Begin a rewarding banking journey with bank accounts tailored to your needs.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support centre for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support centre for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support centre for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain, but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support centre for answers to all your banking-related questions.
View support centreEveryday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support centre for answers to all your banking-related questions.
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usBegin a rewarding banking journey with bank accounts tailored to your needs.
Find a suitable account and applyDiscover the benefits of being our customer by browsing through our banking packages.
Learn more about banking packagesLearn all about how to use your account's features and benefits to the fullest.
Visit our dedicated support centre for answers to all your banking-related questions.
All our cards offer you an exciting range of rewards and benefits.
Find a suitable card and applyGet the most out of your credit card by exploring its different benefits.
Learn all about how to use your card's features and benefits to the fullest.
Visit our dedicated support centre for answers to all your banking-related questions.
Here's how to make the most out of your loan with us.
Visit our dedicated support centre for answers to all your banking-related questions.
Our various FX products and services help you conduct your international transactions easily.
Our wide range of transfer options make it easier for you to send money locally and internationally.
Learn all about how you can seamless use our services to transfer money.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Know more about our Wealth servicesLife is uncertain, but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
Visit our dedicated support centre for answers to all your banking-related questions.
View support centreEveryday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with usWe have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Learn more about our services and get the most out of your banking relationship with us.
Visit our dedicated support centre for answers to all your banking-related questions.
Introducing Signature, a programme of distinction reserved for the upper crust of Emirates NBD
Everyday banking is a lot easier with our digital banking platforms and services.
Learn more about our services and get the most out of your banking relationship with us.
Our wealth solutions help you manage your financial future better and achieve your financial goals.
Life is uncertain but you can be prepared to face adversity with our wide range of insurance plans.
Access to over 11,000 stocks and ETFs in Global and UAE markets
We welcome you to a bespoke banking experience tailored to suit your private banking & wealth management needs, should you, your family, or your business have USD 5 Million (or currency equivalent) and above as Assets Under Management with us.
Everyday banking is a lot easier with our digital banking platforms and services.
Discover more about banking with us
Patrick (‘Paddy’) is a Senior Managing Director with responsibility for Investor Relations as well as Emirates NBD’s Group Funding and Principal Investment unit. The Investor Relations team updates the Rating Agency, Analyst & Investor community on the Bank’s performance and outlook. The Global Funding team manages the strategic funding needs of the Bank. The Principal Investment team manages an investment portfolio containing hedge funds, credit funds and private equity.
Paddy has been with Emirates NBD since 2007. Prior to that he worked in London as co-head of the global operating-company rating team at Fitch Ratings. Before this he was part of the structured investment group at JP Morgan where Paddy looked after capital modelling and risk management.
Paddy has an M.Sc. in Mathematical Finance from the University of Oxford and a B.Sc. (First Class) in Actuarial Mathematics and Statistics from Heriot-Watt University.
Charlotte has been with the bank since 2007.
She is the Senior Department Coordinator for Group Finance and has been assisting the IR Team since 2009.
Najat is an Emirati and has been with Emirates NBD since 2016.
She works closely with the Investor Relations team as an Assistant Manager.
Nadyah is an Emirati Qualified ICAEW Chartered Accountant working at Emirates NBD since 2013. She is a Senior Manager in the Investor Relations team.
Nadyah has an MBA in Finance and Management, and Bachelor’s in Finance from the American University in Dubai. She is the first Emirati in the bank to become a Certified Investor Relations Officer.
Ibrahim is an Emirati Qualified ICAEW Chartered Accountant working at Emirates NBD since 2021. He is a Manager in the Investor Relations team.
Ibrahim has an M.Sc. in Financial Management from the University of Warwick and a Bachelor’s in Finance from the American University of Sharjah.
Maitha joined the Emirates NBD Investor Relations team in 2022. Prior to that she worked in M&A and Investments and corporate solution in the field of Energy.
Maitha has an Executive MBA from Georgetown University, and a Master’s in Finance (MFin) from the University of Cambridge in the UK.
Karan leads the Investor Relations team managing key relationships with Rating Agencies, Equity Analysts and the Investor community for the bank with a focus on communicating the financial performance and strategic outlook. Karan also has a senior role in Group Strategy team that focus on central strategy development and M&A transactions management for the Bank and, providing support to the board and executive management on key strategic priorities across the Group. Within the Strategy team, the Corporate Venture fund for the Bank is also managed.
Karan started his career in Investment Banking, working in boutique investment banks across India and the UAE before joining Emirates NBD in 2015. Karan took on the additional responsibilities of leading the Investor Relations team in July 2025 and his expanded role leverages on his corporate finance and strategy experience. Karan has extensive experience in working on various organisation wide strategic initiatives including; our international expansion strategy, various M&A transactions and capital market projects in addition to the set-up of the Group's corporate venture capital fund.
Karan has an M.Sc. in International Management from King’s College London, UK and BBA in Management & Corporate Finance from Amity University, India.
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