey
Skywards Miles
Earn Skywards Miles
Emirates NBD Skywards Visa Debit Card offers Skywards Miles based on the average monthly balance maintained in your savings account. You will earn up to 5 Miles per USD equivalent spend.
| Average monthly account balance (AED) | Skywards Miles earnings per USD equivalent spend |
|
|---|---|---|
| Domestic spends | International and Emirates spends | |
| 250,000 to 499,999 | 1 | 1.25 |
| 500,000 to 999,999 | 2 | 2.5 |
| 1,000,000 and above | 4 | 5 |
Up to 50,000 bonus Skywards Miles
- 25,000 Skywards Miles upon payment of joining fees
- 25,000 Skywards Miles on maintaining a minimum average monthly account balance of AED 750,000 on the 3rd month of account opening
Important Information and Terms and Conditions
Redeem Skywards Miles
Use your Skywards Miles for an extensive range of rewards; including reward flights with Emirates, flydubai, and other partner airlines, flight upgrades, hotel accomodation, excursions and shopping.
See how many Skywards Miles you can earn
Average monthly account balance
How much do you usually spend per month on
Supermarkets and Groceries?
Emirates Airline?
Fuel and Utility Payments?
International Spends?
Retail and other expenses?
5,000 Skywards Miles per month
and Visa Debit Card,
you could earn up to
5,000 Skywards Miles per year
Please note that this is just an estimated calculation based on above amounts
Interest
Earn interest with the Emirates NBD
Skywards Savings Account
- Earn 0.15% interest rate p.a. with AED 250,000 to 499,999 average monthly account balance
- Earn 0.20% interest rate p.a. with AED 500,000 to 999,999 average monthly account balance
- Earn 0.25% interest rate p.a. with AED 1,000,000 and above average monthly account balance
Available in AED only
Terms & Conditions apply
Emirates Skywards Silver membership
Enhance your travel experience
with Emirates and flydubai
Receive complimentary Emirates Skywards Silver membership and enjoy benefits like
25% bonus
Skywards Miles
12kgs excess
checked baggage allowance
Business Class
Check-in
Your Emirates Skywards Silver membership will be valid as long as your Emirates NBD Skywards Visa Debit Card is active. If you are an existing Emirates Skywards Gold or Platinum member, your existing membership status will not be affected.
Airport Lounge Access
Complimentary lounge access
worldwide via LoungeKey
Simply present your debit card at the lounge reception for access to over 1000 airport lounges worldwide
Over 1000
airport lounges
Complimentary
guest per visit
Benefits from Visa
More advantages exclusively for you
Supplementary Debit Cards
Easily manage daily household expenses.
Share your savings with your loved ones by gifting them supplementary cards, and earn Skywards Miles on their spends.
Simply issue supplementary cards and set customized limits for daily and monthly use.
To apply, call 600 54 0000 now.
Contactless Payments
Pay on the go with Emirates NBD Cards
Use your phone or smartwatch to make quick and secure contactless payment with your Emirates NBD Cards.
Emergency & Security Services
Alerts and assistance for your security
Insurance Benefits
We have got you covered wherever you go
What are people asking?
- What is a Skywards savings account and Visa debit card?
The new Emirates NBD Skywards savings account and Visa debit card is one-of-a-kind program and a market first and offers the highest Skywards miles earning in UAE. The product also comes packed with travel and lifestyle benefits to best suit the frequent traveler's lifestyle.
- I am an existing customer, how can I sign up for a Skywards savings account and Visa debit card?
You can contact your relationship manager to open a Skywards Savings Account and Visa Debit Card. Alternatively, you can call our 24/7 call center 600 54000 or visit any of our branches.
- What is the minimum average monthly balance required to be eligible to open a Skywards savings account?
The minimum average monthly balance required is AED 500,000.
- What benefits do I get with my Skywards savings account and Visa debit card?
The new Emirates NBD Skywards Savings Account and Visa Debit Card offers a wide range of benefits.
- You can earn up to 5 Skywards miles per USD equivalent spend on the Debit Card
- You get a complimentary Emirates Skywards silver membership
- You get complimentary access to 900+ airport lounges worldwide via LoungeKey
- Up to 0.25% interest p.a. on the Savings Account balance
- You can share the savings with the supplementary cards and earn Skywards miles on the spend
- If you book your ticket with your debit card and get covered up to US $500,000 for travel accident and travel inconvenience on all trips up to 90 days.
- You can get an additional warranty period of up to 1 year from the end of manufacturer warranty for items purchased with the Visa Debit Card
- International Medical & Travel assistance Service helps you and your immediate family when you are travelling together to a location outside of your principal country of residence for up to 90 days. Services such as medical telephone advice, putting you in touch with a local medical service provider
- Purchase protection covers theft or accidental damage of articles purchased with your Visa Debit Card
- I am an existing customer, will I be eligible for the benefits of Skywards Savings Account and Visa Debit Card if I transfer the minimum balance required from an existing account?
Yes, as long as you meet the minimum AED 500,000 account opening balance criteria in the Skywards Saving Account, the benefits will be available. You can transfer from existing account to Skywards Savings Account or bring in additional AED 500,000.
Useful Links & Documents
2-FOR-1 DEALS
Treat yourself to exclusive 2-for-1 deals on food, entertainment and shopping in addition to 5,00 travel discounts.
Download the “Visa Offers MENA” mobile app and register your Emirates NBD Skywards Infinite credit card to get access to the offers.
INTERNATIONAL MEDICAL & TRAVEL ASSISTANCE
International Medical & Travel Assistance Service helps you and your immediate family when you are travelling together to a location outside of your principal country of residence for up to 90 days. Services such as medical telephone advice, putting you in touch with a local medical service provider and with someone to monitor your medical condition till you are well. Learn more about benefits click here
PURCHASE PROTECTION
When paying with your Visa Infinite card, you may benefit from Purchase Protection for lost, stolen or damaged goods purchased.
Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.
EXTENDED WARRANTY
Use your Emirates NBD credit Card to pay for your purchases and items purchased may be eligible for the benefit of Extended Warranty. This benefit automatically doubles the original manufacturer's warranty for an item purchased with your Credit Card.
Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.
CONCIERGE
Let us open doors for you
Being an Emirates NBD Credit Card(s)* holder rewards you with all its luxurious benefits. Relax and let the expert concierge team run all the errands for you. A list of services to enhance your experience are:
Pickup and delivery of car in Dubai and Abu Dhabi for Car servicing and Car registration once a year
| Credit Card | Airport transfers | Submission of visit visa at Dubai and Abu Dhabi airport |
Local Courier Service |
|---|---|---|---|
| Visa Infinite Credit Card | Up to 4 drops per calendar year in the UAE |
6 times in a year | Up to 12 times per calendar year within UAE |
| Skywards Infinite Credit Card | Up to 4 drops per calendar year in the UAE |
6 times in a year | Up to 12 times per calendar year within UAE |
| Skywards Signature Credit Card | Up to 2 drops per calendar year in the UAE |
4 times in a year | Up to 6 times per calendar year within UAE |
| dnata World Credit Card | Up to 4 drops per calendar year in the UAE |
6 times in a year | Up to 12 times per calendar year within UAE |
| Visa Platinum Credit Card | Up to 2 drops per calendar year in the UAE | 4 times in a year | Up to 6 times per calendar year within UAE |
| Mastercard Platinum Credit Card | Up to 2 drops per calendar year in the UAE | 4 times in a year | Up to 6 times per calendar year within UAE |
To avail of these services contact our dedicated Concierge Desk on +971 4 704 7110 between 8.30 am to 5.30 pm, Saturday to Thursday.
Terms and Conditions
- Services available only if payment is made using your Emirates NBD Credit Card(s)*.
- All bookings to be made 48 hours in advance and are subject to availability.
- Benefit available only when travel tickets are purchased with the Emirates NBD Credit Card(s)*.
- A one-way transfer is considered a drop from airport transfers.
- Inter-Emirate transfers are not applicable. Only valid for transfers within city limits.
- Enjoy Complimentary Concierge Service on maintaining an average monthly spend of AED 5,000. Cardholders whose average spends in the last 3 months is below AED 5,000 will be charged AED 99 per service availed on Visa Platinum Credit Card and Mastercard Platinum Credit Card
*Applicable Cards: Visa Infinite Credit Card, Skywards Infinite Credit Card, dnata World Credit Card, Visa Platinum Credit Card, Mastercard Platinum Credit Card
GOLF PRIVILEGES
Tee off and conquer new terrain at the top 5 golf courses
across the UAE
Swing, shank, press, hook and much more at below 5 golfing locations
- The Track Meydan Golf Club
- Address Montgomerie
- Arabian Ranches Golf Club
- Sharjah Golf and Shooting Club
- Yas Links Golf Club
Please note the below to have a complete Golfing experience:
You can now choose from the available slot and also be guaranteed to play on your chosen date.
To book yourself complimentary rounds at any of these stunning courses in the UAE, simply click here and follow the steps
A 'no show' fee will be charged if you do not show up at a booked game. Charges vary from course to course.
A nominal processing fees of AED 10 is applicable per booking.
Terms and conditions apply
- Golf usage is capped based on the card type as outlined below:
- Once a Month: Platinum / Business Rewards / Corporate and Diners Credit Cards
- Minimum spend criteria applies:
Products Usage in a Month Minimum Spend Skywards Infinite
Skywards Signature
Visa Infinite Credit
SPG
Dnata WorldTwice in a month AED 5,000 average per month Visa Platinum
Mastercard Platinum
Business Rewards
Corporate Cards
Diners Club Credit CardOnce in a month AED 3,000 average per month
VALET PARKING
Let us park it for you
Enjoy 4 complimentary valet parking services of 1 hour each at selected popular shopping malls by simply presenting your Emirates NBD Credit Card(s)* at the valet service. Locations providing these services are:
- Khalidiya Mall (Main Entrance of the Mall)
- Yas Mall (Main Entrance)
- Yas Waterworld (Main Entrance)
- Ferrari World (Main Entrance)
Terms and Conditions
- Every additional Valet Service per hour will be charged at AED 30.
- Valid only for Standard Valet Services. Not valid for VIP Valet Parking.
Please Note: Enjoy Complimentary valet parking on maintaining an average monthly spend of AED 5,000. Cardholders whose average spends in the last 3 months is below AED 5,000 will be charged AED 99 per service availed on Visa Platinum Credit Card and Mastercard Platinum Credit Card
*Applicable Cards: Visa Infinite Credit Card, Skywards Infinite Credit Card, Visa Platinum Credit Card, Mastercard Platinum Credit Card, dnata World Credit Card
AIRPORT TRANSFERS
Smoother journey to the airport
Get 50% discount on all domestic airport transfer when you ride with Careem using your Emirates NBD Skywards Infinite Credit Card.
To redeem:
- Download the Careem app
- Register your Emirates NBD Credit Card as a payment method on the app
- Enter the promo-code UAEVI50 when booking your ride
Terms and Conditions Apply
- Promo code valid until December 31, 2019.
- Promotion valid for pickup or drop off at DXB, DWC and AUH Airports.
- Not applicable on GO (Pilot) bookings. Discount provided cannot be exchanged for cash or credit.
- Visit: www.visamiddleeast.com/careem for more details.
AIRPORT LOUNGE ACCESS
Complimentary lounge access worldwide via LoungeKey
Access to over 950 airport lounges worldwide, simply present your Emirates NBD Skywards Visa Debit Card at the lounge reception for immediate entrance.
Please note the below to avoid a hassle free experience
Emirates NBD Skywards Visa Debit cardholders enjoy unlimited complimentary visits.
Additional guests will be charged to your card at the rate of 27$ per guest per visit.
Cardholders should mention Lounge Key to reception staff.
For any inquiries on Lounge Key, cardholders can click on the 'Contact Us; link via Lounge Key's website or App.
SKYWARDS MILES
Now your spends are your ticket to more travels
Maximum eligible spends
In a given statement cycle, Miles can be earned for eligible spends up to the credit limit, or AED 100,000 for Skywards Infinite Card / AED 50,000 for Skywards Signature Card, whichever is lower. Miles will be awarded for eligible transactions in chronological order up to the credit limit or above stated cap, whichever is lower.
Miles accrual in selected categories
Retail spends made under the category “Insurance”, “Car dealership related ”, “Grocery and Supermarkets” will earn 25% of the Base Miles and Retail spends made under the category “Real estate”, “Education”, “Petroleum”, “Government Services”, “Bill Payments (including utility and Telecommunication)” will earn 10% of the Base Miles as defined by VISA.
Retail spends made under category:
- Grocery and Supermarkets, Insurance, Car dealership will earn 25% of the Base Miles
- Retail spends made under category “Petroleum”, “Government Services”, “Utility Payments”, Real estate, Education & Telecommunication Payment will earn 10% of the Base Miles.
International Spends
International spends are transactions made internationally in Foreign / Non AED Currency. Transactions made internationally under the categories "Insurance", "Car dealership related ", "Grocery & Supermarket", “Real estate”, “Education”, “Petroleum”, “Government Services”, “Bill Payments (including utility and Telecommunication)” will earn Miles as per normal International retail spend. However, Miles will be transferred in two steps – normal category Miles will get awarded with regular monthly transfers and balance Miles will be awarded along with Bonus Miles for the month.
Additional Bonus Mile
1 Mile per USD earned for spends on www.emirates.ae will be transferred on a monthly basis directly to the linked Skywards account.
Express Miles
Cardholders enrolled in the Express Miles program are eligible to earn Express Miles. The program is subject to a maximum of 4,000 additional Miles per statement. A nominal monthly fee of AED 250 is charged for the Express Miles program. The listed annual fee of AED 1500 is waived from the 2nd year onwards for Cardholders enrolled into the Express Miles Program. Annual fee is charged to the card statement in case of deenrolment from the Express Miles program. Bonus Miles earned for spends on www.emirates.ae are excluded for Express Miles calculation.
Redeem Miles
Use your Skywards Miles for an extensive range of rewards; including reward flights with Emirates, flydubai, and other partner airlines, flight upgrades, hotel accomodation, excursions and shopping.
SMS ALERTS
Receive SMS alerts on every transaction made on your Card, so you can immediately identify any unauthorized use.
24 HOUR ASSISTANCE
Call +971 600 54 0000 for any queries related to your Card, 24 hours a day, 365 days a year.
ONLINE ACCESS
Enjoy online access to your Card Account from anywhere in the world, allowing you to monitor your card balances and transactions as well as make payments from your Emirates NBD Account.
CHIP & PIN SECURITY
Your Emirates NBD debit card comes with CHIP and PIN technology, whereby you will be required to enter a unique PIN known only to you in order to complete your transaction. This ensures added security for all your retail transactions.
ZERO LIABILITY
Emirates NBD offers you protection against unauthorized use of your card, in case your card is lost or stolen. You are protected against charges for any unauthorized retail transactions on your card, from the time you notify the loss in writing to Emirates NBD.
Please note:
- Not valid for PIN based transactions - both ATM withdrawals as well as retail transactions on Chip and PIN terminals
- Loss of card should be reported by calling the Emirates NBD Helpline on +971 600 54 0000 and should be followed up with a written notification
- Cardholder will be liable for all transactions made on the card prior to reporting loss in writing to Emirates NBD
FULL MULTI-TRIP INSURANCE
Save the time and expense of organizing travel and medical insurance separately when you travel. Book your ticket with your debit card and travel with complete peace of mind as you are automatically covered up to US $500,000 for travel accident and travel inconvenience on all trips up to 90 days.
For more information, please visit www.visamiddleeast.com/infinite or 8000 441 3487 (when calling from within the UAE) or call +971 4 361 1234 (when calling from outside the UAE).
PURCHASE PROTECTION
Covers theft or accidental damage of articles purchased with the Visa Infinite Debit Card.
Click here for more information
INTERNATIONAL MEDICAL & TRAVEL ASSISTANCE
International Medical & Travel Assistance Service helps you and your immediate family when you are travelling together to a location outside of your principal country of residence for up to 90 days. Services such as medical telephone advice, putting you in touch with a local medical service provider and with someone to monitor your medical condition till you are well. Learn more about benefits click here
EXTENDED WARRANTY
Get an additional warranty period of up to 1 year from the end of manufacturer warranty for items purchased with the Visa Infinite Debit Card
Click here for more information
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