Transforming Finance for a Sustainable Future

Advancing sustainability in Finance with comprehensive Emission Tracking across all three scopes

We seek to use innovative technological solutions that would empower financial institutions such as ours to take a proactive role in combating climate change, by accurately track and quantify emissions associated with our investments and operational activities, encompassing all three emission scopes as defined by Greenhouse Gas protocol.

Key opportunity areas that we need addressed are:

• Data Accuracy and Transparency: Develop methodologies to accurately collect and verify emission data across the bank’s entire value chain, ensuring transparency and credibility of reported emissions.
• Data Accuracy and Transparency: Develop methodologies to accurately collect and verify emission data across the bank’s entire value chain, ensuring transparency and credibility of reported emissions.
• Scope 3 Emissions Attribution: Methodologies to attribute scope 3 emissions to specific finance emissions - investments, projects, assets, or financing activities as a part of the value chain (based on SBTi, PCAF++).
• Client Experience Dashboard: Ability to provide our clients the capabilities to meet their ESG goals by recording, reporting, and visualizing their ESG data for regulatory and rectification purposes, while maintaining privacy regulations and guidelines.
• Preferably build and run your own IPs to extend Microsoft’s suite of products such as Microsoft Sustainability Manager (MSM) and or leverage Microsoft’s Azure platform Open.AI etc., or alternatively commit to port it to a Microsoft Stack during engagement phase.

Climate risk modeling for enhanced financial resilience

We seek forward-thinking startups to tackle the pressing challenges faced by banks in climate risk modeling. As climate change intensifies, we recognize the urgency to enhance our risk assessment practices. Ideal startups will be able to solve and address data scarcity, uncertainty, interconnected risks, and other obstacles in modeling climate-related risks.

Key opportunity areas that we need addressed are:

• Climate Data Integration: Methods to efficiently integrate diverse climate data, ensuring accuracy and relevance in risk modeling.
• Uncertainty and Long-Term Horizon: Approaches to handle the inherent uncertainty of climate projections over extended time frames.
• Interconnected Risks: Models that capture the complex interplay between climate risks and their impacts on various financial risk categories.
• Standardized Methodologies: Frameworks for consistent and comparable climate risk assessments across the banking industry.
• Dynamic models with robust validation and back-testing techniques: Dynamic and user-friendly models that can adapt to the ever-changing risk landscape as climate change unfolds, that effectively inform strategic decisions and risk management practices. Novel techniques to validate and back-test climate risk models despite limited historical data on extreme events.

Innovative carbon trading for banks and customers

We seek startups that have developed and offer an innovative carbon trading platform that caters to both banks and their customers and addresses carbon trading challenges while enabling banks and individuals to offset their emissions responsibly.

Key opportunity areas that we need addressed are:

• Integrated Carbon Trading Solutions: A seamless platform that integrates carbon trading solutions for banks and extends carbon offsetting options to their customers.
• Market Volatility Management: Algorithms and risk strategies to help banks navigate volatile carbon markets, while offering customers stable and reliable carbon offset opportunities.
• Regulatory Compliance Solutions: Adherence and compliance with carbon trading regulations for both banks and customers engaging in offsetting activities.
• Precise Measurement and Verification: Advanced monitoring systems for accurate carbon emissions measurement and verification to provide trustworthy offsetting services.
• Enhancing Carbon Market Integrity: Implement innovative technologies to enhance the integrity and security of carbon trading transactions on the platform.
• Standardizing Carbon Trading Contracts: Establish transparent and standardized contracts for carbon trading and offsetting, ensuring fairness and clarity for all participants.
• Mitigating Illiquidity Risks: Risk assessment and management tools to mitigate potential illiquidity risks in carbon credit positions for banks and customers alike.

Advancing ESG risk assessment solutions by pioneering sustainable business practices

We seek innovative startups to develop cutting-edge ESG risk assessment software that enables adoption of sustainability and responsible business practices. Create robust and customizable tools that aggregate diverse ESG data, perform materiality analysis, and facilitate scenario modeling and stress testing. The ideal solution should offer data analytics and insights through user-friendly dashboards, enabling real-time monitoring and benchmarking against industry best practices. Join us in driving a holistic approach to ESG risk assessment and fostering a more sustainable future for businesses worldwide.

Key opportunity areas that we need addressed are:

• Comprehensive Data Aggregation: Efficiently gathers ESG data from multiple sources, ensuring a comprehensive understanding of an organization's environmental, social, and governance risks.
• Customizable Risk Indicators: Tools with customizable risk indicators to cater to the unique ESG risk profiles of different industries and businesses.
• Materiality Analysis and Prioritization: Algorithms to perform materiality analysis, prioritizing critical ESG risks based on their financial and reputational impacts.
• Advanced Scenario Analysis and Stress Testing: Features for sophisticated scenario analysis and stress testing, allowing organizations to assess the resilience of their operations against diverse ESG risk scenarios.
• Data Analytics and Intuitive Insights: Offer data analytics and visualization capabilities that provide valuable insights into ESG trends, patterns, and correlations, supporting informed decision-making.
• Interactive Reporting and Dashboards: User-friendly dashboards and ESG standard and compliant reports that present ESG risk findings in an interactive and understandable manner for stakeholders across the bank.